At least 51% of customers will receive the best rate for this card:
- 0% interest for 32 months from account opening on balance transfers within the first 90 days.
- Minimum £100 balance transfer. Representative rate of 19.9% APR (variable).
- 1.4% fee applies on each balance transfer made in the first 90 days.
- An initial 3% fee applies; we'll then refund 1.6% within 90 days, so the effective fee is 1.4%.
- The refund applies for balance transfers in the first 90 days from when we open your account, after which a 3% fee applies for each balance transfer.
- 0% for 12 months from account opening on purchases.
- Representative rate of 19.9% APR (variable).
Other customers may be offered: 0% interest on balance transfers for the first 18 months, with a 3% balance transfer fee and 0% interest on purchases for the first 9 months, at a rate of 27.9% APR (variable).