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Compare exotic pet insurance

Get a quote and you could pay from just £3.01 per month* and get up to £20 cashback.

Exotic pet insurance
Exotic pet insurance

Compare up to 15 providers to get an cheap exotic pets insurance quote

Get quotes

Spend some time entering your details and the details of your exotic pet. You’ll get access to a variety of quotes so that you can find the one for you. 


Compare the UK’s most reputable policies and prices to find the right pet insurance plan for you.

Get paid

Choose a policy. Your cashback will be on its way and in your account in less than 60 days. 

Why compare exotic pet insurance at Quidco?

As a proud owner of an exotic pet from a far-flung corner of the world, you’ll want to choose the best and most-trusted insurance providers on the market. We provide access to reputable companies that you can trust. All you need to do is review your needs and the depth of coverage you would like to receive. You’ll make significant savings by comparing, and we will even top up those savings with up to £20 cashback.

What do I need to get a cheap quote?

Details of your exotic pet

Whether you have a tarantula, lizard, frog or ferret, we’ll need details of your exotic pet. If the creature in question belongs to a more exotic part of the animal kingdom then we’ll ask for the following: your pet’s age, its specific breed, and the original price you paid for your exotic pet. 

Your exotic pet’s medical history

We will also need your pet’s medical history. This includes any historical visits to the vet, details of any specific medical issues, and any past surgical procedures your pet has had. Your insurer will factor every detail into the cost of your insurance so it quite literally pays to be as accurate as you can. 

What types of exotic pet insurance are there?


A lifetime pet insurance plan provides you with cover for costs relating to any illnesses or injuries experienced by your exotic pet. You’ll receive cover up to a certain amount each year, which you can then renew annually to receive full lifetime coverage (or coverage for as long as you need). 

Maximum benefit

A maximum benefit plan will give you cover against all accidents and illnesses with a maximum sum of money if your exotic pet is ill or has an accident. Take note, however, that once this maximum sum has been paid out you won’t be able to use it again. 


In the event that your exotic pet has an accident, an accident-only policy will cover you with a fixed sum to contribute to any costs relating to the accident. 


With a time-limited insurance plan, you’ll receive a fixed sum that covers you against any costs relating to your pet’s illness or injury. The coverage commences from the beginning of the illness/injury and will usually continue for as long as you need.

What does exotic pets insurance cover?

Many standard pet insurers will only cover the likes of cats, dogs, and rabbits without extending to exotic pets. However, you will also find that many insurers do cover exotic pets and that’s without mentioning specialist exotic pets insurers that cover all kinds of non-native creatures. 

The coverage you receive will depend on your needs and how much you would like to spend. The more that’s covered, the higher your costs will be, so have a think about your requirements.

Vet bills

You might find that vet bills for exotic pets, reptiles and the like are far higher than those for other household pets. This is because not only might your rare and far-flung friend need a specialist vet (of which there are many working at most surgeries), there might also be limited availability to procure the services of that specialist. This depends on how rare your exotic pet is and the expertise available at your chosen vets. 

Suffice to say that you will not want to be surprised by an unforeseen vet visit, because they can be costly even if you own a more commonplace exotic pet.

Loss and theft

If your creepy crawly or slithering snake goes missing, as they can often do, then sufficient loss and theft coverage will ensure you’re protected against associated costs. As an exotic pet owner, we’re sure that you are aware of the theft risk. You’ll want to be fully covered, especially if your creature is rare, unique, or otherwise hard to find. 

Death by injury or illness

If your exotic pet sadly passes away by injury or illness, most reputable insurance providers will cover you. There are myriad risks posed by fire (malfunctioning filters and faulty wiring in the home, for example) as well as extreme weather conditions (like floods or wind), so you should factor those into your decision. 

As an added note, some insurers won’t provide death by injury/illness cover if your pet is over a certain age (this is something to be discussed between both parties).

Third-party liability cover

If your exotic pet is the cause of an injury or damages someone’s property, a third-party liability policy will cover you against the associated costs. You’ll receive the amount necessary to make amends.

How do I keep my insurance policy cheap?

There are a number of ways you can reduce your exotic pet insurance policy. Here are some suggestions...

Compare and get cashback

You’ll know better than most the value of your investment. Like all beloved pets, your exotic friend is a valued member of the family. Of course, there’s also a chance that your exotic pet cost you dearly which is why you’ll want the best insurers on the market. The key to keeping costs down is to choose a policy that directly applies to your needs. There’s no need to overpay and receive coverage that you’ll never use. 

We’ll also give you up to £20 cashback to top up the savings you’ll make by comparing. With this added extra you can really keep costs down.

Keep your pet healthy (and happy)

As with all pets, keeping your exotic pet the healthiest it can be will help reduce your premiums and avoid costly vet visits. Maintain a balanced diet and see that your pet’s needs are taken care of. This includes their environment, too. 

For reptile owners, you’ll know how important it is to recreate the perfect environment for your reptile. Achieve the correct temperature, prepare food in the correct fashion, and you’ll go a long way to satisfy the needs of your pet which will then help reduce costs in the long-term. Exotic pets are simply a little more high-maintenance!

Learn about potential health issues in advance

As an additional note to the above, knowing about the kinds of health issues your pet is susceptible to will help you maintain a lifestyle for your pet which preempts any health issues. Of course, some issues are out of your control, but knowing about various health difficulties can be a great preventative measure. 

Scroll further down to the FAQs section for more information about the kinds of issues your pet is susceptible to.

Consider multi-pet insurance

If you own more than one exotic pet, you should think about taking out multi-pet insurance. Not only will you get your insurance sorted in one go, but many providers will give you a discount. 


How much does exotic pet insurance cost?

The price you pay for exotic pet insurance depends on a few factors, from the type of animal you want to insure, its breed, and its age to the medical history, any existing health conditions and your pet’s overall health. While it’s difficult to come up with a cost on the spot, you can expect to pay from £3.01 per month.* 

What is an exotic pet?

When we talk about ‘exotic pets’ we’re referring to species non-native to the UK. They are the more unusual animals kept domestically and within the bounds of current UK legislation. 

They include:

Do all vets accept/treat exotic pets?

All reputable veterinary surgeries will treat your exotic pet no problem. However, a vet’s skill and experience when it comes to exotic pets may vary. If more sophisticated treatment is needed, or your exotic pet is so exotic that your vet has limited experience treating your pet, then your vet will refer you to the nearest specialist. 

Do all vets accept/treat exotic pets?

All reputable veterinary surgeries will treat your exotic pet no problem. However, a vet’s skill and experience when it comes to exotic pets may vary. If more sophisticated treatment is needed, or your exotic pet is so exotic that your vet has limited experience treating your pet, then your vet will refer you to the nearest specialist. 

Should I insure my exotic pet?

It largely depends how comfortable you are with the prospect of unforseen vet bills and other associated costs relating to illnesses or injuries experienced by your pet. The risk of theft is significantly higher for rare and exotic pets, and as we explain in the next section, there are any number of health issues to be aware of. 

Are there any common health issues I should keep in mind?

Understanding which health issues your pet is most susceptible to will help you get the coverage you need. We’ve split the following out by some of the more well-known exotic pets:

  • Common health issues of snakes include bone disease, periodical inability to shed skin (this stressor can create other symptoms), respiratory problems, digestive problems, parasites, and burns/scalds from improper lighting. These issues aside, their environment also needs to mimic that of their natural habitat which requires you to research and invest in various equipment like tanks and lighting. 
  • Common health issues of lizards include iridovirus, poxvirus, parasites, fungal infections and metabolic bone disorder (this last issue is commonly caused by a lack of UV light exposure, calcium deficiencies and vitamin D deficiencies. 
  • Common health issues of exotic birds include Proventricular Dilatation Disease (PDD), candida, polyomavirus and psittacosis (Parrot Fever). Each of these issues can be caused by even slight errors in their care and maintenance. 

Useful information

Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry they won't call or email though.

When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.

The comparison service for pet insurance accessed via Compare is provided by Quotezone, 100% independent UK insurance comparison. Quidco is a trading style of Maple Syrup Media Ltd, who are an Introducer Appointed Representative of Seopa Ltd, trading as Quotezone, who are authorised and regulated by the FCA, number 313860. Quotezone run and operate the insurance comparison service. By using this system you are agreeing to our terms and conditions & privacy policy.

*This policy provides annual cover including the cost of vet fees up to £2,500.