Compare a range of top providers to get a cheap courier insurance quote
Spend some time entering your details and the details of your van. You’ll get access to a variety of quotes so that you can find the right one for you.
Compare the UK’s most reputable policies and prices to find the right courier insurance plan for you.
Once you’ve chosen the van insurance for you, sit back and wait for your cashback to roll in. It’ll take under 90 days.
What is courier insurance?
Courier insurance, sometimes known as haulage, is there to protect you as a courier, as well as your van and its cargo. You are required by law to have a valid courier insurance policy in place, when driving a van for the delivery of goods to various clients at various points.
Courier insurance is designed to cover the unique risks you may face such as high daily mileage, multiple delivery stops and the value of cargo. You could be covered if your cargo is lost, stolen or damaged in transit.
Levels of cover
Third party only
Third Party Only is the minimum level of cover required by law and protects you if you damage someone’s property or injure someone while you’re driving your van. It also covers any passengers who are hurt while in your van, but you won't be able to make a claim if your van is stolen or burned down
Third party, fire and theft
You may feel that Third Party, Fire & Theft is enough cover – your van will be covered for damage caused by fire or theft, but you won’t be able to claim for damage caused any other way, such as in an accident
Comprehensive
Comprehensive is the highest level of cover we offer. It includes Third Party, Fire & Theft and will pay out if your van needs repairs or a replacement after an accident or malicious damage
Optional add-ons
There are a range of optional extras tailored to the logistics industry:
Goods in transit: This is a great feature for when your logistics company is delivering particularly valuable goods, as it provides coverage up to £50,000 for your client's goods.
Breakdown insurance: Get first-class nationwide coverage 24 hours a day, 7 days a week. Choose from a variety of cover choices to fit your needs, like roadside assistance, recovery, and EU coverage, so that if the worst happens, you can get back on the road as soon as possible so you don't miss that crucial delivery window.
Liability insurance: It protects you and your employees if you cause or are alleged to have caused injury or property damage to a third party.
Excess protection: Cover the cost of your excess in the event of a fault or 50/50 claim, this useful policy will protect you against the cost of your insurance excess.
Ways to reduce premiums
There are a number of ways you can reduce insurance premiums, here are a few handy tips:
- Increasing your voluntary excess is a simple way of reducing your premium. Be sure to select an excess that is affordable
- Driving carefully and abiding by the rules, such as keeping within the speed limit, can help you to avoid convictions and keep your insurance costs down
- Building up a full No Claims Discount and driving safely can contribute to reducing your premium
- Consider a black box coverage for your van, which monitors your driving using a telematics device. If you demonstrate that you are a safe driver, your insurer may offer you a discount on your premium. Vehicle tracking is included in certain black box policies, which could be handy if your van is stolen
- Don't let your subscription auto-renew. Unfortunately, loyalty isn't always rewarded with lower rates from insurance. Compare prices on courier van insurance before your renewal is due to ensure you're getting the best deal
How to get a quote
When you’re ready to get a quote for courier insurance, you’ll need to have some information ready for insurers:
- Van registration number
- Type of van
- Number of seats
- When you purchased the van
- Security features
- Type of cover required
- Personal details
- Driving history
- Estimated yearly mileage
Compare cheap courier insurance and cashback
By comparing different policies and insurance companies, Quidco can provide access to cheap courier insurance quotes. Work out the type of cover you need, then use the comparison tool to get instant quotes and find the ideal courier insurance, what’s more, receive cashback on your savings!
Courier insurance FAQs
What insurance do I need for a courier?
It’s advised that you have courier van insurance before carrying out your work. It is not required by law to have goods in transit or public liability insurance, but it is strongly suggested to provide the best protection for your company.
Do I need special insurance to be a delivery driver?
Courier insurance is appropriate if you make numerous drop-offs each day to various addresses, usually within a narrow geographic area. You'll probably need haulage insurance if you make one or two larger drop-offs per day, frequently to the same address.
Why is courier insurance so expensive?
Most courier vehicles are larger than conventional cars, as most couriers require the space to transport a large volume of goods. Because of the typical size of courier vehicles, the policies usually consist of higher premium costs than those for everyday cars, for example.
Is hire and reward insurance the same as courier insurance?
Instead of courier insurance, you'll need a hiring and reward policy if you're transporting larger, heavier commodities like coal or containers of commerce. Aside from that, there isn't much of a difference between courier insurance and hire and reward insurance.
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Useful information
Please note: by clicking the “Get a quote” button, you consent to your details being transferred to up to five insurance providers. The insurance providers will contact you via telephone to discuss your policy.
Please note:
- Cashback is only available for genuine quotes.
- Cashback is limited to 3 quotes per person for each product per year. Abuse of this may lead to the termination of your Quidco account.
- Any user found giving false details will have their Quidco account terminated.
When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.
The comparison service for insurance accessed via Compare is provided by Quotezone, 100% independent UK insurance comparison. Quidco is a trading style of Maple Syrup Media Ltd, who are an Introducer Appointed Representative of Seopa Ltd, trading as Quotezone, who are authorised and regulated by the FCA, number 313860. Quotezone run and operate the insurance comparison service. By using this system you are agreeing to our terms and conditions & privacy policy.
*Cashback rates - £6 per valid courier insurance purchase