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M&S Home Insurance offers & cashback

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M&S Home Insurance could be the perfect fit for your home. Just as you have come to rely on M&S to deliver quality throughout your home, you can trust them to protect it too with their straightforward M&S Home Insurance. You can also rely on them to deal with a claim quickly and fairly.


Two cover options – premier or standard
Save 20% when you buy online (Subject to minimum premiums. Not available to customers renewing their existing cover and excludes optional extras)
New for old cover on all replaced contents
No additional charge to pay monthly by Direct Debit
M&S Cardholders receive 1,000 M&S points for new policies (not available to customers renewing their existing cover)* 

*M&S Loyalty Scheme subject to terms and conditions. We reserve the right to withdraw the offer without notice. Your points will be converted to vouchers for your next or subsequent loyalty mailing. Applies to new policies only. Offer detailed cannot be used in conjunction with any other points offer and only one claim can be made per account. Offer not available to customers renewing or amending an existing policy. Offer is not open to customers buying from price comparison websites. Loyalty points are only available when the main cardholder is the policyholder.

M&S Bank have carefully selected AXA Insurance UK plc to underwrite this quality home insurance. Terms, conditions, exclusions and limitations apply.



Sign in or join to get cashback

First visit to retailer? Be sure to read the terms & conditions and review the cashback rates

All cashback rates Last updated: 09 January



for a valid new policy

Terms & conditions

  • Cashback is only available to new customers
  • Cashback for valid policies can take up to six months to be applied following the commencement date
  • Any policy taken for contents, buildings or combined home insurance will be eligible for cashback
  • Please see the retailer's standard terms and conditions for purchase as listed on their site
  • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts

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Voucher codes & offers




Shop at M&S Home Insurance and earn £45 cashback (Terms and conditions)


View expired voucher codes, vouchers & offers