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Compare Europe travel insurance

Compare cheap quotes for Europe travel insurance and get up to *£33 cashback.

europe travel insurance
europe travel insurance

Compare up to 30 providers to get a cheap Europe travel insurance quote

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Take time to enter details about yourself and your intended travel plans. Using that information, we’ll provide you with a variety of quotes best suited to your needs.  


We will provide you with access to a comparison of travel insurance quotes from the UK’s most reputable providers.

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Choose the best travel insurance for you. Sit tight. Wait for your cashback. Please note that it can take up to 8 weeks from the end of your policy for your cashback to be paid.

Why compare travel insurance here?

With us, not only can you save on the best Europe travel insurance as you can with other comparison sites, but you’ll earn cashback as well. Make money while you save money – what’s not to like?

What is Europe travel insurance?

Whether you’re planning an Eat Pray Love situation in Sicily, or you’re having a romantic getaway in Paris, it is important to be insured when visiting Europe. Europe is the number one overseas destination for UK travellers, and with Britain no longer being part of the European Union, it is important to have a decent insurance policy in place should you wish to travel anywhere outside of the UK. 

European travel insurance protects tourists to all European Union member countries. However, some non-EU countries may be covered by European travel insurance, so verify your coverage before visiting.

Types of Europe travel insurance policies

When applying for travel insurance, in most instances, there will be a couple of insurance policies to choose from.

Single trip

Single trip insurance policies cover you for a certain period, usually up to 30 days of travel. This is best if you plan to travel just once during the calendar year. 


Multi-trip insurance policies are useful for anyone who likes to take a trip more than once a year, for a keen globetrotter or for business-related trips.  

What is covered?

Standard European travel insurance policies should include the following:

  • Cover for medical expenses, usually, these go up to a limit of at least £5m
  • Repatriation to the UK, if necessary, in the event of an accident, illness or death
  • Cover for emergency cancellation or curtailment to your holiday
  • Delay and missed departure cover
  • Travel abandonment cover
  • Cover for lost, stolen baggage and money
  • Cover for the loss or theft of your passport
  • Personal liability cover

What is not covered?

Keep in mind that standard insurance policies usually don’t cover the following:

Alcohol or drugs

If you are under the influence of alcohol or drugs when an accident happens and you try to claim for it, there is a high possibility that your claim might be rejected. 

Winter sports

If you plan on skiing or snowboarding, or participating in any winter sports, then make sure you are covered for it as these are higher risk activities. Usually, this is provided as an optional extra, so it’s best to explore your options when taking out a policy.

Pre-existing medical conditions

It is important to declare any pre-existing medical conditions with your insurance provider prior to taking out a policy. Whilst this might push the price of the premium up a bit, it is important to have in place should you need to claim. 

Do I need travel insurance to go to Europe?

Whilst it isn’t legally required, it is advised. With Britain no longer being part of the European Union, you might find that your medical bills can be higher, therefore, it is important to make sure you’re covered should anything unfortunate, and out of your control, happen. 

How much does European travel insurance cost?

It is wise to insure yourself, even if you are travelling to Europe. Mishaps can easily happen, no matter where you are, it is best to make sure you are insured for the widest possibility. 

How to get cheap Europe travel insurance

Whilst comparing quotes at Quidco is an outstanding way to rack up the savings, there are also several other benefits when you shop around. Make sure you only pay for the amount of cover that you need. 

Shop around

By comparing quotes at Quidco Compare, you can search from a number of different insurance providers and get up to *£33 in cashback on top of your savings. 

Be selective

When taking out an insurance policy, make sure you don’t overpay for add-ons that do not apply to your personal needs. For example, if you don’t plan on doing any skiing then you won’t need an insurance policy that has winter sports included

What countries are included?

European travel insurance often covers travel to any European Union country as well as a number of non-EU countries such as Iceland, Switzerland, Turkey, and Norway. If in doubt, always read the small print of your insurance to confirm that your vacation destination country is covered.

Travelling with a pre existing medical condition

When travelling with a pre-existing medical condition, it is important to declare this with your insurance provider. If you fail to do so, you face your claim being rejected, so it’s best to be completely transparent with your provider. 

COVID-19 update

Depending on the country you plan to travel to, the UK government has adopted a traffic light system in response to the COVID-19 pandemic. Countries listed under amber and red require quarantining, whilst countries listed under green do not. All countries require you to take several PCR tests. Note: these cannot be NHS tests and require payment from an independent provider. 

EHIC (European Health Insurance Card)

Following Brexit, the UK Global Health Insurance Card (GHIC) replaces the previous European Health Insurance Card (EHIC). They offer the same level of healthcare access as the rest of the EU. This is important to have in place should you need access to healthcare whilst you’re in the European union. 

Compare Europe travel insurance quotes and get cashback

By comparing different policies and insurance companies, Quidco can provide access to cheap Europe travel insurance quotes with up to *£33 in cashback. Simply work out the type of cover you need for your trip, then use the comparison tool to get instant quotes and find the ideal travel insurance.

European travel insurance FAQs

Do I need travel insurance for Europe?

While it is not a legal requirement to obtain travel insurance for Europe, the UK Foreign, Commonwealth and Development Office (FCDO) recommends that tourists purchase one, even if they hold the European Health Insurance Card (EHIC).

What cover do I need for Europe?

The type of insurance you need will depend on your personal circumstances, but it is important to make sure your policy covers the standard requirements. Read the small print before committing to a policy.  

What countries are covered in European travel insurance?

European travel insurance covers visitors to all member states of the European Union. Some non-EU countries may also be covered by European travel insurance, so double-check your coverage before you go.

What documents do I need to travel to Europe?

If you are travelling within the European Union, you will require an ID card or a passport. Not only when you cross a border (for example, via an airport). If you are staying in a European country, you must also be able to present an ID card or passport. A visa is also required in some countries.

Can I get European travel insurance if I’m travelling to Europe for business?

This usually takes the form of an additional extra, so check your policy before committing to a claim if you need European travel insurance cover for business-related trips. 

Will travel to Europe be different because the UK is not in the European Union?

Passing through passport control and customs in European ports and airports may take longer. Because UK tourists and travellers are not permitted to use the EU fast-track lanes for passport inspection, the lines may be lengthier.

You may be required to present a return ticket, your travel itinerary, and proof that you have enough cash to cover the duration of your trip.

Useful information

*Based on a couple aged 30 with no pre-existing medical conditions, taking annual multi-trip cover for Europe. Cover starts on 4th March 2022 and ends on 3rd March 2023. Prices correct as of 3rd March 2022.

If you're struggling to find suitable cover, the Money and Pension Service (MaPs) also provides a list of specialist insurers on the MaPs directory website – or you can call the British Insurance Brokers Association on 0370 950 1790. https://www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory