Boohoo logo

40% cashback. Up to 70% off everything

Shop now

Compare family travel insurance

Compare cheap quotes for family travel insurance. You could pay from just £3.01 per month.* And get up to £20 cashback.

family travel insurance
family travel insurance

Compare up to 30 providers to get a cheap annual multi-trip travel insurance quote

1
Get quotes

Spend some time entering your details and your travel plans. You’ll get access to a variety of quotes so that you can find the right one for you. 

2
Compare

Compare the UK’s most reputable policies and prices to find the right annual multi-trip insurance plan for you.

3
Get paid

Choose a policy. Your cashback will be on its way and in your account in less than 60 days. 

Why compare family travel insurance at Quidco?

With us, not only can you save on the best family travel insurance for you and your family, as you can with other comparison sites. You’ll earn cashback on top! Make money while you save money – what’s not to like?

What is family travel insurance?

With young families averaging 2.2 holidays a year in the UK, it’s no wonder we all have spectacular tan lines and interesting stories to tell. If you’re thinking about jetting your loved ones off to the Bahamas this year, be sure to take out travel insurance, because sometimes those grazes can be something more serious. 

The last thing we want to think about is family members falling ill or getting an injury whilst on holiday, unfortunately, bumps and bruises are written into the parental contract. The best way to be prepared for this is to take out a family travel insurance policy in time for your holiday. 

Whilst family travel insurance can protect you and your family from emergency medical treatment, there are other benefits to taking out a policy alongside your holiday. Make sure you’re getting the right deal by comparing [x] amount of family travel insurance quotes here at Quidco and get up to £27 cashback, too!

Types of policies

If you, like many other young British families, enjoy going away on holiday more than once a year you might consider taking out an annual insurance policy for you and your family. Or if you prefer one big celebration, then a single trip policy might be more suitable.

Single trip travel insurance

Single trip insurance

This is a one-off trip that usually doesn’t last anywhere longer than 31 consecutive days. Compare single trip travel insurance quotes

multi-trip travel insurance

Multi-trip travel insurance

Also known as annual multi-trip insurance, this cover allows you to travel more than once in a 365 day period. 

You can also choose a policy based on where you’re going:

worldwide cover

UK cover

If you prefer to stay local, then getting insurance for your trip in the UK is another great reason to protect yourself from any mishaps that could occur whilst away from home. 

European cover

European cover

This covers anywhere in Europe you may wish to travel. It might be worth double-checking if your desired destination falls under Europe or Worldwide cover as your insurer should have a list of countries that is broken down by area.

worldwide cover

Worldwide cover

A worldwide travel insurance policy provides cover anywhere outside of the UK and Europe - you’ll find that insurance premiums tend to rise in these areas due to the cost of medical bills. Note that this type of cover excludes the USA, Canada, Mexico, and the Caribbean, for these destinations you will need to seek separate insurance through your provider. 

  • If you, like many other young British families, enjoy going away on holiday more than once a year you might consider taking out an annual insurance policy for you and your family. Or if you prefer one big celebration, then a single trip policy might be more suitable.

  • Single trip travel insurance

    Single trip insurance

    This is a one-off trip that usually doesn’t last anywhere longer than 31 consecutive days. Compare single trip travel insurance quotes

  • multi-trip travel insurance

    Multi-trip travel insurance

    Also known as annual multi-trip insurance, this cover allows you to travel more than once in a 365 day period. 

    You can also choose a policy based on where you’re going:

  • worldwide cover

    UK cover

    If you prefer to stay local, then getting insurance for your trip in the UK is another great reason to protect yourself from any mishaps that could occur whilst away from home. 

  • European cover

    European cover

    This covers anywhere in Europe you may wish to travel. It might be worth double-checking if your desired destination falls under Europe or Worldwide cover as your insurer should have a list of countries that is broken down by area.

  • worldwide cover

    Worldwide cover

    A worldwide travel insurance policy provides cover anywhere outside of the UK and Europe - you’ll find that insurance premiums tend to rise in these areas due to the cost of medical bills. Note that this type of cover excludes the USA, Canada, Mexico, and the Caribbean, for these destinations you will need to seek separate insurance through your provider. 

    What it covers

    Possessions and luggage

    Travelling with young children can be a challenge within itself, let alone when their luggage full of stuffed animals goes missing. This cover will provide you with the opportunity to claim should anything happen to your possessions and luggage. 

    Activities

    Most insurers will provide cover up to a certain amount for activities with young children and families on holiday. It is important to check with your provider if you plan on partaking in ‘higher risk’ activities such as skiing or watersports, as these might push premiums up. 

    Legal cover

    If you are caught up in an accident or incident that wasn’t your fault, your insurer will help you front any fees that might occur with legal cover. 

    Emergency medical treatment

    Grazed knees and bruises are part and parcel of everyday parenting, however, if you or a family member get ill or seriously injured whilst you’re away on holiday, having medical cover will help organise trips to the hospital and any bills you might incur. 

    Missed departures and cancellation

    Time and tide wait for no man - but you might be able to claim money back when you miss a planned departure due to negligence. It is important to take out insurance from the moment you book your holiday, that way, if you need to cancel for any reason then you’re covered for expenses and payouts. 

    Benefits of family travel insurance

    Cheaper

    Rather than taking out separate insurance policies for each family member, family travel insurance allows you to keep them all under that same roof - so long as you all live under the same roof. 

    Kids go free

    Most insurance providers will offer free insurance for kids of a certain age. It is important to check this with your provider before committing to a policy. 

    Kid-free travel

    By taking out an annual trip policy, you can travel more times in the year and some insurers will let you or you and your partner travel under the same policy. Leaving you to enjoy a holiday together whilst the kids are at the grandparents. 

    What’s not covered with family travel insurance

    Although family travel insurance covers a number of factors, there are still certain exclusions to be mindful of when filing a claim. If you do any of these, your claim could be rejected:

    Do not disclose proper details

    Family travel insurance policies are made for families that all live under the same roof. If you try to outsmart the insurance provider by including a member at a different permanent address then you run the risk of having your claim rejected. So tell all your emancipated children to come home if they want to go to Disneyland this year!

    Do not disclose a pre-existing medical condition

    If you were to claim for a member of your family and you haven’t disclosed any pre-existing medical condition they have then you run the risk of having your claim rejected. 

    Use alcohol or drugs

    Whilst you’re probably not out clubbing with your children, if you are under the influence of alcohol or drugs during the time of an incident or accident that you are trying to claim for, your insurer might send you packing. It’s important to check the small print as some insurers may reject your claim even if you only have one drink in you.

    How much does family travel insurance cost?

    The cost of family travel insurance is affected by several factors, including:

    Size of your family

    Typically, two adults and however many of your children you wish to travel with. You can include any grandparents into the policy, for multigenerational families who live under the same roof. 

    Activities

    Whether you like to relax by the pool or try your hand at scuba diving, insurance companies may need to assess the danger involved in your planned activities, which could result in higher premiums.

    Level of cover

    Whether it’s a one-off trip or you plan to make several trips in a year, single trip and annual trip policies will affect the cost of your policy.

    Destination

    The UK, Europe or Worldwide - the further you go, the more your insurance is going to cost. It’s important to take into account the area you’re visiting too, if there is a higher crime rate or the hospital fees are higher, then your insurance premium is likely to rise. 

    Duration

    If you’re planning on going away for longer, then you’ll pay more for insurance.

    Pre-existing medical conditions

    It is imperative that these are declared from the get-go. Whilst it will ultimately push premiums up, the stress of paying medical bills abroad is not worth the extra pounds you might save. 

    Belongings

    Whether you’re taking throw away bikinis, or you’re wearing your favourite Gucci to the pool, make sure you and your families belongings are covered. 

    How to get cheap family travel insurance

    A family could include several children or just one, if that’s the case for you, a couples travel insurance policy and a separate policy for your child might be cheaper than family cover. So it's worth comparing the two and seeing which works out the best value for money.

    By comparing insurance quotes here at Quidco, you can save money and find cheap family travel insurance policies that suit your travel requirements, you could get up to £27 cashback, too.

    Who can I add to the policy?

    If you’re planning on going on a multigenerational holiday, great grandparents are included in family travel insurance policies too. 

    How many people can I add?

    Some insurers allow you to add up to 10 travellers on one single policy. It is worth noting that whilst it won’t cost you more for kids, some insurers won’t cover over-65s for a single trip longer than 31 days. So make sure you read the policy documents properly to determine if it offers you the right level of protection for your family. 

    If you have older children that are studying but still live at home, as long as they are under the age of 24, then you can include them on a family travel insurance policy.

    Can I add people with pre-existing medical conditions to the policy?

    Yes, but you must declare the medical conditions for them to be valid. 

    Do I need to get family travel insurance?

    Whilst any type of travel insurance isn’t a legal requirement, travelling with a larger group can be a lot more stressful, especially post-Brexit. Prices are rising and insurance could save you from paying out for an unforeseen medical bill. 

    COVID-19 update

    Non-essential and international travel is not currently permitted before 17 May 2021 at the earliest (dates subject to further confirmation from the government).

    Compare family travel insurance quotes and get £27 cashback

    By comparing different policies and insurance companies, you can get cheap family travel insurance quotes with up to £27 in cashback. Simply work out the type of cover you need for your trip, then use the comparison tool to get instant quotes and find the ideal family travel insurance.

    Family Travel Insurance FAQs

    What is family travel insurance?

    Family travel insurance is an insurance policy that can be used for a one-off trip or several trips in a 365 day period. It covers holidays in the UK, Europe and Worldwide. 

    What makes family travel insurance different?

    Family travel insurance not only comes at a cheaper premium than buying separate insurance policies for each family member, it also covers up to 10 people. 

    How does family travel insurance work?

    Whilst you can take out insurance for the whole family, insurers tend to let kids travel free, this means you aren’t paying for individual policies every time you travel. If you fancy a trip without the kids at a later date in the year, you can use the same policy to cover yourself and your partner.

    How many people can I add to a family travel insurance policy?

    It can cover up to 10 people all living under the same roof, and part of the same family. This includes grandparents in multigenerational households.

    Does family insurance cover individuals travelling alone?

    When you purchase a family annual insurance policy, everyone on the policy is covered to travel together or separately. Under-18s are allowed to travel alone, but they must be picked up and dropped off by a responsible adult.

    How can I make my travel insurance policy cheaper?

    Consider the amount of cover you actually need, as some insurance policies will cover more areas i.e. activities. Equally, you could save money for shorter trips. If you are only going on a one off holiday, opting for single trip insurance over annual trip cover will save you money. 

    You can also save money by comparing a range of quotes here at Quidco. Compare cheap family travel insurance deals and you could receive up to £27 cashback when you compare at Quidco, too.

    Can I buy family travel insurance during COVID-19?

    Unfortunately, if advice from the FCDO (Foreign, Commonwealth & Development Office) warns against non-essential travel to your destination when your trip starts, you won’t be covered if you still go away or decide to cancel for this reason. It is important to make sure you check the latest FCDO guidance before you travel.

    Useful information

    Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry they won't call or email though.

    When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.

    The comparison service for travel insurance accessed via Compare is provided by Quotezone, 100% independent UK insurance comparison. Quidco is a trading style of Maple Syrup Media Ltd, who are an Introducer Appointed Representative of Seopa Ltd, trading as Quotezone, who are authorised and regulated by the FCA, number 313860. Quotezone run and operate the insurance comparison service. By using this system you are agreeing to our terms and conditions & privacy policy.