Compare dog insurance

Compare cheap dog insurance quotes. You could pay from just £3.01 per month* and get up to £20 cashback.

dog insurance quidco compare
dog insurance quidco compare

Compare up to 15 providers and receive a bespoke dog insurance quote

1
Get quotes

Enter your details and the details of your dog. We’ll retrieve a selection of quotes for dog insurance policies most suitable to you.

2
Compare

Compare insurance companies and their trusted and reputable policies, to find a price and package that works for you.

3
Get paid

Choose a dog insurance plan. In less than 60 days, your cashback will be securely paid into your account. 

Why compare dog insurance policies with Quidco?

Yes, we’re similar to a lot of other comparison sites which help save you time and money by comparing services like pet insurance for dogs. However, what other comparison sites do not do is give you cashback safely and securely (and within 60 days), and that’s on top of the savings you gain from comparing quotes.  

What do I need to get a cheap quote?

We’ll need details of your dog

The first requirement for taking out dog insurance is details of your dog. There are many types of insurance policies available and your final quote will be influenced by the breed of your dog, when your dog was born, how much you paid for your dog, and whether or not your dog has been tagged, for example. 

Your dog’s medical history

We will need to know if your dog has had any vaccinations, if your dog has been neutered, as well as any specific details about previous health conditions. Such factors could affect your final quote and total cost of your dog insurance policy.

By providing as much information as possible, we can help you find the best policy for your pooch.

What types of dog insurance are available?

dog insurance lifetime cover quidco

Lifetime

Taking out lifetime cover means your furry friend will be covered against both illness and injury-related costs (up to a certain amount) annually. In the unfortunate event of your dog having long-term or recurring illnesses, you can choose to renew year on year for full lifetime coverage. 

dog insurance maximum benefit

Maximum benefit

This type of policy covers your dog for both accidents and illnesses. Your provider gives you a maximum amount of money in the event that your dog has an accident or becomes ill. You should be aware though, that once the maximum has been paid out, you won’t be able to use it again. 

dog insurance lifetime cover quidco

Lifetime

Taking out lifetime cover means your furry friend will be covered against both illness and injury-related costs (up to a certain amount) annually. In the unfortunate event of your dog having long-term or recurring illnesses, you can choose to renew year on year for full lifetime coverage. 

dog insurance maximum benefit

Maximum benefit

This type of policy covers your dog for both accidents and illnesses. Your provider gives you a maximum amount of money in the event that your dog has an accident or becomes ill. You should be aware though, that once the maximum has been paid out, you won’t be able to use it again. 

  • dog insurance lifetime cover quidco

    Lifetime

    Taking out lifetime cover means your furry friend will be covered against both illness and injury-related costs (up to a certain amount) annually. In the unfortunate event of your dog having long-term or recurring illnesses, you can choose to renew year on year for full lifetime coverage. 

  • dog insurance maximum benefit

    Maximum benefit

    This type of policy covers your dog for both accidents and illnesses. Your provider gives you a maximum amount of money in the event that your dog has an accident or becomes ill. You should be aware though, that once the maximum has been paid out, you won’t be able to use it again. 

  • dog insurance lifetime cover quidco

    Lifetime

    Taking out lifetime cover means your furry friend will be covered against both illness and injury-related costs (up to a certain amount) annually. In the unfortunate event of your dog having long-term or recurring illnesses, you can choose to renew year on year for full lifetime coverage. 

  • dog insurance maximum benefit

    Maximum benefit

    This type of policy covers your dog for both accidents and illnesses. Your provider gives you a maximum amount of money in the event that your dog has an accident or becomes ill. You should be aware though, that once the maximum has been paid out, you won’t be able to use it again. 

    What does dog insurance cover?

    It largely depends on the policy you have in mind, and how much you would like to pay. From multi-dog insurance packages to specific third party coverage, you have a lot to choose from. Some choose to pay for a cover-all-bases package, while others prefer policies with benefits specific to their situation. We help you compare our panel of providers by recommending trusted companies offering the policies you need.

    Vet bills

    Large vet bills are the reason why most people take out dog insurance. The majority of policies will cover vet costs, from accidents to illnesses. 

    It depends on the policy you choose. Vet bills can be costly, but it will almost always be significantly more than the cost of your policy. You may find that treatments for certain conditions are covered in some policies but not in others.

    There are also varying dog insurance costs based on breed, so if your breed is particularly susceptible to a particular illness then that is something you need to think about.

    Death by injury or illness

    In the unfortunate event of your dog passing away by illness or by injury, many providers will cover you. If at a certain age your dog passes away because of an illness, then your coverage might be called into question. Most reputable companies should cover you if your dog sadly has to be put down.

    Third-party cover

    Third-party cover is also known as liability cover and it covers you in the event of your dog injuring someone or damaging their property. Third-party cover provides the amount needed for sufficient reparations up to £1 million or more.

    How do I keep my dog insurance policy costs down?

    There are some general recommendations we can provide that will help you reduce your costs to keep them as cheap as possible. Of course, you can’t always put a price on your dog’s health and wellbeing so you need to think hard about the breed of your dog, its lifestyle, and the other details we mentioned earlier. 

    Perhaps the best way of keeping your dog insurance policy costs down is to choose a policy with clear advantages to you, so that you don’t end up paying for a policy with features that, in reality, probably don’t apply to you.


    Compare and get cashback

    It pays to shop around to get the best policy for you. You really don’t want to pay for coverage that doesn’t add value or make sense. Don’t rush it and do your research. Look into average dog insurance premiums by breed and if you see a policy you do like, make sure you read it to understand what is not covered by that specific dog insurance policy before you commit.

    With up to £20 cashback, you could save some real money on your dog insurance.

    Keep your dog healthy

    Your dog’s health will affect your premiums, so you will save money simply by taking care of your dog with a recommended diet and lots of exercise. 

    Have your dog microchipped

    By law, you are required to have your dog microchipped if you are the owner. At the very least, this will lower your premiums. You will also be rejected for insurance if your dog is not microchipped.

    Multi-dog insurance

    If you have more than one dog, insuring your dogs on the same policy can save you money and you may even get a discount for each dog added to the policy.

    FAQs

    What is not covered by dog insurance?

    When you begin to compare providers and their policies, it’s important that you look for common exclusions so you know what is not covered.


    • Routine treatments. Many providers will not cover routine treatments like vaccinations or worm or flea treatments.
    • Pregnancy. Typically, providers will not cover you for treatments relating to pregnancy.
    • Spaying/castration treatment. These two procedures and treatments relating to them are not typically covered by providers.
    • Treatments that could come under ‘grooming’. Any bathing, de-matting or nail clipping procedures are not generally covered.

    At what age should I insure my dog?

    It is generally recommended that you take out dog insurance from as early as six weeks into your dog’s life, although it varies between providers. It’s best to take out insurance as early as possible so that you’re not caught out by an early illness or accident. It may be worth checking out puppy insurance, as puppies are naturally mischievous, of course.

    Does my location affect insurance premiums?

    Along with breed, age and medical conditions, location also plays a part in calculating your dog insurance premiums. The costs of vet treatments vary from place to place and region to region. Generally speaking, Londoners pay the highest average premiums compared to the rest of the UK.

    Costs and overheads will differ among the UK’s veterinary practices, and that is the primary reason for this fluctuation. Another factor is country living versus city living; those living in urban cities generally pay more than those living in the countryside. 

    Can I get dog insurance that covers pre-existing conditions?

    The answer is yes but you will likely need a specialist insurance policy as opposed to a basic package. While you may be able to get a basic policy for pre-existing conditions, your provider may not be willing to pay for every issue relating to such pre-existing conditions. 


    Here are some more detailed examples of pre-existing conditions:


    • Chronic conditions. Life threatening conditions like cancer, glaucoma, or diabetes. 
    • Congenital conditions. Conditions passed down to your dog genetically. Again, you may not get cover for these.
    • Historic conditions. Illnesses of which your dog has since recovered from before you took out dog insurance. 
    • Bi-lateral conditions. When both sides of your dog are affected by the same issue. Just because one of your dog’s legs is affected by something doesn’t mean it is pre-existing. However, if the other leg on the opposite side is also affected, it could then be viewed as pre-existing.

    Is it worth insuring my dog?

    There are any number of factors that influence the price you pay. This price will be much less than the unexpected costs and fees you’re likely to get with unforeseen vet visits. 

    What is the best dog insurance company?

    There is no one size fits all. It all depends on the needs of you and your dog. While your dog might only require the most basic policy, another may require something more specialist that an entirely different company comes recommended for. Medication can be costly, and surgery even more so. 

    Comparing dog health insurance is the best way to ensure you pay for exactly what you need (even if you don’t need it right now). There is a fine line between services you don’t need now, and services you will never need. The key is to do your research and shop around. Know your breed and take care of your dog’s health. 

    What we do is find you the cheapest quotes so that you can mitigate the cost of any accidents or illnesses that are out of your hands. We’re determined to find the best policy for you, so give us a try. 

    Useful information

    Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry they won't call or email though.

    When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.

    The comparison service for pet insurance accessed via Compare is provided by Quotezone, 100% independent UK insurance comparison. Quidco is a trading style of Maple Syrup Media Ltd, who are an Introducer Appointed Representative of Seopa Ltd, trading as Quotezone, who are authorised and regulated by the FCA, number 313860. Quotezone run and operate the insurance comparison service. By using this system you are agreeing to our terms and conditions & privacy policy.

    *This policy provides annual cover including the cost of vet fees up to £2,500. *Price per month for cover based on a dog, Biff, aged 10, no known medical conditions, neutered, up to date with vaccinations and microchipped.