Compare a range of top providers to get a cheap salon insurance quote
Spend some time entering your details and the details of your salon. You’ll get access to a variety of quotes so that you can find the right one for you.
Compare the UK’s most reputable policies and prices to find the right insurance plan for you.
Choose a policy. Your cashback will be on its way and in your account in less than 60 days.
What types of salon insurance are there?
We all know that accidents are a part of life, and unfortunately they happen from time to time. If you don’t have the right insurance in place, you could be left seriously out of pocket. Salon insurance comes under business insurance, which then offers a different range of policies depending on your salon and business needs. The policies you may need to consider are:
Public liability insurance
You’re responsible for the welfare of every customer or visitor to your salon. Public liability insurance keeps you covered if a member of the public is accidentally injured or their property gets damaged whilst attending your business.
Employer’s liability insurance
If you have employees, contractors, casual workers or temporary staff, it’s a legal requirement for you to take out employers’ liability insurance. It covers you for any claims from staff that may become unwell or suffer an injury as a result of working for you.
Contents cover
Contents cover can help you replace the contents of your salon, like your specialist equipment, mirrors, and staff personal belongings, if they are damaged, lost or stolen. Contents cover also protects your cash, whether it’s at your premises, your home, or on the way to the bank.
What salon insurance can cover
Most insurers will cover you for treatments such as:
- Manicures
- Pedicures
- Eyelash tinting
- Eyebrow shaping and threading
- Facial massages
- Waxing
- Ear piercing
- Makeup application
Insurers might exclude treatments like body piercings, sunbed tanning and permanent makeup applications.
Cost of salon insurance
Beauty salon insurance can cost anywhere between £250 and £1,000+. The actual cost of your insurance will vary depending upon the type of treatments you offer, the value of your stock and equipment, the location of your business and the length of time you have been trading.
Make sure you choose a specialist insurance company who will offer a monthly instalment plan to help you spread the cost of your insurance.
By comparing quotes at Quidco, you could save money on your insurance premiums. Be sure to shop around to find the right policy for your salon.
Hairdressers insurance
Hairdressing insurance is also under the same umbrella as salon insurance, a hairdresser will also require public liability insurance for any injury or property damage claims. Some treatments may not be included with this type of policy so it’s always best to check with insurers on what they are willing to cover.
Compare cheap salon insurance with Quidco and receive cashback
By comparing different policies and insurance companies, Quidco can provide access to cheap salon insurance quotes. Work out the type of cover you need, then use the comparison tool to get instant quotes and find the ideal salon insurance, what’s more, receive £4 cashback on your savings!
Salon insurance FAQs
What is salon insurance?
In many ways, salon insurance is the same as the insurance many other businesses have. It covers accidental damage to the business property or loss of the business property due to theft. It covers compensation claims that are made against the business.
What are the three types of insurance needed in a salon?
Liability insurance comes in three different types: employer’s liability insurance, public liability insurance, products liability insurance. All three types of liability insurance cover you if a compensation claim is made against you because someone believes that you’re responsible for them being injured or for their property being damaged.
Do hairdressers have to be insured?
Although liability insurance and personal accident and sickness insurance are the main types of insurance that mobile hairdressers need, there are other risks that a mobile hairdresser faces and you should consider protecting yourself against those risks via other types of insurance.
How much is insurance for a beauty salon?
Public liability insurance for beauty salons often include a treatment risk extension to cover these claims. As such, the premium will also depend on the type of beauty services that are being provided.
What insurance is needed for a salon?
Employer’s liability insurance is a legal requirement if you employ anyone, even if they’re only employed on a temporary or casual basis. It covers compensation claims made against you by your employees.
Public liability insurance is not a legal requirement but it's not a type of insurance that should be considered optional. It covers compensation claims made against you by members of the public for injury and damage of possessions.
Products liability insurance is similar, but rather than covering compensation claims arising out of something you have done or failed to do, it covers compensation claims emerging due to an issue with a product that you have sold or supplied.
Useful information
Please note: by clicking the “Get a quote” button, you consent to your details being transferred to up to five insurance providers. The insurance providers will contact you via telephone to discuss your policy.
Please note:
- Cashback is only available for genuine quotes.
- Cashback is limited to 3 quotes per person for each product per year. Abuse of this may lead to the termination of your Quidco account.
- Any user found giving false details will have their Quidco account terminated.
When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.
The comparison service for insurance accessed via Compare is provided by Quotezone, 100% independent UK insurance comparison. Quidco is a trading style of Maple Syrup Media Ltd, who are an Introducer Appointed Representative of Seopa Ltd, trading as Quotezone, who are authorised and regulated by the FCA, number 313860. Quotezone run and operate the insurance comparison service. By using this system you are agreeing to our terms and conditions & privacy policy.
*Cashback rates - £4 per valid salon insurance purchase.