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Compare Black Box Insurance

Compare telematics based insurance policies and £35 cashback. 82% of members got a cheaper quote when comparing against another price comparison website.

Black box car insurance
Black box car insurance

Compare 100+ providers to get a black box car insurance quote

1
Get quotes

Inputting your key details will allow us to search through our telematics policies for you.

2
Compare

Once you have the results, you can choose from range of insurers to select the very best deal.

3
Get Cashback

Once you've signed up for a black box policy, you will get your cashback within 90 days.

Why get a black box car insurance quote with us?

Getting a good deal on your car insurance can be tough. Especially if you're a young driver or in a higher risk category. That's why it pays to compare. With us, not only will you get a good deal, but we'll give you cashback too.

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Telematics / Black box insurance

 

If you’re looking for a way to get cheaper car insurance, it’s worth considering a telematic-based car insurance quote. Telematics works by recording and then feeding back information about your driving to an insurance provider. It can alsoresult in lower premiums.  

Although telematics or black box insurance policies are often marketed towards younger drivers between 17-24 due to their generally high premiums, telematics could benefit drivers of all ages. 

What is telematics insurance?

Simply put, black box or telematics insurance uses technology to monitor your driving. It works by sending information about your driving to your insurance provider, allowing them to calculate your risk more accurately. 

Telematics usually comes in the form of a small box installed into your car. However, some insurance providers will ask you to download a smartphone application instead. The latter uses GPS from your phone to track your speed and other details. Some telematics policies will require a device to be plugged into your car before you set off for a journey. 

Telematics policies can sometimes work like a mobile phone pay-as-you-go contract; drivers can top-up their policy for the miles they cover.

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Our expert says:

‘If you’re frustrated by conventional insurance quotes, a telematics policy could be what you’re looking for. A black box puts more emphasis on your driving skill and car usage, and less on your age group and other fixed factors. Telematics insurance can let you directly affect your own premiums’ 

Curtis Moldrich - automotive journalist 

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Who is telematics insurance for?

Anyone, though it tends to be more attractive for those with higher conventional insurance quotes. Those between 17-24 may find a telematics-based insurance policy attractive, as will those with a history of driving offenses. 

Is this type of insurance cheaper?

Telematics-based policies aren’t automatically cheaper than more conventional insurance policies, but they have the scope to be, depending on how you drive. Factors such as speed, acceleration and mileage are all taken into account, as well as the times of day you drive. For example, those who travel during rush hour may find their black box insurance policy to be more expensive.  

Tracking technology means insurance providers can also add things such as mileage limits and driving curfews to policies, but sticking to them will result in further savings. 

Always read the conditions and small print of your telematics policy, and check with your insurance provider to see how they calculate your overall driver rating. 

How to make telematics cheaper

Reduce your miles

Decreasing your mileage will help bring costs down, as the fewer miles you drive, the less insurers will view your car as being at risk. Black box policies can easily measure how many miles you do and will be able to reward you for staying within your limits.

Change the times you drive

Telematics-based policies will often calculate risk on the times you drive. For example, making journeys at night or in rush hour tends to be riskier. Therefore, some black box policies will reward you for sticking to a curfew.

Useful information

Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry they won't call or email though.

When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.

Quidco is a trading style of Maple Syrup Media Ltd which is an appointed representative of Inspop.com Ltd t/a Confused.com who are authorised and regulated by the Financial Conduct Authority. Maple Syrup Media Ltd is entered on the Financial Services Register under reference 808298 and registered in England and Wales, registration number 05498276, with its registered office at 76-80 Great Eastern Street, London EC2A 3JL. Quidco is an intermediary and receives a percentage of the commission if you buy directly through us. By using this system, you are agreeing to our terms and conditions & privacy policy.


*Quidco ran a prize draw between 22.07.20 and 05.08.20 asking participants to test us by comparing two car insurance quotes: one from Compare and one from any other UK comparison site. Out of 2,392 participants, 82.25% received a lower premium from Compare with their cashback included