Sainsbury's Bank - Home Insurance offers & cashback
Up to 50% off if you have 5 years claim free. Offer includes up to 25...
Up to 50% off if you have 5 years claim free. Offer includes up to 25% introductory discount applied to annual home insurance premium, not additional extras. And up to 20% discount on your premium when you buy online.
Guaranteed payment by 26 September
Rates
Stats
Guaranteed payment by
26 September
(if you purchase today)
Tracking speed
Less than two days
(from purchase)
7% tracked within 12 hours
68% tracked within 1 day
24% tracked within 1 day+
Tracking reliability
82.3% tracked
- In the rare circumstances that your purchase of a Sainsbury’s Bank product is not recorded in your Quidco account, please note that you have a limited time to raise a cashback claim. You have 21 days from the date of when you purchased the product to raise a cashback claim.
- This programme is being monitored. Quidco accounts making fraudulent applications to this merchant will have their membership terminated immediately and may have their details passed to the authorities for further investigation.
- Quidco will only pay cashback on Sainsbury's Bank policies to users if you have your Quidco Payment settings set up as the 'BACS' payment method.
- After clicking through to the Sainsbury's Bank website from the Quidco link you must generate a new quote and complete the transaction within 30 days.
- Retrieved quotes generated previously (eg. through a price comparison website) are not eligible for cashback.
- Cashback is available on new policy applications only. Renewals do not qualify for cashback.
- Cashback is only available online. Please ensure you have cookie tracking enabled.
- All transactions will be validated by Sainsbury's Bank. You will be required to manually verify your purchase by providing the policy holder's name, policy number and cover start date.
- There is an extended 3 month validation period from policy start date, after which Sainsbury's Bank will ensure the policy is active and that all payments due to them have been received. On meeting Sainsbury's Bank criteria, tracked purchases will be confirmed.
- Cashback is paid to Quidco who then pay the customer. Please do not contact the merchant regarding cashback queries. All such enquiries should be made to Quidco.
- Sainsbury's Bank standard eligibility criteria applies.
- Members should only use voucher codes listed on Quidco. If you use voucher codes or gift vouchers that are not listed on Quidco your cashback may not track or be declined.
Offers
- All (1)
- Offers with cashback (1)
All successful combined home insurance policies get £65 (Terms and conditions)
Details
- This offer/voucher code was correct at the time of publishing
- It is important that you check your order summary before purchasing
- In the event that the offer/voucher code does not work please refer to our help pages
- Discount cannot be applied to your order after you have made your purchase
- The retailer reserves the right to terminate this offer at any time
User Reviews
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66 reviews
3 reviews of 66 ordered by
Very very poor
user975546
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17 hours ago
CASHBACK What a joke still waiting after 7 months avoid Sainsburys
sad sad sad will not use them again not even shopping
Slow cashback
user825165
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(See all their reviews)
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9 days ago
Still waiting for this cashback. I'm sure the payment speed said "less than 6 months" when I took out the insurance, but now it says "less than 8 months".
Not too keen on the cover either to be honest, apart from the price! Will think harder about this on renewal!
Still Waiting!
sdhiman2009
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23 days ago
Still waiting for cash back and made purchase in September! The cover I got was excellent though but wouldn't take this policy based on the cash back if you find a quote of equal quality
Sainsbury's - Home Insurance only good for one year.
kevinhome
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28 days ago
Sainsbury's price dubbed after one year. Did not stay with them, but worth taking if your happy to hunt round for another company after the 1st year finishes.
Very slow cashback
user1811205
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1 month ago
7 months later....still no cashback. Luckily I haven't had to use the insurance service so can't comment on this.
slow cashback
gratz
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(See all their reviews)
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2 months ago
excellent price on insurance, cash back was slow to track and a claim had to be raised, however the claim was succesful
Good price, slow cashback
lamswopc
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2 months ago
Home insurance cheaper then Direct Line for the same product from the same underwriters, plus cah back and Nectar points!
Very slow to confirm cashback but good amount paid
user1211133
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(See all their reviews)
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2 months ago
It took exactly 7 months to confirm the cashback, a long time considering some of the time frames for other retailers.
Good cashback amount though.
Didn't track, even though it was in the list of transactions......
danclyon
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(See all their reviews)
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2 months ago
Had to submit a claim to get the cashback and it took a lot longer than expected, especially given I'd paid for a year at once and hadn't taken the finance route. Policy and price were excellent as was speed of delivery of paperwork etc - hopefully never have to find out what the claims process is like though!
Good price and cash back amount BUT very poor getting it back
user1224155
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2 months ago
Had to get in touch with Quidco a couple of times to get cash back paid .Very poor compared to other cash back payments that I have had previously.
At last...
ukiooi
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2 months ago
Well 7 months to payout.
Ins is good, increased necter points is great.
Just a shame its spoilt by the so slow payout.
Building and Contents Home Insurance
patriciat72
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(See all their reviews)
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2 months ago
This must rate as the slowest payment of cashback ever but to be fair, I did get it eventually. It took 7 months and tracking never showed up for quite a few months. I imagine that the retailer was hoping you would forget about it but you need to keep on top of it and contact Quidco to enquire on your behalf both with the tracking and the payment. The policy itself was very comprehensive I thought and really competitive.
Sainsburys Home Insurance
Dollarco
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2 months ago
Good product; great price; great cashback - eventually, but still worth the wait. Will use them again in the future.
Taken a while
Jamesknight
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(See all their reviews)
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2 months ago
Policy set up in July and cash back confirmed on the 26th of February. To be fair I knew it would take a while, but I didn't think it would be this long.
Price for the insurance was good though
Didn't track so I had to raise a claim
stephenashforth
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2 months ago
Bit of a nuisance that I had to raise a claim but once the claim was submitted by quidco, the claim was accepted and the cashback came quickly afterwards. The cashback has taken just over 6 months which seems typical of these insurance cashbacks
Insure for less with cashback
petertheb
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(See all their reviews)
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2 months ago
The cashback made the deal unbeatable without the cashback not the best price by a long way. Happy with deal not happy to had had to chase cashback as failed to track.
Good Insurance and very competitive
user1011382
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(See all their reviews)
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2 months ago
The tracking was painfully slow but has come through after about 6 months. Insurance is good and was also the cheapest. I had to make a claim on the insurance but that didn't affect the cash back.
Very long wait for payment
tubtruck
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2 months ago
Just had the cash confirmed on the 26 Feb, purchase was made on 15th July, far too long to wait, wont use them again.
quick track - very slow payment
shiftyshaks
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(See all their reviews)
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2 months ago
All good as far as insurance product concerned. Payment tracking just happened (after 6 months). I almost forgot about it. Just hope the payment is credited before the insurance is up for renewal again!
Do not buy!!!
Mrs Ww
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2 months ago
Have been waiting over 6 months now for cash back and claim tracked fine but has now been declined. I only took the policy as the cash back made it worthwhile, i definitely will not be using sainsburys again!!
Fab deal but oh so long to pay
lorna149
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3 months ago
Got a fantastic deal which basically gave me half price insurance. Only problem is that they don't pay up for at least 6 months - when you pay up in full to start and cannot cancel I have only one thing to say - WHY? Nevertheless, glad to see payment finally confirmed so all worked out well.
still no cashback after 7 months
andynlisa
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3 months ago
I purchased this policy and paid in full in July 2012. My cashback tracked until January 2013 when it was declined, a cash back claim has been raised but still nothing - I could have taken a cheaper quote and only chose this because of the cash back. I have never had problems with any other insurer, I will not be renewing my policy - not imporessed
Sainsbury's Home Insurance
Bos01
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3 months ago
Tracked very quickly and paid out as expected in just under 6 months. The price was competitive even without the cashback, but the £80 cashback was very welcome. Absolutely no problem.
Good deal
user1815125
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3 months ago
Compared a number of providers for home and contents insurance . Provides excellent cashback on a competitive premium and good cover as well.
Fine if you're not in a hurry
monkeynuts81
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3 months ago
If you are counting on receiving your cash-back in the short term my advice would be dont bother! If you are buying a policy based on speedy cash-back, and need the money then this isnt for you. If however, like me, you are happy to wait in exchange for a decent insurance policy at a decent price then, go ahead! It took 6 months to the day from purchase to cash-back being confirmed in my account.
Cashback took 7 months
emmareid12
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3 months ago
If you're expecting cashback quickly then don't go through Sainsburys. Fair enough, £80 cashback is pretty good and the quote I received for home insurance was excellent but it has taken 7 months nearly to the day since originally applying for insurance to have my cashback payment confirmed which is ridiculous.
not impressed woith sainsburys !
martinz
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3 months ago
even though i purchased thro the quidco cash back scheme,Sainsbury's Bank - Home Insurance declined to pay , now waiting for result of 2nd claim on the same product not impressed at all.
Not tracked
user1101895
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3 months ago
I selected Sainsbury's Home Insurance as it was one of the cheaper policies with good cash back. However the transaction didn't track and 4 months later still no sign of activity despite reporting it. I hope that if I have to claim on the policy Sainsbury's deal with it in a more timely manner than the cash back.
Where's my money?
lizzie4512
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3 months ago
I bought a buildings/content insurance policy in July 2012, i paid it in full and I still dont have my money from Sainsburys? I can't see why it would take this long? I wish i'd have gone with another company now!
Cashback takes forever
Welshheather
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3 months ago
Don't take up this offer if you're in a hurry for the cashback - I'm still waiting 7 months later and still no sign. :(
Rubbish; how long!!!!
Quid1007MW
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3 months ago
Totally disappointed with Sainsbury - a household name. When I arranged cover there was no mention of the cashback taking so long; I recall it should have been three months - here I am seven months later and the only incling I have that this will pay out is the status 'tracked' against the transaction. It will soon be time to renew the policy, what happens then? Have Sainsbury stalled for long enough that they can claim I never entered into a contract with them in the first place? Very disappointing for such a large company that appear to be far more trustworthy than their competitors - who knew!
P.S. Can't complete the 'Speed of cashback payment' section because I haven't had it yet, would be in the 'minus range' if such an option existed here.
Slow
ibearpark
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(See all their reviews)
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3 months ago
Seemingly over 8 months wait for cashback is unreasonable. I cannot see any good reason why after 3 months the policy cannot be validated and the cashback paid. I assume this is to protect them from people who take the policy, get the cashback and then cancel their monthly direct debit. Is that such an issue though that we have to wait?
Such a slow service - not good
markpetty
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3 months ago
I have been waiting nearly 6 months and still no sign of cashback. Its been 'Tracked' and assume I will have to wait a few more months. Really frustrating and I wish I went with one of the retailers.
6 months waiting and £60 cashback decline
user1409250
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3 months ago
very poor
After 6 months and making a claim no cashback, and claim decline.
I will not use Sainburys again for any financial product
Competitive insurance but slow payer
keirah
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4 months ago
Got a great quote for my annual buildings and contents insurance and the cashback is generous too. It does however take nearly 6 months for the cashback to be paid.
Paid after 6 months
bev1975
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4 months ago
Tracked after a few hours, but took 6 months to get paid. I do understand it though. Insurance companies have to be careful that people don't get the cashback and then cancel after a short period of having the insurance.
Worked out very cheap for buildings and contents once the 70 quid cashback was taken into account.
Sainsburys Insurance
delboyonline
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4 months ago
Excellent cashback on top of low insurance prices. I have used Sainsburys insurance many times and would recommend to others.
Excellent if you're happy to wait 7 months
Mulchyg
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4 months ago
No issues at all with the insurance, although I've not needed to use it. I did get the £70 cash-back eventually but it took the whole 7 months so be warned.
House Insurance
bettybuttons
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4 months ago
Purchased house insurance with Sainsbury's at the beginning of June and it tracked pretty quickly. Payment, however, as with all insurance purchases took a while to payout - eventually received payment end of December. Not had to claim on the insurance so not sure how good a company to deal with they are. Overall happy with the purchase as it was comparable to others and gave me £70 cashback as well.
For an annual home policy a good bet
davewitts
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4 months ago
I was aware at the time of purchase that cashback would take some time, mine has just moved to confirmed after just under 7 months. As I bought an annual home insurance policy I was prepared for this and factored it into the price, this saved me about 30% on my renewal and no other home insurance policy came close for the value it offered. Very happy indeed
Excellent cashback offer - expect to wait for payment though.
user825521
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(See all their reviews)
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4 months ago
For me the Sainsbury's home insurance policy represented the best value even before the cashback - decent contents cover, unlimited rebuilding costs and free lost key protection. I never had to claim so can't comment on how willing they are to pay out though!. The cashback effectively reduced the premium by half (£140 to £70 for a year's building and contents) and was paid within about 8 months - a long time but still well before the policy had run its course. Recommended
Excellent cashback offer - expect to wait for payment though.
user825521
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(See all their reviews)
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4 months ago
For me the Sainsbury's home insurance policy represented the best value even before the cashback - decent contents cover, unlimited rebuilding costs and free lost key protection. I never had to claim so can't comment on how willing they are to pay out though!. The cashback effectively reduced the premium by half (£140 to £70 for a year's building and contents) and was paid within about 8 months - a long time but still well before the policy had run its course. Recommended
Good Cashback but payment took about 9 months
neepdocker
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5 months ago
Chased up for me by Quidco after seeing Sainsbury had not been tracked. It has taken 9 months but now about to be paid.
Overall good but cashback poor
GAFTON
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5 months ago
This is for a home insurance policy. The coverage is good but thankfully no disasters have occurred so I have not really had to put it to the test. I would say that without the cashback I probably would have searched more (although I did do a thorough search anyway). Tracking, as indicated, was poor requiring me to file a report and payment was after seven months from the purchase which I do think is rather poor. Also Quidco had to chase Sainsburys both for the tracking and cashback payment. Many thanks to Quidco for keeping on top of the situation. I have made purchases through Quidco for several years now and they have been efficient and helpful and to date they have always come through with the cashback payment as originally advertised.
Sainsburys Cashback
Flamenca
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5 months ago
It has taken 7 months to get cashback. Very Poor for such a Major Supermarket chain. Still, have now received £50 which is nice just before Xmas
Sainsburys Home Insurance
user882088
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5 months ago
If you are willing to wait over six months for the cashback,then I would recommend Sainsburys Insurance from start too finish cannot fault a added bonus was a £30 pound card voucher sent by sainsburys themselves.
All in all a first class experience, just remember this payment you will have too over six months.
Also I would like too thank quidco for there communication and handling kept me in the loop throughout many thanks
sainsburys
KEVANDREA
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5 months ago
Took seven months from purchase to paying out, very slow and had to submit claims to chase up the payment, but got eventually
Still Waiting zzzzzzzzzzzzzzzz
sat143
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(See all their reviews)
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5 months ago
Im still waiting for the cashback, claim raised the 21st june, due to not tracking. This is a poor show from sainsburys, and i see im not on my own after reading the reviews.
SLOOOOWWWWW
gk141054
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5 months ago
I can understand them taking a few months to pay the cashback because of all the people taking out policies and then cancelling for free just to get the cashback, but 7+ months is rubbish and Quidco need to sort it out.... how long before it starts taking 12+ months and the plicy has expired and the next one started before the cashback has still not paid out.....?
sainsburys home insurance
mattvall2000
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6 months ago
home and contents very well priced excellent company would deal with again very well priced and obtained 3000 nectar point with coupon
Sainsburys home insurance
user1711528
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6 months ago
Cashback slow to be confirmed but expected that. Good deal on the insurance and £20 gift card came which I wasn't expecting. All in all a very good deal when the cashback has been received.
It's a long, long wait!
user901419
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6 months ago
Painfully slow cashback! It took over 6 months in my case. Quidcos' proforma contact email states that this retailer averages at 7 months before confirmation!!!!!
Unacceptable Sainsbury's
George301
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6 months ago
I have been waiting on my cashback since April and still no sign of it but unlike other's on here I do not blame Quidco because it was Sainsbury's who offered the cashback and I accepted that it would be 7 months delay when I purchased it.
As for Quidco they have kept me informed all along as to what it happening. This is the only occasion in 3 years when I have had to wait so long but it will not stop me using Quidco
ps Finally got paid on 9/11/2012, 7 month's after taking out insurance
Slow to pay cashback
user1329300
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6 months ago
It took more than 8 months for this company to pay my cashback. Not sure about the product as never had to claim but if they are the same when dealing with claims it could be a long time before getting a claim settled.
sainsburys home insurance
user1237903
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6 months ago
insurance is good , had to claim first time in 25 years , sainsburys handled it very well , cash back took forever
Not had a problem
adyady14
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6 months ago
Purchased in July, tracked within hours after filling in some extra information.
Just waiting for the cashback to be paid, which should be about January.
Great quote - poor payback speed
jellynose
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6 months ago
I went for this home insurance quote as with the cash back taken off it was a very reasonable quote. However, I had to wait from March to November for it to be paid. I am still waiting on the cashback from Sainsburys car insurance that I purchased in February.
A great cashback offer as long as you are not in a hurry to be paid back.
Unlike Quidco / Sainsburys
Davesmith7
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6 months ago
I bought a combined buildings and contents policy in April 2012 and policy didn't track. It has taken until November to receive confirmation that Sainsburys have accepted the cashback claim but still haven't confirmed how much. At this rate I will have had my renewal through before my cashback which is very unlike all other companies I have used through Quidco. Come on Sainsburys.
Patience is a virtue...(if you want your cash back eventually)
user957368
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6 months ago
If you don't mind waiting for a large cashback amount and can offset this against a slightly higher policy price overall then this might be a good option for you.
From my personal experience cashback was paid within 6 months of policy starting. This was clearly stated at the time so it was just a case of being patient and checking each month to see if had been paid. Noticed the tracking wasn't particularly quick as some though - this took 2 months in my case.
Overall though I got my cashback wihin the time frame stated on Quidco and experienced no problems with Sainsbury's Insurance during the policy.
Okay
cranny44
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6 months ago
Went with them last year got a £30 gift card direct from sainsburys within a month of the insurance being taken out and repayment of £70 via quidco about 6 months later, which is pretty standard for insurance companies as they wanna make sure you a having the insurance first and paying for a while - does state this in the small print on quidco as well which i think others have failed to read...
competiive prices, but the cash back is very slow and didn't track properly
Trentpete
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7 months ago
Be prepared to wait! Good level of cash back in relation to the other providers. I needed house insurance and car insurance and the sainsburys rates were competitive.
Took car insure in July and the website did not track it. So I raised a claim and I am waiting. Also, took house insurance. Still waiting.
On the bright side, I do have the car and house insured
CASHBACK PAID
user905488
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7 months ago
PAID APPROX £200 FOR BUILDINGS AND CONTENTS NOV 2011,TRACKED WITHIN 2 DAYS , PAYED OUT APPROX 6 MTH LATER , A MASSIVE 80 QUID ,PLUS DURING THAT TIME RECEIVED £30 OF VOUCHERS TO USE IN STORE .NO BRAINER.
KNEW IT WOULD BE A LONG WAIT AS WITH ANY INSURANCE COMPANY . THNX QUIDCO AND JS , even tho i hated driving for you(big brother !)
Unacceptable delay
GordonAtkinson
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7 months ago
Home insurance was purchased on 10 June 2012 and full documentation received from Sainsburys. However this has not been tracked and when I raised a claim on 19 June all I have received from Quidco is an acknowledgement and confirmation that "they are on the case". Since then nothing! I understand that Sainsburys don't want to make cashback payments too quickly as policies can be cancelled, but I fail to understand why it has now taken 4 months to simply respond and confirm that there is a valid claim and that this will be settled in due course.
Sainsbury Home insurance Cashback
hislopl
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7 months ago
I see one reviewer complaining about no action since July - well, he/she will need to be much more patient, I have been waiting since March!!!
Home Insurance
tinyteena_scouser
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7 months ago
I WAITED AGES FOR THE CASH TO COME INTO MY BANK, IF YOUR IN NO HURRY ITS A REALLY GOOD BARGAIN. I JUST SEEN IT AS A SAVINGS POT FOR ME!! :-)
So far so good.
Willspireite
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7 months ago
Don't normally do this, but the star system seems a bit unfair when only one person has used it thus far!
Tracked right away, and now am sitting it out waiting for it to become payable. It clearly states that it takes months, which with the amount of cashback is understandable.
It would be way more helpful if comments were in some way moderated, so that it's only once the transaction has run it's course that we can comment - otherwise it gives a skewed view.
Rubbish, don't bother
user970795
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5
7 months ago
I raised a claim for this in July and I have heard nothing from Quidco and received no cashback. Really annoyed as the cashback influenced which insurer I went with, won't be using Quidco or Sainsbury's when I next renew.
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