Spend some time entering your details and the details of your event. You’ll get access to a variety of quotes so that you can find the right one for you.
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Event insurance is different to public liability insurance, and can cover any event you hold including weddings, village fetes, exhibitions, sporting fixtures.
Sometimes things go wrong, and it’s out of your control. Event insurance should be purchased as soon as possible, to ensure your policy covers absolutely everything involved with your event. As soon as there is money spent on an event, there is a potential of it becoming non-recoverable.
All events are different, therefore policies will be tailor made to your event, which is why it’s really important to discuss the specifics of your event with insurers.
The most common things that people claim for, and that event insurance will cover, is allegations against event organisers that they’ve been negligent because somebody has hurt themselves and then there’s a claim for compensation from the event organiser.
It will also cover property being lost or damaged at events, either by the weather or going missing after events.
The main exclusion on event insurance is terrorism, however you should automatically be offered a quote for terrorism, if you are looking for a cancellation policy for an event. The other main exclusion would be the lack of interest or low ticket sales for an event. If you are no longer able to finance the event due to those issues, that is also generally excluded.
Public liability insurance protects you in case a member of the public (i.e. your event attendees or passersby) gets injured as a result of your event. If you’re hosting your event at a venue, chances are they already have public liability insurance. However, that only covers them, not you as an event organiser.
If you’re paying your event staff (excluding working with volunteers), you’re required by law to take out an employer’s liability insurance in case they get hurt during the event.
You might be using some equipment for your event, whether that’s a microphone, camera, sound system, or projector. Equipment insurance will cover you in case this equipment is damaged or stolen.
Third-party damage insurance covers you in case the venue you’ve hired for the event becomes damaged while it’s under your control. It can be part of a public liability insurance policy.
If you’re putting on regular events, then it’s a good idea to take out multiple events insurance. It’ll save some money, as well as the bother of taking out a new policy for every event.
Wedding insurance covers a problem with the venue or a supplier, or a family member or key wedding member falling ill. Venue cancellation and supplier failure are the two main reasons people buy wedding insurance; policies are available from £19 for weddings of £2,500 and go beyond £300 for a £100,000 wedding, and also depends if the wedding is abroad.
By comparing different policies and insurance companies, Quidco can provide access to cheap event insurance quotes. Work out the type of cover you need, then use the comparison tool to get instant quotes and find the ideal event insurance, what’s more, you can receive £4 cashback on your savings!
Special event insurance is a policy that helps protect your investment in a specific event, such as a wedding or festival. Event insurance may help cover your costs if you unexpectedly need to cancel your event or if you're found responsible for damage to property or an injury caused during your event.
Please note: by clicking the “Get a quote” button, you consent to your details being transferred to up to five insurance providers. The insurance providers will contact you via telephone to discuss your policy.
When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.
*Cashback rates - £4 per valid event insurance purchase.