- APR: 19.9%
- APR representative: If you spend £1,200 at a purchase interest rate of 19.9% p.a (variable) your representative rate will be 19.9% APR (variable).
- 0% interest for 28 months on balance transfers from the date you open your account. Your 0% offer will start from the date the account is opened. (1.75% fee applies)
- A fee of 3.5% will be applied to your account at first, but you'll only pay 1.75% as we'll refund the difference –terms and conditions apply
- 0% interest on purchases for six months from the date you open your account
- 0% balance transfers can only be made within the first 60 days from account opening.
- To keep your 0% rates, you'll need to stay within your credit limit and make at least your minimum payment on time each month. If you don’t, your 0% rates will go up to your standard rate instead.
You may be offered a different credit limit, representative APR, purchase rate or promotional Balance Transfer period to any shown here as it depends on your individual circumstances. Subject to status.