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Post Office Money Personal Loans offers & cashback

Post Office Money Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

Choose a loan between £1,000 and £25,000 and get:

  • An instant online decision
  • No arrangement fees
  • Funds transferred within 2 working days 
  • No penalty for overpayments
  • Fixed monthly payments

Post Office Money® credit cards, personal loans and overdrafts are provided exclusively by Bank of Ireland (UK) plc. Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number. 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.

 

Representative APR - 17.9%


Loan Value £1,000 - £2,999
APR 17.9% APR Representative
Key Facts Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.
You must be aged between 21 and 70
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account

Loan Value £3,000 - £4,999
APR 9.9% APR Representative
Key Facts Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.
You must be aged between 21 and 70
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account

Loan Value £5,000 - £7,499
APR 4.4% APR Representative
Key Facts Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.
You must be aged between 21 and 70
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account

Loan Value £7,500 - £25,000
APR 3.40% APR Representative
Key Facts Post Office Money® Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.
You must be aged between 21 and 70
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account


 

Subject to application and status. The terms of your product may differ from the example.

Post Office Money Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

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  • Ways to earn cashback:
  • 1 Online rate

Earn Cashback at over 4,300 retailers each time you shop through Quidco, Simply...



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Earn online cashback at over 4,300 retailers

Everytime you shop online you can earn money back on your purchases. Take advantage of cashback deals at 4,300 top brands.

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Member Reviews

icedraider wrote on 19 June 2017

Long wait for cashback

Terms say in force for 90 days before cash back confirmed .....203 days later still not confirmed! now up to 284 days and still nothing, getting nowhere fast complained and a waste of time

Kimberley78 wrote on 22 November 2016

Poor speed of cashback payment

I took out a loan in May this year and nearly 6 months later I have still not received my cashback. I've opened a claim with Quidco.

More about Post Office Money Personal Loans

Post Office Money Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

Choose a loan between £1,000 and £25,000 and get:

  • An instant online decision
  • No arrangement fees
  • Funds transferred within 2 working days 
  • No penalty for overpayments
  • Fixed monthly payments

Post Office Money® credit cards, personal loans and overdrafts are provided exclusively by Bank of Ireland (UK) plc. Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number. 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.

 

Representative APR - 17.9%


Loan Value £1,000 - £2,999
APR 17.9% APR Representative
Key Facts Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.
You must be aged between 21 and 70
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account

Loan Value £3,000 - £4,999
APR 9.9% APR Representative
Key Facts Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.
You must be aged between 21 and 70
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account

Loan Value £5,000 - £7,499
APR 4.4% APR Representative
Key Facts Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.
You must be aged between 21 and 70
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account

Loan Value £7,500 - £25,000
APR 3.40% APR Representative
Key Facts Post Office Money® Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.
You must be aged between 21 and 70
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account


 

Subject to application and status. The terms of your product may differ from the example.

Post Office Money Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

Terms & conditions

  • Cashback is only eligible on Quidco advertised vouchers
  • Cashback is only available on new loans. The amount of cashback is shown at the time of your application and the amount may vary from time to time
  • Cashback cannot be used in conjunction with any other offer
  • In order to receive the cashback you must click through to the Post Office website directly via the Quidco link, generate a new Loan and purchase from Post Office in the same session
  • Your Personal Loan must be continuously in force for at least 90 days and all payments must be up to date in order to qualify for cashback. Cashback terms will only be confirmed and paid by Quidco to you after this time period
  • You will not be eligible for cashback if:
  • The loan has been cancelled or terminated in any fashion;
  • There has been any  fraudulent activity in connection with your application;
  • The loan was generated online via Quidco but you then telephone Post Office or go in branch to complete the loan
  • If the loan has been generated via any third party site or advertisement, the sale will not be attributed to Quidco and you will not receive your cashback
  • You must ensure that you have third party cookie tracking enabled on your device on which you make the application and you allow the confirmation page to fully load before closing the window
  • If your purchase is not tracked as pending after 3 days, please raise a claim with Quidco within 18 weeks of your transaction. Subject to validation the cashback will then be processed
  • Cashback is offered by Quidco.  Any cashback queries should be taken up with Quidco, not Post Office
  • Please also see the retailer's standard terms and conditions for purchase as listed on their site
  • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts
  • Cashback may not be paid on VAT, delivery, card payment fees, taxes or any other additional charges

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