Compare over 60s Car Insurance

Over 60? Looking for a great deal on your motor insurance? You've come to the right place. 82% of members got a cheap quote compared to another comparison site*.

Not only that, but you'll earn cashback, too!

Over 60s Car Insurance
Over 60s Car Insurance

Compare 100+ providers for a great deal on over 60s car insurance!

1
Get Quotes

Input the your details, your licence, motor vehicle, etc., so we can search for the best quotes. It takes just a few minutes.

2
Compare

Compare quotes from our database of over 100 insurers, to get the cheapest price, and the best deal. It's your choice.

3
Get Cashback

Compare with Quidco, and not only will you get a great deal on your over 60s car insurance, you'll get cashback too!

Why get a quote on your over 60s motor insurance with Quidco?

Thousands of happy customers use our site, and we have a host of fantastic reviews on Trustpilot to prove it.

With access to insurers like Admiral, Axa, Hastings, and many more, we can search far and wide to get you a fantastic deal.

Not only that, but you'll get cashback for taking out a policy.

Aviva Car Insurance
Swinton Insurance
Hastings
Liverpool & Victoria
Axa Motor Insurance
Aa Motor Insurance

Over 60s car insurance

 The over 60s are statistically some of the safest drivers on the road, thanks in part to their sensible, experienced approach to driving. It makes sense then, that motorists over 60 are rewarded by insurers with lower premiums on average than other road users. 

On this page, we’ll explain everything you need to know before getting your own quote for over 60s car insurance. 

How much is insurance for the over 60s?

Drivers between the ages of 18-24 are regarded as the highest-risk group of motorists, while drivers over 60 sit at the opposite, safer end of the spectrum.

Less risk tends to mean lower premiums, so you’ll find car insurance for over 60s is usually cheaper than that for other age groups. 

How is insurance for the over 60s calculated?

Like insurance for other age groups, car insurance for the over 60s is calculated by factors such as your no claims bonus, the car you drive, and the miles you’ll do in it.

The location you live in and your current occupation also plays a role in how your car insurance quote is calculated. 

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Our expert says:

‘Motorists over 60 are some of the safest groups of drivers on UK roads, so it makes sense their premiums are on the cheaper side. However, that doesn’t mean it’s not worth shopping around; specialist insurers offer useful add-ons to those over 60’.

Curtis Moldrich - automotive journalist 

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Is it worth getting specialist car insurance for the over 60s? 

The over 60s tend to benefit from cheaper premiums from major insurance providers, but it can be worth going with a specialist car insurance provider.

Policies bespoke to the over 60s can include useful benefits and add-ons such as a guaranteed courtesy car, no upper age limit and a ‘get you home service’ in the event of an accident.

Lost keys cover can also be particularly useful.

How can I reduce my over 60s car insurance?

Occupation

Keep your occupation up to date

If you’ve retired, be sure to tell your insurance provider, as it could save you money. If you’re no longer commuting to work, you’ll represent less of a risk to your insurance provider and could get cheaper premiums as a result. 

Occupation

Keep your occupation up to date

If you’ve retired, be sure to tell your insurance provider, as it could save you money. If you’re no longer commuting to work, you’ll represent less of a risk to your insurance provider and could get cheaper premiums as a result. 

Voluntary excess

It’s possible to cut costs by upping your voluntary excess and agreeing to pay more before the insurance company pays the rest. However, while it may seem like a great idea to hike your voluntary excess up, remember that you may have to pay it one day, so make it affordable. 

Telematics / Black Box

Telematics or black box

Designed to record data such as speed and acceleration, a black box essentially records your inputs and shows if you really are a safe driver. Premiums could go down if you’re willing to have your driving monitored.

Security

Increase the security

 Make sure your car uses a modern immobiliser or tracking device. Securing your car in a garage overnight may also help push your premiums down. 

Reduce the mileage

Reduce the miles

Reducing your mileage will reduce costs, as the fewer miles you drive the less insurers will view your car as at risk. Black box policies can easily measure how many miles you do and will be able to reward you for sticking to your limits.

  • Occupation

    Keep your occupation up to date

    If you’ve retired, be sure to tell your insurance provider, as it could save you money. If you’re no longer commuting to work, you’ll represent less of a risk to your insurance provider and could get cheaper premiums as a result. 

  • Occupation

    Keep your occupation up to date

    If you’ve retired, be sure to tell your insurance provider, as it could save you money. If you’re no longer commuting to work, you’ll represent less of a risk to your insurance provider and could get cheaper premiums as a result. 

  • Voluntary excess

    It’s possible to cut costs by upping your voluntary excess and agreeing to pay more before the insurance company pays the rest. However, while it may seem like a great idea to hike your voluntary excess up, remember that you may have to pay it one day, so make it affordable. 

  • Telematics / Black Box

    Telematics or black box

    Designed to record data such as speed and acceleration, a black box essentially records your inputs and shows if you really are a safe driver. Premiums could go down if you’re willing to have your driving monitored.

  • Security

    Increase the security

     Make sure your car uses a modern immobiliser or tracking device. Securing your car in a garage overnight may also help push your premiums down. 

  • Reduce the mileage

    Reduce the miles

    Reducing your mileage will reduce costs, as the fewer miles you drive the less insurers will view your car as at risk. Black box policies can easily measure how many miles you do and will be able to reward you for sticking to your limits.

    Useful information

    Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry they won't call or email though.

    When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.

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    *Quidco ran a prize draw between 22.07.20 and 05.08.20 asking participants to test us by comparing two car insurance quotes: one from Compare and one from any other UK comparison site. Out of 2,392 participants, 82.25% received a lower premium from Compare with their cashback included.