Nationwide FlexPlus Current Account

FlexPlus is the Nationwide packaged current account with great banking features as well as a range of insurance policies and account benefits.

For £10 a month, it gives you access to a range of insurance benefits for you and your family including:

• UK & European Breakdown and Recovery Assistance - to cover you in anyeligible vehicle or anyone driving your vehicle with your permission
• Worldwide Family Mobile Phone Insurance - covering handsets worth up to £l,000 (including VAT) for you and family members living at the same address
• Worldwide Travel Insurance for you and your family, including winter sports, golf and business
• Limits, exclusions and excesses apply

You'll also benefit from:

• 3.00% AER in-credit interest (2.96% gross p.a.) variable on balances up to £2,500. Interest paid monthly
• Commission-free cash withdrawals abroad
• 12 months additional Warranty Protection on eligible household electrical goods
• Identity theft and emergency card assistance
• With Simply Rewards, Visa debit and credit card customers can get cashback offers on purchases from a range of high street brands, helping to make shopping more rewarding
• Fee-free overdraft for the first 3 months and a fee-free arranged overdraft limit of £100 after that. Our overdrafts are only open to those aged 18 or over and are subject to status

FlexPlus Overdraft Representative Example:

If you use an arranged overdraft of £1,200 the amount Nationwide will charge you is 50p per day (variable)

You need to be 18 or over and a UK resident to apply for a FlexPlus account.
Nationwide acts as an intermediary for the insurance products provided with the Nationwide FlexPlus Current Account.
FlexPlus Worldwide Family Travel Insurance policies are underwritten by U K Insurance Limited (UKI). Registered office: The Wharf, Neville Street, Leeds, LS1 4AZ. 
Registered in England and Wales No 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Calls may be recorded.
FlexPlus Worldwide Family Mobile Phone Insurance and Extended Warranty Protection have been arranged for Nationwide by Lifestyle Services Group Limited (Financial Services Register No. 315245) with a single provider London General Insurance Company Limited (Financial Services Register No. 202689).
London General Insurance Company Limited is registered in England No. 1865673. Registered Office: Integra House, Floor 2, Vicarage Road, Egham, Surrey, TW20 9JZ. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Lifestyle Services Group Limited is registered in England, No.5114385. Registered Office: Assurant House, 6-12 Victoria Street, Windsor, Berkshire, SL4 1EN. Authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activity only.
FlexPlus UK & European Breakdown and Recovery Assistance is underwritten by Liverpool Victoria Insurance Company Limited. Liverpool Victoria Insurance Company Limited, registered in England and Wales Number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority register number 202965. Registered address: County Gates, Bournemouth, BH1 2NF. Tel: 01202 292333.
FlexPlus Identity Theft Assistance and Worldwide Emergency Card Assistance are provided by Lifestyle Services Group Limited. The provision of these services is not regulated by the Financial Conduct Authority.
Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. You can confirm our registration on the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 111 6768.
AER stands for 'annual equivalent rate' and illustrates what the interest rate would be if interest were paid and compounded each year. The gross rate of interest is the interest rate payable before any income tax is deducted (if you do pay tax).
On the last day of each month we calculate the interest you've earned each day of that month and then pay you this interest on the 1st day of the next month.
Nationwide subscribes to the Lending Code. For more information on the Lending Code please visit http://www.lendingstandardsboard.org.uk/.