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Compare guinea pig pet insurance

Looking for guinea pig insurance? Get a quote with Quidco and you could pay from just £3.01 per month* and get up to £20 cashback.

guinea pig insurance
guinea pig insurance

Compare up to 15 providers to get a low-cost guinea pig insurance quote

1
Get quotes

Spend some time entering your details and the details of your guinea pig. You’ll get access to a variety of quotes so that you can find the one for you. 

2
Compare

Compare the UK’s most reputable policies and prices to find the right pet insurance plan for you.

3
Get paid

Choose a policy. Your cashback will be on its way and in your account in less than 60 days. 

Why compare guinea pig insurance policies here?

You will get access to only the best insurers with the most trusted policies to help you make an informed decision. You’ll get the coverage you need at a price you’re comfortable with. Plus, we’ll give you up to £20 cashback on top of the savings you’ll make from comparing. Where else can you receive this kind of benefit when you’re shopping for guinea pig insurance?!

What do I need to get a cheap quote?

Details of your guinea pig

The first thing we need to know is which breed of guinea pig you have, its age, and how much you paid for your furry friend. These details influence the cost of your policy, so be as accurate as you can.

Your guinea pig’s medical history

Medical history is always an important factor in pricing up small pet insurance, and it’s certainly important for guinea pig policies. We’ll need to know about your furry friend’s full medical history, including past vaccinations or surgical procedures like neutering/spaying. 

What types of guinea pig insurance are there?

guinea pig lifetime insurance

Lifetime

With a lifetime plan, you’ll be covered against costs for any illness or injury, up to a certain amount each year. To help you receive coverage for as long as you need it (for example, your guinea pig suffers a recurring illness) then you can renew year on year to receive full lifetime protection. 

Guinea pig maximum benefit insurance

Maximum benefit

You’ll be covered against costs relating to all accidents and illnesses by receiving a maximum amount of money from your insurer. This ensures full compensation in the event that your little buddy becomes ill or has an accident. You should remember, however, that once the maximum has been paid out you won’t be able to use it again. 

Guinea pig insurance - accident-only cover

Accident-only

Accident-only policies cover you with a fixed sum in the event that (curious creatures they are) your guinea pig has an accident. This fixed sum can be used to pay towards any treatment or recovery.

Guinea pig insurance time only

Time-limited

With a time-limited insurance policy, you will receive a fixed sum to cover your guinea pig for a certain period of time (this usually commences from the start of an illness or injury). The benefit of this is that you’ll receive specific coverage for just as long as you need.

  • guinea pig lifetime insurance

    Lifetime

    With a lifetime plan, you’ll be covered against costs for any illness or injury, up to a certain amount each year. To help you receive coverage for as long as you need it (for example, your guinea pig suffers a recurring illness) then you can renew year on year to receive full lifetime protection. 

  • Guinea pig maximum benefit insurance

    Maximum benefit

    You’ll be covered against costs relating to all accidents and illnesses by receiving a maximum amount of money from your insurer. This ensures full compensation in the event that your little buddy becomes ill or has an accident. You should remember, however, that once the maximum has been paid out you won’t be able to use it again. 

  • Guinea pig insurance - accident-only cover

    Accident-only

    Accident-only policies cover you with a fixed sum in the event that (curious creatures they are) your guinea pig has an accident. This fixed sum can be used to pay towards any treatment or recovery.

  • Guinea pig insurance time only

    Time-limited

    With a time-limited insurance policy, you will receive a fixed sum to cover your guinea pig for a certain period of time (this usually commences from the start of an illness or injury). The benefit of this is that you’ll receive specific coverage for just as long as you need.

    What does guinea pig insurance cover?

    With the kinds of trusted insurers that we recommend, you can receive as much coverage as you like. It largely depends on how much you want to pay and the coverage you need. We help make your decision easier by providing recommendations from the UK’s best pet insurance companies. All you need to do is think about what you might need to be covered against. 

    Vet bills

    Vet bills can be expensive, even for smaller pets like rodents. Like most household pets, guinea pigs are susceptible to any number of illnesses from mites and Malocclusion (more on that later) to respiratory problems and abscesses. 

    These niggles, as minor as they sometimes are, can cost you in the long-run. Vet bill cover is a high priority for most pet insurance policies, and it should be high on your priorities too.

    Loss and theft

    In the event that your guinea pig escapes, is lost or even stolen, you will receive standard ‘loss and theft’ coverage to protect you from the associated costs. You should also be covered against any advertising costs should your furry friend go missing. 

    Death by injury or illness

    Losing your guinea pig is like losing a family member, and in the unfortunate event that yours dies by injury or illness then you will be covered against the costs. Likewise if your beloved pet has to be put down then you should be covered for this. However, you will probably find that some insurers won’t cover you if they are over a certain age (check with your insurer to be sure). 

    Damage to hutch or cage

    You’ll find that many insurers will cover you if your guinea pig’s hutch or cage is damaged by extreme weather conditions like wind.

    Third-party cover

    You can also receive cover if your guinea pig injures someone or damages their property.

    How can I reduce my insurance policy costs?

    Compare and get cashback

    The first thing you can do to keep your insurance costs down is compare providers. Because we recommend only the best insurers in the UK, all you need to do is decide what coverage you’d like to receive. Think about your needs and the needs of your beloved guinea pig. 

    What’s more, we can give you up to £20 cashback. This, along with the savings you can make from comparing, makes your search for insurance all the better.

    Take care of your guinea pig

    As with all pet insurance policies, you’re likelier to see your premiums reduce if your guinea pig is healthy and active. These adorable animals often have sensitive digestive systems, so keep to a fairly regimented diet and make sure there is plenty of vitamin C present in their food (supplements will help you with this).

    Consider multiple-pet insurance

    If you’re blessed enough to own more than one guinea pig, taking out a multi-pet policy (offered by most insurers) will help reduce the cost and you’ll often receive a discount too. 

    FAQs

    Is there pet insurance for guinea pigs?

    In your search for suitable insurance, you’ll find both specific guinea pig insurance policies, as well as exotic pet insurance, and ‘small mammal insurance’ which covers rodents in general. We include both in our recommendations so you don’t really need to worry.

    Is guinea pig insurance expensive?

    As we often say, it’s as affordable or expensive as you like. It’s certainly expensive to have a plan with benefits that don’t apply to you and your pig, so it’s important to choose a policy that clearly applies to your situation. 

    Are there any particular guinea pig health problems I should think about?

    For guinea pigs, there are plenty of common health ailments that you should keep in mind. They’re dainty little creatures, which is cute but admittedly problematic when it comes to veterinary care. You may find that many vets do not perform more complex surgery on rodents because they’re simply not able to withstand it. 

    This is why it’s important to keep an eye on any signs of symptoms so you can tackle illness or injury as quickly as possible. Here are some common health problems for guinea pigs:

    • Barbering. The affectionately termed ‘barbering’ is when a guinea pig gnaws/chews at their own fur or the fur of another guinea pig. ‘Barbering’ is a very nice way of putting it! This is a sign of stress and can be resolved by providing your pet with something to chew on. Unresolved, barbering can result in infection. 
    • Diarrhoea. As guinea pigs have sensitive constitutions and digestive systems, diarrhoea and other related gut complaints are par for the course. Because dehydration often follows, diarrhoea can mean a visit to the vets to receive the correct care/medication. 
    • Malocclusion. It sounds worse than it is. Malocclusion when teeth become misaligned. This is caused by a few things including lack of a good diet, injury, infection, genetics and old age. It’s fairly common and in most cases will require a vet to file down the pig’s teeth. 
    • Parasites. Like most pets, guinea pigs are susceptible to parasites on top of their skin and beneath. Keeping a clean cage/hutch is important to prevent parasites. Your vet can prescribe various medications for parasite removal. 
    • Scurvy. Yes, guinea pigs are susceptible to the same disease that blighted pirates at sea. They need plenty of vitamin C in their diets because they have such delicate constitutions that an absence of vitamin C can often lead straight to scurvy. They actually lack the enzyme needed to synthesise vitamin C so you will need to supplement their diet. Symptoms of scurvy include swollen feet, a rough coat, ulcers and a disinterest in food. All this can result in costly vet bills. 

    Do I need to insure my guinea pig?

    Just because they are somewhat less mobile than other pets and have a relatively short lifespan (4-8 years), this doesn’t mean you should disregard health insurance. Taking even a cursory look over the above health issues should help you decide whether the guinea pig insurance is for you. You can reduce costs where necessary to get an affordable plan for you. 

    At what age should I insure my guinea pig?

    Keeping in mind their short lifespan, we recommend that you take out insurance as early as you possibly can. You’ll find a variety of plans and policies that work for you, and the key is knowing just what to look out for.

    Useful information

    Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry they won't call or email though.

    When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.

    The comparison service for pet insurance accessed via Compare is provided by Quotezone, 100% independent UK insurance comparison. Quidco is a trading style of Maple Syrup Media Ltd, who are an Introducer Appointed Representative of Seopa Ltd, trading as Quotezone, who are authorised and regulated by the FCA, number 313860. Quotezone run and operate the insurance comparison service. By using this system you are agreeing to our terms and conditions & privacy policy.

    *This policy provides annual cover including the cost of vet fees up to £2,500.