Compare a range of top providers to get a cheap event insurance quote
Spend some time entering your details and the details of your event. You’ll get access to a variety of quotes so that you can find the right one for you.
Compare the UK’s most reputable policies and prices to find the right insurance plan for you.
Choose a policy. Your cashback will be on its way and in your account in less than 60 days.
What is event insurance?
Event insurance is different to public liability insurance, and can cover any event you hold including weddings, village fetes, exhibitions, sporting fixtures.
Sometimes things go wrong, and it’s out of your control. Event insurance should be purchased as soon as possible, to ensure your policy covers absolutely everything involved with your event. As soon as there is money spent on an event, there is a potential of it becoming non-recoverable.
What it covers and excludes
All events are different, therefore policies will be tailor made to your event, which is why it’s really important to discuss the specifics of your event with insurers.
The most common things that people claim for, and that event insurance will cover, is allegations against event organisers that they’ve been negligent because somebody has hurt themselves and then there’s a claim for compensation from the event organiser.
It will also cover property being lost or damaged at events, either by the weather or going missing after events.
The main exclusion on event insurance is terrorism, however you should automatically be offered a quote for terrorism, if you are looking for a cancellation policy for an event. The other main exclusion would be the lack of interest or low ticket sales for an event. If you are no longer able to finance the event due to those issues, that is also generally excluded.
Types of event insurance
Public liability insurance
Public liability insurance protects you in case a member of the public (i.e. your event attendees or passersby) gets injured as a result of your event. If you’re hosting your event at a venue, chances are they already have public liability insurance. However, that only covers them, not you as an event organiser.
Employer’s liability insurance
If you’re paying your event staff (excluding working with volunteers), you’re required by law to take out an employer’s liability insurance in case they get hurt during the event.
Equipment insurance
You might be using some equipment for your event, whether that’s a microphone, camera, sound system, or projector. Equipment insurance will cover you in case this equipment is damaged or stolen.
Third-party damage insurance
Third-party damage insurance covers you in case the venue you’ve hired for the event becomes damaged while it’s under your control. It can be part of a public liability insurance policy.
Multiple events insurance
If you’re putting on regular events, then it’s a good idea to take out multiple events insurance. It’ll save some money, as well as the bother of taking out a new policy for every event.
Wedding insurance
Wedding insurance covers a problem with the venue or a supplier, or a family member or key wedding member falling ill. Venue cancellation and supplier failure are the two main reasons people buy wedding insurance; policies are available from £19 for weddings of £2,500 and go beyond £300 for a £100,000 wedding, and also depends if the wedding is abroad.
Compare cheap event insurance and get cashback
By comparing different policies and insurance companies, Quidco can provide access to cheap event insurance quotes. Work out the type of cover you need, then use the comparison tool to get instant quotes and find the ideal event insurance, what’s more, you can receive £4 cashback on your savings!
Event insurance FAQs
How much does event insurance cost?
Every event is different, the size and scale of an event and the risks involved will determine how much your event insurance will cost. Use Quidco to get quotes from insurers.
What insurance do you need for an event?
Event insurance policies will be tailor made to you and the event you have or are planning on organising. They are designed to add to areas of the policy to give you flexibility for your business, or remove certain areas should you not require them.
They are customisable, which ensures you will have all the essential cover in one simple insurance policy. Speak to policy providers who can give you a complete rundown of what you need depending on your type of event.
What is the purpose of event insurance?
Event insurance helps organisers protect their events against unforeseen circumstances which would otherwise leave them subject to huge costs, potential lawsuits and loss of business and reputation.
What is event cancellation insurance?
Event cancellation insurance reimburses your irrecoverable costs and expenses incurred or loss of profit following the unforeseeable abandonment, postponement, interruption or cancellation of your event.
What is wedding insurance?
Wedding insurance offers you protection in the event that something goes wrong in the run up to, or during, your big day. It can cover you for unforeseen eventualities such as the financial failure of your venue or damage to your wedding garments.
What is special event insurance coverage?
Special event insurance is a policy that helps protect your investment in a specific event, such as a wedding or festival. Event insurance may help cover your costs if you unexpectedly need to cancel your event or if you're found responsible for damage to property or an injury caused during your event.
Useful information
Please note: by clicking the “Get a quote” button, you consent to your details being transferred to up to five insurance providers. The insurance providers will contact you via telephone to discuss your policy.
Please note:
- Cashback is only available for genuine quotes.
- Cashback is limited to 3 quotes per person for each product per year. Abuse of this may lead to the termination of your Quidco account.
- Any user found giving false details will have their Quidco account terminated.
When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.
The comparison service for insurance accessed via Compare is provided by Quotezone, 100% independent UK insurance comparison. Quidco is a trading style of Maple Syrup Media Ltd, who are an Introducer Appointed Representative of Seopa Ltd, trading as Quotezone, who are authorised and regulated by the FCA, number 313860. Quotezone run and operate the insurance comparison service. By using this system you are agreeing to our terms and conditions & privacy policy.
*Cashback rates - £4 per valid event insurance purchase.