Everyone over a certain age has some kind of bank account — they’re essential for keeping your money safe and organised. Most people have at least a current account, which allows you to get paid, pay people, and keep your money secure.
But did you know that can get cashback when you open a standard current account? Well, with Quidco, you can. Open a bank account with partnered brands like
Savings accounts and ISAs
Whereas current accounts are an easy way to move money about, savings accounts are better for putting money away for the long term. This means that it’s you’ll normally earn more interest with these accounts, but you’ll have to keep your money in there for a certain period or pay a penalty fee. We offer cashback on savings accounts and ISAs of all kinds.
Junior ISAs
Junior ISAs offer parents tax-free savings on the money they put away for their kids. You put away a bit of money month-by-month and when your child becomes 18, the cash becomes theirs in the form of a normal ISA. You can get cashback on Junior ISAs from brands like
Shepherds Family and
Scottish Friendly. The cashback you get back from Quidco when opening one these accounts can be put back into your Junior ISA, or you can spend it on yourself — it’s up to you.
Stocks and shares ISAs
Another kind of savings account you can get cashback on is a Stocks and Shares ISA. These types of ISAs allow you to put your money into investments. These include individual shares, investment funds, government bonds and more. Be aware, though, with these ISAs, your capital is at risk. As taking out a Stocks and Shares ISA is a large investment in itself, you can earn quite a large amount of cashback through Quidco. Partnered savings companies who offer these ISAs include
Nutmeg and
Legal and General.
Credit cards
There are many benefits of owning a credit card if you use it sensibly. They can allow you to build up credit, earn rewards like cashback, and transfer money abroad without fees. We offer cashback on credit cards with banks and building societies. Each credit card provider has different APRs and applications, so take a look through to find one which you will be comfortable with financially.
We offer cashback on various kinds of American Express cards, each with their annual costs and benefits. For example, you can get the
American Express Platinum Card, which gives you 30,000 Membership Rewards Points when you spend £4,000 in your first six months. These points translate into rewards with lots of travel, shopping and lifestyle brands.
Loans
Getting a loan, too, can be a good idea if you’re able to pay it back in full. There are a few reasons why people take out loans. Maybe you want to consolidate all your debts into one manageable bill that you pay off monthly. Maybe you want to renovate your home but don’t have the cash in hand. Whatever your reason, you can earn cashback when you take out a loan through Quidco.
Here, you’ll find personal loan providers that offer different loan amounts and APR rates. For example, check out
AA Loans and
Post Office Personal Loans. These providers are great if you need some money for a new car, making improvements to your home or consolidating debt. Plus, if you get Quidco cashback on these providers, you can spend the money paying back the loan.
