No cashback available
easyMoney Innovative Finance ISA do not offer cashback on any purchase. However you can earn cashback at similar retailers
easyMoney Innovative Finance ISA
More about easyMoney Innovative Finance ISA
Get up to 8% return from one of Europe's most recogniseable brands.
We provide access to inflation-beating returns by investing your money in loans backed by UK property.
- Start from £1,000 to £9,999 and get 3.67% return with our Classic account
- Start from £10,000 to £19,999 and get 5.12% return with our Premium account
- Start from £20,000 to £99,999 and get 6.06% return with our Premium Plus account
- Start from £100,000 and get 7.01% return with our High Net Worth account
- Start from £1,000,000 and get 8% return with our Professional Investor account
Option to Transfer in from an existing Cash ISA, Stocks & Shares ISA or IFISA
We aim for quality over quantity of loans to help mitigate risks and achieve our target rates which represent the average rate of interest across the risk range on new loans. As conservative lenders we have a maximum loan to value of 75%, all of our valuations are
undertaken by members of the Royal Institution of Chartered Surveyors (RICS) and each project must pass stringent lending criteria set out by our Credit Committee with over 70 years of property and lending experience. Our current default rate since launch is 0.00%. To better understand the risks involved and how we manage them please visit easymoney.com/help
E-Money Capital Ltd trading as easyMoney is authorised and regulated by the FCA (FRN 231680). Instant access to your money can’t be guaranteed. The property industry is subject to market conditions and therefore your capital is at risk. Peer-to-Peer loans are not cash savings accounts so they are not covered by the Financial Services Compensation Scheme (FSCS). Tax treatment is dependent on individual circumstances and subject to change.