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Compare group travel insurance

Looking to travel as a group on your next trip? Compare group travel insurance policies at Quidco and get up to £27 cashback.

Group travel insurance
Group travel insurance

Compare up to 30 providers to get cheap group travel insurance

1
Get quotes

Spend some time entering your details and your travel plans. You’ll get access to a variety of quotes so that you can find the right one to suit your personal needs.  

2
Compare

Compare the UK’s most reputable policies and prices to find the right group travel insurance plan for you.

3
Get paid

Choose a policy. Your cashback will be on its way and in your account in less than 60 days.

Why use Compare to get a group travel insurance quote?

At Quidco, not only can you save on the best travel insurance as you can with other comparison sites, but you’ll earn cashback as well. Make money while you save money – what’s not to like?

What is group travel insurance?

A group travel insurance policy covers a group of people travelling together, not necessarily a family; it may be a sports team, or even a group of shrewd friends. If you’re planning a trip away with a group of individuals, whether it’s for a match or a hen do; you could save money by getting a group insurance policy. 

Group travel insurance policies are a popular choice for friends and separate families looking to holiday together - allowing up to 10 people on one policy! In 2017, 1 in 5 holidaymakers travelled as part of a group of adults, making group travel insurance a common choice.

What it covers

Possessions

We know how important your things are and keeping them safe whilst travelling is imperative to having a relaxing and stress free trip. This covers you financially should your possessions or baggage get misplaced, damaged or stolen. 

Emergency medical treatment

When travelling in a group, it is recommended to find a policy offering up to £2m for any emergency medical expenses within Europe. For worldwide travel cover you should consider a policy offering up to £5m - this is due to the increased healthcare costs. 

Lost or stolen money

Groups of tourists can attract unwanted attention and often find themselves victim to theft or loss of money. It is therefore important to be covered in case something unfortunate happens. 

Cancellation and curtailment

If, for any reason, your trip is cut short or you have to cancel a few days before, this covers you financially so you’re not at a loss. 

What’s not covered with group travel insurance

When travelling with a group of individuals, there are still certain exclusions to be mindful of when filing a claim. It’s important to understand what’s not covered by group travel insurance, these are as followed: 

Activities

A standard group insurance policy might not include cover for any activities you wish to do whilst you’re away. It is important to check whether your policy provider includes additional cover as activities such as winter sports might need to be added onto your group policy. 

Age

Whilst it usually costs more for travellers over-65 to get insurance, some group insurance policies won’t cover you if you’re over a certain age - so always check whether you’re covered. 

Flights

If anyone in the group is catching a separate flight, or departing from a different airport, you might not be able to include them on your policy.

Different countries

Usually, group travel insurance policies will only cover you if you’re travelling from and returning to the UK. 

Pre-existing medical conditions

If a member of the group has a pre-existing medical condition, it is likely an insurance provider will push premiums up for each individual traveller. 

What makes group travel insurance different?

Group travel insurance can help groups of individuals save money on their travel insurance policies. There are a number of policies available for groups, which include cover for children, adults and over-65s.

Whilst you might consider family travel insurance if you all live under the same roof, group travel insurance allows a group of up to 10 individuals to travel together within the same policy - of which do not necessarily have to be a family living in the same house.

Types of policies

Single trip travel insurance

Single trip insurance

This covers a one-off trip that usually doesn’t last anywhere longer than 31 consecutive days. Compare single trip travel insurance quotes

annual multi-trip insurance

Multi-trip insurance

Also known as annual insurance, this cover allows your group to travel more than once in a 365 day period. 

You can also choose a policy based on where you’re going:

UK travel insurance

UK cover

If you prefer to stay local, then getting insurance for your trip in the UK is another great reason to protect yourself from any mishaps that could occur whilst away from home. 

Europe travel insurance

European cover

This covers anywhere in Europe you may wish to travel. It might be worth double-checking if your desired destination falls under Europe or Worldwide cover as your insurer should have a list of countries that are broken down by area.

Worldwide travel insurance

Worldwide cover

A worldwide policy provides cover anywhere outside of the UK and Europe - you’ll find that insurance premiums tend to rise in these areas due to the cost in medical bills. Note that worldwide cover excludes the USA, Canada, Mexico, and the Caribbean. For these destinations, you will need to seek separate insurance through your provider. 

  • Single trip travel insurance

    Single trip insurance

    This covers a one-off trip that usually doesn’t last anywhere longer than 31 consecutive days. Compare single trip travel insurance quotes

  • annual multi-trip insurance

    Multi-trip insurance

    Also known as annual insurance, this cover allows your group to travel more than once in a 365 day period. 

    You can also choose a policy based on where you’re going:

  • UK travel insurance

    UK cover

    If you prefer to stay local, then getting insurance for your trip in the UK is another great reason to protect yourself from any mishaps that could occur whilst away from home. 

  • Europe travel insurance

    European cover

    This covers anywhere in Europe you may wish to travel. It might be worth double-checking if your desired destination falls under Europe or Worldwide cover as your insurer should have a list of countries that are broken down by area.

  • Worldwide travel insurance

    Worldwide cover

    A worldwide policy provides cover anywhere outside of the UK and Europe - you’ll find that insurance premiums tend to rise in these areas due to the cost in medical bills. Note that worldwide cover excludes the USA, Canada, Mexico, and the Caribbean. For these destinations, you will need to seek separate insurance through your provider. 

    How to get cheap group travel insurance

    By comparing insurance quotes at Quidco, you can save money and find cheap group travel insurance policies that suit your travel requirements. You could get up to £27 cashback, too. Other factors that insurers take into account when providing a policy include: 

    Age

    The younger you are, the cheaper your insurance quote is going to be. Due to their increased exposure to risk, travellers over the age of 65 tend to get quoted higher premiums. That being said, if you are an older traveller and you can prove a no claims history, then you might be eligible for a cheaper quote. 

    Duration

    If you buy a single-trip policy then your insurance premium is likely to be a lot lower. You’ll also pay more for longer holidays. However, if you’re a frequent traveller, it might work out cheaper to look into multi-trip policies. 

    Kids go free

    Similar to family travel insurance, children under the age of 18 travel free under a group policy, which can be a desirable reason to opt for this type of policy over individual policies. It is important to note that children under the age of 18 should be travelling with a responsible parent or guardian.

    Activities

    Whatever your plans are whilst you’re away, you may need extra cover to get insured for certain activities, like winter sports or extreme sports. Some policies may even provide cover for any illness or injury that happens as a result of the activity, including cover for sports equipment, or public liability if you were to damage any people or property whilst taking part.

    Benefits of group travel insurance

    Whilst getting a group insurance policy can be beneficial to save time, money and ease stress, having one policy can be easier if you end up needing to claim.

    Cheaper

    Providing each individual has no pre-existing medical conditions and you haven’t got any expensive add-ons, group insurance policies can work out cheaper and less hassle. It is important to note that not all group insurance policies are cheaper so it’s best to compare using comparison sites such as Quidco.

    Cancelling

    Group insurance policies provide an added level of security, for example if someone were to  fall ill before the trip, group travel insurance will often allow everyone to cancel. This might be more difficult if you’re all insured separately.

    Can I get group travel insurance with a pre-existing medical condition?

    Group travel insurance with a pre-existing medical condition is somewhat of a tricky territory. Whilst some providers might allow you to travel under a group policy with a medical condition, it will no doubt push premiums up for each individual. Therefore, it might be more financially feasible for you to get separate travel insurance. 

    If you have any pre-existing medical conditions, it is important that you declare this with your insurance provider. Whilst it might push premiums up, you run the risk of your claim being rejected if you do not declare it when applying for insurance.

    Tips for group travellers

    Travelling in larger groups can be a lot of fun, but it is important to keep a few things in mind to stay safe and avoid having to make an insurance claim: 

    Be aware of your surroundings

    Do some research on the place you intend to visit before you do so. It is better to be prepared than to be caught out by places that others would avoid.

    Stay together

    If you travel as a group, you're less likely to be a victim of crime. It's also a good idea to make sure no one is left alone when they're in an unfamiliar area, especially if they don't speak the local language.

    Emergency services number

    Make sure you know the emergency medical or police emergency number of the country you’re visiting. 

    Be sensible with recreation

    Travel insurance policies are usually rejected or voided if you are trying to claim for an event that happened while you were under the influence of alcohol or drugs.

    COVID-19 update

    Non-essential and international travel is not currently permitted before 17 May 2021 at the earliest (dates subject to further confirmation from the government)

    Compare group travel insurance quotes and get £27 cashback

    By comparing different policies and insurance companies, Quidco can provide access to  cheap group travel insurance quotes with up to £27 in cashback. Simply work out the type of cover you need for your trip, then use the comparison tool to get instant quotes and find the ideal group travel insurance.

    Group Travel Insurance FAQs

    What is group travel insurance?

    A group travel insurance policy covers a group of people travelling together, and it doesn’t necessarily have to be a family. If you’re planning a trip away with a group of individuals, whether it’s for a match or a hen do; you could save money by getting a group insurance policy. 

    How does group travel insurance work?

    As long as you’re all travelling together, to and from the same country, then up to 10 individuals can opt to be insured under the same policy. 

    Why choose group insurance?

    Group travel insurance can be useful for a number of reasons, which include, saving time, money, and stress. Also, if a member of the group needed to cancel for any reason, all members could cancel a lot easier than if they had individual policies.

    Do you have to be related to get group insurance?

    Not necessarily – group travel insurance is for any group of people, and you don’t have to be related to get a fair policy, you just need to be travelling together. Children can be included on a group policy too but under 18s must be accompanied by a parent or guardian.

    Is it cheaper than other options?

    It can work out cheaper than having separate policies. However, if you require any add-ons or have older travellers, these factors will push premiums up.

    How can I get cheap group travel insurance?

    By comparing insurance quotes at Quidco, you can save money and find cheap worldwide travel insurance policies that suit your travel requirements. You could also get up to £27 cashback. 

    Can you travel alone on group travel insurance?

    Most insurers require that you travel together for a group travel insurance policy to be valid, but check with your insurer before committing to a policy. 

    When should I buy group travel insurance?

    Don't leave booking your group insurance to the last minute, it is wise to have it in place the moment you book. That way, you'll be covered for cancellation and events that might prevent you from travelling such as unexpected illness, injury or even bereavement. 

    Can I buy group travel insurance during COVID-19?

    Unfortunately, if advice from the FCDO (Foreign, Commonwealth & Development Office) warns against non-essential travel to your destination when your trip starts, you won’t be covered if you still go away or decide to cancel for this reason. It is important to make sure you check the latest FCDO guidance before you travel.

    Useful information

    Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry they won't call or email though.

    When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.

    The comparison service for travel insurance accessed via Compare is provided by Quotezone, 100% independent UK insurance comparison. Quidco is a trading style of Maple Syrup Media Ltd, who are an Introducer Appointed Representative of Seopa Ltd, trading as Quotezone, who are authorised and regulated by the FCA, number 313860. Quotezone run and operate the insurance comparison service. By using this system you are agreeing to our terms and conditions & privacy policy.