To ensure the quote process runs as smoothly as possible, please have the following to hand:
No, it’s a legal requirement to have at least third party van insurance cover to drive in the UK.
There are a few easy steps you can follow. Fitting an alarm or immobiliser and parking your van in a garage (if possible) will help secure a better deal. Likewise limiting the number of people who drive your vehicle and curbing its annual mileage will also help. Finally, opting to pay a higher excess (the amount you pay towards any claim) is also looked upon favourably by insurers.
UK van insurance comes in three main categories:
If you use your van for purely social reasons, you might want to take out private van insurance. If your van is used to carry out a trade or profession, including making deliveries or commuting to a place of work, you’ll need commercial (also known as ‘business’) insurance.
An excess is the amount you must pay in the event of any claim, regardless of who is to blame for an incident. It varies depending on the car that is covered, the age and experience of the drivers on your policy.
For every year of claim free driving, each policyholder will earn a discount towards the cost of their renewal (to a maximum of 9 years).
No, your existing provider will likely be more expensive so its best to shop around to find a new deal rather than renewing.
Most van insurance policies last one year, but you can cancel your cover for a fee.
When using the Quidco Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.