LV= Car Insurance

It's me and LV= - get Defaqto 5 Star rated Car Insurance

Why choose LV=?

Because there's plenty to smile about from the very start

• Which? Recommended Provider for Car Insurance for 11 years running
• We pay out on 99% of claims*
• 5% discount when you buy car insurance online**
• With our multi car insurance you'll save 15% on every car you add to your policy***
• Friendly call centres – there if you need to make a claim day or night, 24/7
• We'll give you a lifetime guarantee on repairs****

*99.57% of direct motor claims paid Apr '24 - Mar '25
** Excludes optional extras
***Discounts are applied individually for each car.
****when using our recommended repairer service, for as long as you own the vehicle. Labour only, excludes parts.
 
From theft to write-offs and even lost keys, you'll be covered with us

Here's what you'll like about our comprehensive cover:

Accidental damage cover

• Scratched or dented your car? We pay for repairs so it's as good as it was before the accident 

Uninsured driver promise

• If the other driver is not insured and the accident’s not your fault, you keep your no claim discount and there's no excess to pay – as long as you have the details of the other vehicle and driver

Windscreen repair and replacement

• We’ll cover all the glass in your car under your windscreen cover. Plus, windscreen claims don't affect your no claim discount

European cover

• Get the same level of cover as you have in the UK in the EU for up to 180 days a year 

Vandalism promise

• If your car is vandalised and you have to claim, you'll keep your no claim discount – you'll just need to pay your excess

Replacement child car seats

• We’ll replace your child car seats if your car has been in an accident – even if there’s no apparent damage

New locks and keys 

• If your keys are lost or stolen. After all, accidents happen