Spend some time entering your details and the details of your fast food delivery vehicle. You’ll get access to a variety of quotes so that you can find the right one for you.
Compare the UK’s most reputable policies and prices to find the right fast food delivery insurance plan for you.
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We Brits all love a takeaway every now and then. Once you’ve got the idea in your head there’s no going back. The fast food delivery market is booming, and it’s expected to be worth close to £10 billion by the end of 2021.
The way we order takeout has changed thanks to food delivery apps. Customers may select their meals and have them delivered to their door with only a few taps on their phone's app! This has allowed the restaurant industry to thrive in a whole new way, opening up job opportunities for drivers and riders in the food delivery sector.
If you’re delivering food for Deliveroo, Uber eats or any of the food delivery giants, you’ll need fast food delivery insurance for your vehicle. Food delivery insurance is a subdivision of business car insurance, specifically designed for the food delivery industry. When driving your vehicle to make a delivery, look for any form of hire or reward car insurance coverage or courier insurance policy that will protect you.
In the eyes of UK law, your basic car insurance policy won’t cut it, and any accidents you have on your bike or another vehicle while you are working are going to count as uninsured, meaning you'll have to cover any costs relating to injuries and damage which can be extortionate.
With a proper insurance policy for food delivery couriers, drivers are covered for possible eventualities while working, including nighttime driving and journeys where you’re under slightly more pressure than usual.
Unfortunately, food delivery insurance in your personal car is likely to be more expensive than a typical policy. There are a few reasons for this. Firstly, you are likely to be doing more driving under time pressure situations, for example, multiple deliveries in one area, and secondly, you will potentially be driving in dark hours. So it’s likely the policy will cost more than a regular car insurance policy, but you can still take steps to get the best value.
Much like with any policy, costs will differ and some will be cheaper than others. Some of the aspects that will influence the cost of fast food delivery policies include:
Public liability insurance will be required for the company itself (which protects you from any accidents that may occur if someone is injured through your business), however, if you are not employed directly by the restaurant or shop making the food and are a self-employed driver, you may want to look into the terms of your contract and check if you are covered under their insurance policy.
It is a good idea to look into public liability insurance yourself in case any of your actions (outside of a car crash) cause personal injury to another or damage to their property.
With your ordinary auto insurance coverage or business policy, you won't be able to deliver for Uber Eats, Deliveroo, or Just Eat (or other providers). You'll require insurance that covers meal delivery. Quidco offers rewards when you compare fast food delivery insurance quotes.
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When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.
*Cashback rates - £1 per valid fast food delivery insurance purchase.