Payout in less than 3 months
I applied for the card at the end of April and the payment didn't track so I logged a case; at the end of June Support wrote back to confirm the cash had tracked.
Just under 3 months after application cashback was paid in full.
Happy with the card, as I have managed to get a much better rates abroad than at home and no fees and no money changing faff. And am accruing rewards each month too!
I will add though, the customer service wasn't great! I've called a few times about an over payment that was to be refunded. They tell me it will go through but to ring back! TBH I give up in the end haha! But you can manage the majority of things online!