*based on a lifetime policy for a 1 year old male Cockapoo, who is neutered, fully vaccinated and shows no signs of aggression. Cover starts on 22nd July 2022. Prices are correct as of 11th July 2022.
Compare 26 providers to get the best kitten insurance quote for you
Enter your details and those of your kitten. With these details, you’ll find quotes for you.
Compare insurance policies from the UK’s best and most reputable insurers.
Choose an insurance plan. Your cashback will be on its way and paid into your account. Please note that it can take up to 10 weeks from the start of your policy for your cashback to be paid
What do I need to get a quote?
Details of your kitten
Firstly, we’ll need your pet’s details. This includes the breed, his or her age, and how much you originally paid for the little ball of fluff. These factors will affect the cost of your premium.
Your kitten’s medical history
Medical history has a lot to do with the cost of your policy. We’ll ask questions about your kitten’s medical history, any vaccinations he or she might have had, whether they’ve been neutered/spayed, or undergone any surgical procedures.
What types of kitten insurance can you choose from?
Lifetime
Maximum benefit
Accident-only
Time-limited
Lifetime
Maximum benefit
Accident-only
Time-limited
What does your insurance cover?
The areas that your insurance covers will very much depend on the policies you’re looking at and how much you want to pay. It’s entirely up to you. Have a think about what you would like to be covered and we will help your decision by providing only the best pet insurance for kittens.
Vet bills
One of the highest priorities for pet insurance coverage is always vet bills. With good coverage, you’ll be covered against costs from all kinds of accidents and illnesses.
Of course, vet bills can be big or small so it depends more on the kinds of treatment your kitten may need. You’ll find that the likes of long-term conditions, hereditary issues and other risks relating to the breed are insured on some plans but are not covered on others. We advise that you do some research and check what is covered before you decide on a plan.
Loss and theft
As naturally inquisitive creatures, you may find that loss and theft coverage is a must-have if your kitten often goes astray. If the policy you choose includes loss and theft, then you will be covered against costs relating to loss and theft.
Cattery fees
If you’re ever in a situation where you need someone to look after your kitten, your insurance may cover the cost of a cattery.
Death by injury or illness
In the unfortunate event that your kitten passes away by illness or injury, you will be covered against the associated costs. If he or she has to be put down, most reputable insurers will cover you.
How do I keep my policy cheap?
Compare and get cashback
If you rush into an insurance plan without doing a bit of research, you might find yourself overpaying for coverage you don’t need (or missing out on something that you do). Understandably, you will want your little kitty covered as quickly as possible but we advise you not to rush.
Shop around, and take a long look at our recommendations. You’ll find only the most trusted and reputable insurers, so all you need to do is think about what you want to be covered and how much you’d like to pay. It's also worth checking out cat insurance quotes. Don’t forget about the cashback, too.
Keep your kitten healthy
Your pet’s health will always influence your premiums, so you can keep costs down by providing a healthy diet and ensuring plenty of exercise.
Have your kitten microchipped
Cats can be microchipped from as early as five weeks old. While it is not legally required for your cat to be microchipped, it might help reduce your premium. It may also help if they are lost or stolen.
FAQs
How old should my kitten be when I buy insurance?
You will be able to take out insurance once your kitten has reached 6 weeks old. After the 6-week mark, we recommend that you take out insurance as soon as possible.
What are the main health issues for kittens?
To help you get an idea of the kinds of health issues you and your kitten should potentially be covered against, here are some of their more common health issues. Suffice to say that the following conditions, as commonplace as they might seem to your vet, come with some hefty bills if you’re not insured.
- Upper respiratory infections. Symptoms of which include sneezing, nasal and eye discharge, difficulty breathing and a runny nose.
- Worms. Common cases include roundworms and hookworms burrowing into the intestinal tract. Common symptoms include diarrhoea, sickness and weight loss.
- Ear mites. These creepy crawlies can get into ears, causing your kitten to shake its head, scratch at the ears, and inflame the ear canals.
- Coccidia. Another common creepy crawly for kittens, this intestinal parasite causes dehydration and diarrhoea.
Is it worth insuring my kitten?
Looking at the above health issues alone, we’d take the view that it is very much worth it. When you then consider additional geographical risks and the many other variables that affect the cost of insurance, getting caught out will cost you. Plus, kittens can be famously curious so you’ll want to be insured for some of the more difficult situations they can find themselves in.
What is an excess?
This is the amount you pay every time you make a claim. Some insurers will ask for a fee every time you visit your vet, while other insurers work on percentage-based excess, which means that you pay a certain percentage of the claim (this is in addition to the flat fee so, as you can expect, this can get expensive).
All of the above is agreed upon between you and your insurer.
How much is kitten insurance?
It really depends on the policy you go for and how much it covers. It also depends on where you live, the medical history of your pet, and more variables still. You’ll be able to use our website to scour through quotes to find the best price you can afford.
Do you cover third-party liability?
Third-party liability is generally not provided for kittens and cats.
Can I get pet insurance for two kittens or more?
Most reputable insurers provide multi-pet insurance policies.
Can I cancel my insurance?
After taking out insurance there is a two-week ‘cooling off’ period where, if you change your mind during this period, you can cancel your insurance for a full refund on any premiums you have already paid.
You will find that this is also the case for most UK insurers. If you want to cancel your plan after this period, most insurers will not refund you for any premium you have paid.
What isn’t covered by your insurance?
You’ll find that some policies won’t cover you for certain things. It pays to do your research. While policies vary, there are a number of generally standard exclusions that apply from one insure to another.
Check your policy for the following exclusions:
- Routine treatments and check-ups. Procedures like vaccinations, flea treatments, spaying/castration.
- Pre-existing conditions. While there are some specialist policies that provide coverage for pre-existing conditions, most insurers will not.
- Kittens under the age of 6-8 weeks. Most insurers will not insure kittens younger than around 6-8 weeks.