Spend some time entering your details and the details of your exotic pet. You’ll get access to a variety of quotes so that you can find the one for you.
Compare the UK’s most reputable policies and prices to find the right pet insurance plan for you.
Choose a policy. Your cashback will be on its way and in your account in less than 60 days.
Whether you have a tarantula, lizard, frog or ferret, we’ll need details of your exotic pet. If the creature in question belongs to a more exotic part of the animal kingdom then we’ll ask for the following: your pet’s age, its specific breed, and the original price you paid for your exotic pet.
We will also need your pet’s medical history. This includes any historical visits to the vet, details of any specific medical issues, and any past surgical procedures your pet has had. Your insurer will factor every detail into the cost of your insurance so it quite literally pays to be as accurate as you can.
A lifetime pet insurance plan provides you with cover for costs relating to any illnesses or injuries experienced by your exotic pet. You’ll receive cover up to a certain amount each year, which you can then renew annually to receive full lifetime coverage (or coverage for as long as you need).
A maximum benefit plan will give you cover against all accidents and illnesses with a maximum sum of money if your exotic pet is ill or has an accident. Take note, however, that once this maximum sum has been paid out you won’t be able to use it again.
In the event that your exotic pet has an accident, an accident-only policy will cover you with a fixed sum to contribute to any costs relating to the accident.
With a time-limited insurance plan, you’ll receive a fixed sum that covers you against any costs relating to your pet’s illness or injury. The coverage commences from the beginning of the illness/injury and will usually continue for as long as you need.
Many standard pet insurers will only cover the likes of cats, dogs, and rabbits without extending to exotic pets. However, you will also find that many insurers do cover exotic pets and that’s without mentioning specialist exotic pets insurers that cover all kinds of non-native creatures.
The coverage you receive will depend on your needs and how much you would like to spend. The more that’s covered, the higher your costs will be, so have a think about your requirements.
You might find that vet bills for exotic pets, reptiles and the like are far higher than those for other household pets. This is because not only might your rare and far-flung friend need a specialist vet (of which there are many working at most surgeries), there might also be limited availability to procure the services of that specialist. This depends on how rare your exotic pet is and the expertise available at your chosen vets.
Suffice to say that you will not want to be surprised by an unforeseen vet visit, because they can be costly even if you own a more commonplace exotic pet.
If your creepy crawly or slithering snake goes missing, as they can often do, then sufficient loss and theft coverage will ensure you’re protected against associated costs. As an exotic pet owner, we’re sure that you are aware of the theft risk. You’ll want to be fully covered, especially if your creature is rare, unique, or otherwise hard to find.
If your exotic pet sadly passes away by injury or illness, most reputable insurance providers will cover you. There are myriad risks posed by fire (malfunctioning filters and faulty wiring in the home, for example) as well as extreme weather conditions (like floods or wind), so you should factor those into your decision.
As an added note, some insurers won’t provide death by injury/illness cover if your pet is over a certain age (this is something to be discussed between both parties).
If your exotic pet is the cause of an injury or damages someone’s property, a third-party liability policy will cover you against the associated costs. You’ll receive the amount necessary to make amends.
You’ll know better than most the value of your investment. Like all beloved pets, your exotic friend is a valued member of the family. Of course, there’s also a chance that your exotic pet cost you dearly which is why you’ll want the best insurers on the market. The key to keeping costs down is to choose a policy that directly applies to your needs. There’s no need to overpay and receive coverage that you’ll never use.
We’ll also give you up to £20 cashback to top up the savings you’ll make by comparing. With this added extra you can really keep costs down.
As with all pets, keeping your exotic pet the healthiest it can be will help reduce your premiums and avoid costly vet visits. Maintain a balanced diet and see that your pet’s needs are taken care of. This includes their environment, too.
For reptile owners, you’ll know how important it is to recreate the perfect environment for your reptile. Achieve the correct temperature, prepare food in the correct fashion, and you’ll go a long way to satisfy the needs of your pet which will then help reduce costs in the long-term. Exotic pets are simply a little more high-maintenance!
As an additional note to the above, knowing about the kinds of health issues your pet is susceptible to will help you maintain a lifestyle for your pet which preempts any health issues. Of course, some issues are out of your control, but knowing about various health difficulties can be a great preventative measure.
Scroll further down to the FAQs section for more information about the kinds of issues your pet is susceptible to.
If you own more than one exotic pet, you should think about taking out multi-pet insurance. Not only will you get your insurance sorted in one go, but many providers will give you a discount.
Understanding which health issues your pet is most susceptible to will help you get the coverage you need. We’ve split the following out by some of the more well-known exotic pets:
Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry they won't call or email though.
When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.
*This policy provides annual cover including the cost of vet fees up to £2,500.