No cashback available

Nationwide FlexDirect Current Account do not offer cashback on any purchase. However you can earn cashback at similar retailers

Nationwide FlexDirect Current Account

Earn Cashback at over 4,300 retailers each time you shop through Quidco, Simply...


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We track your purchase and you'll earn a cash reward

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What will stop me earning cashback?

***Please DO NOT contact Nationwide with regards to Quidco cashback. Their customer service team cannot resolve earnings enquiries***

  • Cashback is only available to new customers
  • Cashback will only be paid to customers who take out the product and transfer to it as their main account
  • You need to be 18 or over (UK residents only) to apply for a FlexDirect account
  • Cashback will only be paid out for new applications that are ‘accepted’ for a Nationwide FlexDirect account that are completed fully online
  • Any members reported to us as applying with fraudulent details or intent to deceive will have their Quidco account and cashback terminated without notice
  • Nationwide FlexDirect cashback is available through Quidco on genuine, tracked transactions completed immediately and wholly online
  • Nationwide FlexDirect cashback can be earned simply by clicking through to the merchant and shopping online as normal
  • Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a Missing Cashback Claim within 100 days of the transaction date, as we will be unable to chase up older claims
  • You will be notified if your cashback is declined and any Declined Cashback Claims must be raised through Quidco within 31 days of you being notified. You can track your Declined Cashback Claim on the Quidco website and you will be notified by email about the status of your claim. If you have any queries about this tracking service please contact Quidco Support team without delay
  • Cashback will only be paid for purchases made from within the United Kingdom
  • Cashback will only be paid for a maximum of one purchase per Quidco account
  • Cashback is only eligible on Quidco advertised vouchers
  • Please also see the retailer's standard terms and conditions for purchase as listed on their site

More about Nationwide FlexDirect Current Account

The FlexDirect account could be right for you if you're after an account that pays you interest when you have money in your account and you prefer to do your banking online or over the phone.


Cashback will only be paid to customers who are accepted for a FlexDirect account and who have completed a full switch online to Nationwide from a non-Nationwide current account using their Current Account Switch Service. 


Account benefits:

  • Access to 5% AER (4.89% gross p.a) interest on in-credit balances of up to £2,500 (fixed for the first 12 months). You must pay in £1,000 per month (excluding transfers from any Nationwide account held by you or anyone else) to earn interest.*
  • No monthly fee
  • Access to exclusive products
  • No fees on arranged overdraft for 12 months available**


FlexDirect Overdraft Representative Example:

If you use an arranged overdraft of £1,200 the amount Nationwide will charge you is 50p per day (variable) 



*After 12 months the interest rate reverts to 1% gross pa./AER (variable) on balances up to £2,500. Interest paid monthly. Advertised rates correct at 1 January 2016 and these rates can be changed at any time. Age 18+.

You must be aged 18 or over to apply for FlexDirect (UK residents only). AER stands for 'annual equivalent rate' and illustrates what the interest rate would be if interest were paid and compounded each year.

The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax). Under the terms and conditions of this account, customers are only guaranteed the 5% AER promotional credit interest rate on one FlexDirect account. Any additional FlexDirect accounts held or more than one joint account held by you and another customer will result in the credit interest rate being reduced from 5% (4.89% gross p.a) to 1% gross p.a/AER (variable) within 7 working days of the account being opened.

**Overdrafts are only open to those aged 18 or over (UK residents only) and are subject to approval. When you apply for an account, Nationwide will inform you if they can offer you an arranged overdraft.

Nationwide subscribes to the Lending Code. For more information on the Lending Code please visit