*based on a lifetime policy for a 1 year old male Cockapoo, who is neutered, fully vaccinated and shows no signs of aggression. Cover starts on 22nd July 2022. Prices are correct as of 11th July 2022.
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Firstly, we’ll need your pet’s details. This includes the breed, his or her age, and how much you originally paid for the little ball of fluff. These factors will affect the cost of your premium.
Medical history has a lot to do with the cost of your policy. We’ll ask questions about your kitten’s medical history, any vaccinations he or she might have had, whether they’ve been neutered/spayed, or undergone any surgical procedures.
The areas that your insurance covers will very much depend on the policies you’re looking at and how much you want to pay. It’s entirely up to you. Have a think about what you would like to be covered and we will help your decision by providing only the best pet insurance for kittens.
One of the highest priorities for pet insurance coverage is always vet bills. With good coverage, you’ll be covered against costs from all kinds of accidents and illnesses.
Of course, vet bills can be big or small so it depends more on the kinds of treatment your kitten may need. You’ll find that the likes of long-term conditions, hereditary issues and other risks relating to the breed are insured on some plans but are not covered on others. We advise that you do some research and check what is covered before you decide on a plan.
As naturally inquisitive creatures, you may find that loss and theft coverage is a must-have if your kitten often goes astray. If the policy you choose includes loss and theft, then you will be covered against costs relating to loss and theft.
If you’re ever in a situation where you need someone to look after your kitten, your insurance may cover the cost of a cattery.
In the unfortunate event that your kitten passes away by illness or injury, you will be covered against the associated costs. If he or she has to be put down, most reputable insurers will cover you.
If you rush into an insurance plan without doing a bit of research, you might find yourself overpaying for coverage you don’t need (or missing out on something that you do). Understandably, you will want your little kitty covered as quickly as possible but we advise you not to rush.
Shop around, and take a long look at our recommendations. You’ll find only the most trusted and reputable insurers, so all you need to do is think about what you want to be covered and how much you’d like to pay. It's also worth checking out cat insurance quotes. Don’t forget about the cashback, too.
Your pet’s health will always influence your premiums, so you can keep costs down by providing a healthy diet and ensuring plenty of exercise.
Cats can be microchipped from as early as five weeks old. While it is not legally required for your cat to be microchipped, it might help reduce your premium. It may also help if they are lost or stolen.
You’ll find that some policies won’t cover you for certain things. It pays to do your research. While policies vary, there are a number of generally standard exclusions that apply from one insure to another.
Check your policy for the following exclusions: