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Compare holiday loans

Compare to find the lowest rate holiday loans available to you - get a quote today. Plus earn £35 cashback on top!

Holiday Loans
Holiday Loans

Compare a range of lenders to get a cheap holiday loan quote

Get Quotes

To get a quote, give us your holiday loan requirements and basic personal details.


Compare a range of holiday loans from top lenders, to get the best deal for you.

Get Cashback

Not only will you get a great deal on your holiday loan, we'll give you cashback if you accept a quote!

Why get a holiday loan with Quidco?

A holiday loan is a great option to pay for that dream holiday. Here at Quidco, we can help you find a bargain by searching through our panel of top lenders. Not only that, but we'll give you £35 for taking out your loan! Lots of our happy customers agree, Quidco is a great way to shop around online.....

Lending Works
Evolution Money
Shawbrook Bank

Holiday Loans

So, you want to have that dream holiday to Disneyworld, the Caribbean or Australia, but wondering how you’ll raise the funds? A holiday loan is a potential option to help you make those dreams come true.

Holiday loans are another form of personal loan and can be used to cover the cost of accommodation, flights, and all the other miscellaneous expenses you will incur while having the holiday of a lifetime.

Most personal loans typically range from £1,000 to £15,000 and are repaid over a period of between one and five years.

Can I get a loan for a holiday?

Yes, some of our lenders do offer loans to cover the cost of a holiday. It is a personal loan, and as such, the criteria depends upon your circumstances and ability to repay. 

Should I Take Out A Loan?

Taking out a personal loan to cover the cost of a holiday is a major decision, as it could involve incurring significant amounts of debt. For this reason, it’s important to weigh up the advantages and disadvantages carefully before making a decision.



If you want to go on that dream holiday, and don’t want to save for months or even years, then a loan can get you there quickly.


You can spend the money from the loan by withdrawing it from your account as cash, or using your debit card to make purchases.

Fixed Repayments

Fixed monthly payments allow you to repay the loan in an orderly fashion, in line with your monthly personal budget and outgoings.


Incurring Debt

Debt is an essential part of most monthly households, but it’s important to borrow wisely. Essentials like a mortgage or car finance may be necessary to acquire large amounts of money for a purchase you may not be able to afford otherwise. Smaller amounts are down to your personal judgement - will you realistically be able to repay it?


Borrowing money in the form of a loan will typically not come for free. By definition, it will come with interest, and that will depend on how good your credit score is, and how much you have borrowed, and the term of the loan. This interest is the price you’re paying for convenience, and you need to weigh up if that is worth it.

Credit Score

Note that if you borrow more than credit reference agencies think you can afford, it may negatively affect your credit score. Equally, missing a repayment could knock points off your rating, as well as potentially cause you to incur charges. On the other hand, timely repayments could boost your score. 


There are alternatives to taking out a holiday loan that could be worth looking at.

Low Deposit Flights & Holidays

Many tour operators and some accommodation providers and airlines offer the facility to make a low deposit in order to secure your holiday, flight or hotel.

You can then pay the balance over a period of time in advance of the event, thereby avoiding interest charges that you would get with a loan. Obviously, in some cases this may not be suitable (for example where you need daily spending money), and that’s where a holiday loan would be a better fit.

Saving Up

The old fashioned way to pay for things, by saving up each week or month, is always worth considering. You could even earn interest on your savings in the process. 

0% Interest Cards

If you have good credit, you may be eligible for a 0% credit card. This will allow you to borrow an agreed limit, typically up to £3000-£4000 pounds max, without incurring interest.

Bear in mind that this rate will typically last for an introductory period, before expiring, so make sure you can repay before this expires.


In order to take out a personal loan to pay for your holiday, you will need to fulfil some basic requirements:

●      You must be over 18

●      Have a UK bank account & debit card

●      Be able to provide proof of income - through employment, self employment, etc.

●      Ideally, have a good credit rating.

If you have a poor credit rating or no credit history due to being a younger borrower, you may still qualify for a loan, but the interest rate may be significantly higher. 

Holiday Loans FAQs

Why get a holiday loan with Quidco?

We have a range of lenders, giving you the best possible chance of getting a good deal on your loan. Plus, you can earn £35 cashback on top, if you choose a loan and your application is accepted. 

Which lenders do you work with?

We work with a panel of over 20 lenders, including:

●      Bamboo

●      Lending Works

●      Shawbrook Bank

●      118 118 Money

●      Oplo

●      My Community Finance

●      Guarantor My Loan

What if I have a bad credit rating?

You may still be able to get a loan. We offer loans from a range of lenders, including guarantor loans, although you may find the interest rate on offer is significantly higher than other lenders.

How much can I borrow?

You can typically borrow anywhere from £1,000 to £15,000, depending on your circumstances. 

Will applying affect my credit rating?

When applying for a quote from us, we will do a “soft” search, which will not affect your credit score. 

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