*based on a lifetime policy for a 1 year old male Cockapoo, who is neutered, fully vaccinated and shows no signs of aggression. Cover starts on 22nd July 2022. Prices are correct as of 11th July 2022.
Spend some time entering your details and the details of your pet. You’ll get access to a variety of quotes so that you can find the one for you.
Compare the UK’s most reputable policies and prices to find the right pet insurance plan for you.
Choose an insurance plan. Your cashback will be on its way and paid into your account. Please note that it can take up to 10 weeks from the start of your policy for your cashback to be paid
Your cat or dog's maximum benefit pet insurance covers each injury or illness up to a predetermined level. Unlike a time-limited policy, there is no limit to how long you can file a claim.
This implies that as long as you renew your coverage each year and pay your premiums on time, you can keep claiming for the same health issue until you approach the financial cap.
Maximum benefit will not cover it if your pet has a pre-existing illness when you purchase the policy. If the same ailment occurs elsewhere, for example on the opposite leg, you won't be protected because most insurers will deem it the same problem and won't cover you.
In addition to maximum benefit, there are three further options to ensure your pet is safe. One thing that all insurance have in common is a cap on how much they will pay for care and fees.
Whilst some have per-condition caps, others have annual caps on how much they'll pay out. There are also packages that have annual and per-condition restrictions.
The following are the other type of insurance available:
This covers vet bills for a year or up to the policy's limit, whichever comes first. After that, you'll be on your own to cover the costs. This 12-month time limit does not apply to maximum benefit and lifetime policies.
This policy will protect your animal in the event of an accident, but it will not provide coverage for long-term diseases.
You only need a few basic details to get a quote for maximum benefit pet insurance, they mostly involve your pet but sometimes insurers will ask for details about you, for instance, your postcode. Here is what they are likely to ask from you: