*based on a lifetime policy for a 1 year old male Cockapoo, who is neutered, fully vaccinated and shows no signs of aggression. Cover starts on 22nd July 2022. Prices are correct as of 11th July 2022.
Spend some time entering your details and the details of your cat. You’ll get access to a variety of quotes so that you can find the one for you.
Compare the UK’s most reputable policies and prices to find a purrfect cat insurance plan for you.
Choose an insurance plan. Your cashback will be on its way and paid into your account. Please note that it can take up to 10 weeks from the start of your policy for your cashback to be paid
The price of your policy is influenced by a few different factors, from the breed of your cat to its age. That’s why we’ll ask you for a few specific details, to make sure we provide you with the most relevant policies and prices.
Your cat’s medical history is another important factor that we’ll need to know about. We will ask questions regarding any previous health conditions your cat has had, whether your cat has been neutered, had any vaccinations, or undergone surgery. These factors could affect the overall cost of your cat insurance policy.
The coverage you receive depends on the type of pet insurance policy you choose and how much you pay for it. The most affordable cat insurance plan isn’t always the best option, and by the same rationale, the most expensive policy might not suit you either.
You will need to think about what you would like your cat insured for because different policies will cover different things. For example, kitten insurance may be more suitable depending on the age of your cat. We help you decide by providing trusted and reliable providers so you’re choosing from only the very best.
As you may know, vet bills are almost always expensive. Vet costs are a central part of most cat insurance policies, and they’ll cover you on costs relating to many kinds of accidents and illnesses.
The bills you’ll be covered against depends on the policy you choose. For example, some treatments will be covered in some insurance policies but aren’t mentioned in others. You need to think about what type of cover you want for your cat.
Does your cat suffer from a long-term condition? Do they have a hereditary illness? If you’re likely to be charged vet bills for things such as these, then you should look for a plan that covers them.
You’ll be covered against the loss or theft of your cat, which for all owners is important but particularly so for owners of perhaps rare, unusual, and otherwise expensive cat breeds.
Many providers will cover you in the sad event of your cat passing away either by illness or injury. There are instances where your coverage may be called into question (for example if your cat passes away at an old age). That said, most well-known insurers will cover you if your cat has to be put down.
Also known as liability cover, third-party cover will insure you if your cat injures somebody or damages their property. It provides the amount necessary to make reparations of up to £1 million or more.
When you want your cat insured as quickly as possible, it’s easy to rush into policies that perhaps aren’t your best option. It’s important to shop around and look for coverage that suits your needs. You don’t want to pay for a policy that doesn’t have what you need.
So, shop around. Compare. Think about what your cat might need, and make a decision based on factors like medical history, or the age of your cat. Long-term, you’re sure to save money (this is without mentioning the cashback!).
The health of your cat will influence your premiums, so you can save money simply by taking care of them with exercise and a healthy diet.
Unlike dogs, it is not required by law to microchip your cat. However, doing so can significantly reduce the cost of your premium. It will also make it easier to find your cat if it’s lost or stolen.
If you’re a self-confessed crazy cat-person, you should think about multi-cat insurance to take care of your feline family. Insuring several pets on the one multi-pet policy can save you significant amounts of money.
You’ll find that some policies won’t cover you for certain things. It pays to do your research. While policies vary, there are a number of generally standard exclusions that apply from one insure to another.
Check your policy for the following exclusions:
Cats are inquisitive creatures as you’ll know, and it’s this curious nature that often leads them astray. While cats are famously skilled at finding their way back home, it doesn’t alleviate your worries if they do go missing.
Fortunately, there are some cat insurance policies that will accommodate this. Some insurers provide an advertising and reward allowance that covers the cost of local advertising as well as a rewards sum (up to a certain amount).
As early as you can. Like most pets, cats are at their most vulnerable when they’re very young and very old. You will want to cover your cat as early as six weeks into its life so that you’re not caught out by any unfortunate early illnesses.
There are a few variables that affect the cost of your premiums, and one of them is your location. Because the cost of vet treatments vary from region to region, the price you pay will depend on where you’re based. For example, those from London pay higher premiums compared to people living in the north.
The pet insurance we offer via Quidco compare is meant to protect against future events. This means that it won't cover your pet for any known medical conditions, illness or injuries that your pet already has (pre-existing conditions). If you want to cover anything your pet already suffers with then you'll need to speak to a specialist insurance provider.
What is a pre-existing condition?
Specific definitions might vary between insurers, but most categorise a pre-existing condition as:
- A condition that occurred or showed symptoms before the insurance policy was taken out.
- A condition that results in the same diagnosis that your pet had before the policy was bought.
- A condition resulting from an illness or injury your pet had before you took the policy out
You won’t have to worry too much about this because we only recommend the best and most-trusted insurers. Instead, think about what you need from your cat insurance plan. Take a look at your situation and assess the health, age, and lifestyle of your cat.
Certain breeds are more susceptible to certain conditions, so do some research on the breed of your cat and make a decision with that in mind.
An excess is agreed upon between you and your insurer. It’s the amount you pay each time you make a claim (i.e, when you take your cat to the vet). You will get some insurers that ask for a fee every time you visit, while others work on a percentage basis whereby you pay a percentage of your claim on top of a fee.
One way around all this is to potentially increase your excess fee to get a cheaper premium. Of course, this will need to be agreed with your insurer.
It depends on a number of variables, from the health of your cat and any medical conditions it might have to exactly how old your cat is. Insurance for older cats is typically more expensive because, as with humans, the risk of needing various treatments increases the older they get.
Some insurers might cover you if your cat is deemed too old, while others will be able to provide a stripped back policy with benefits specific to your cat. Again, it’s important that you shop around to get the best quote for your cat.
While indoor cats are obviously less likely to go missing or endure injuries from being outside, they’re just as susceptible to illnesses and conditions as outdoor cats. So, yes - you should still consider pet insurance for your indoor cat. Compare cat insurance quotes to find a policy that works for you and your cat.