RAC Home Insurance offers & cashback

Up to £25 cashback

RAC Home Insurance offers & cashback

Earn Cashback at over 4,300 retailers each time you shop through Quidco, Simply...

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Shop

Click our link and purchase with the retailer

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We track your purchase and you'll earn a cash reward

Online offers & promotions

50% of customers paid less than £146 for RAC Home Insurance. T&Cs Apply

+ Up to £25 Cashback

Online cashback rates

Increased

£20 cashback

for a new contents only insurance policy

£25 cashback

for a new combined buildings and contents insurance policy

Last updated

What will stop me earning cashback?

  • If you apply an additional discount that reduces your overall purchase price, this may cause your cashback to be declined or reduced. e.g Voucher codes, student discount, staff discount
  • If you participate in any other offer/ promotion that is not covered in the retailer Cashback rates
  • If you have been previously a customer of RAC Home Insurance within the last 12 months
  • If BACS is not your selected Quidco payment method
  • If you are renewing a policy
  • If you, or the insurer, cancel the policy before cashback is deposited in your Quidco account. If cashback has been paid you may be required to return this to RAC Home Insurance
  • If you don't pay your Insurance Premium in full or, if paying by Direct Debit your payments are not kept up to date
  • If you obtain a quote through Quidco and purchase through a Price Comparison Site.
  • If you obtain a quote through a Price Comparison Site and purchase through Quidco
  • If you obtain a quote through RAC Home Insurance and purchase through Quidco
  • If your application to not fully completed online
  • If your application is completed over the telephone
  • If you purchase other products sold by RAC through the RAC Home Insurance ‘Get Cashback' link

Good to know

  • Cashback can be earned simply by clicking through to the retailer and shopping as normal
  • Cashback is available on genuine, tracked purchases completed immediately and wholly online
  • Purchases at this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms the purchase is eligible for cashback. Once this happens your purchase will reach the ‘confirmed’ status on your account
  • The vast majority of transactions from retailers track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" claim within 45 days of the transaction
  • Cashback may initially track at a lower or higher rate and update to the correct rate on confirmation
  • Cashback is not issued by the retailer. If you have any queries regarding cashback or payments, please contact Customer Support directly and not the retailer
  • Even though we do our best to keep the information on this page up-to-date, it may be out of date from time to time
  • The vast majority of retailers do pay cashback on the full basket price, occasionally some may only pay cashback minus VAT, delivery charges, card payment fees, surcharges, taxes and any other additional charges
  • If you purchase products across multiple cashback rates in one session, the lowest rate will track against the full 'basket' amount
  • Cashback will only track if the retailer can track your purchase to us. This means that you must click the 'Get Cashback link', go straight through to the retailer website and make the purchase in the same session without exiting your internet browser
  • The retailer reserves all rights to take action (including legal action) as is considered necessary in its sole discretion in order to prevent or redress any fraudulent or otherwise unlawful use of their website
  • The cashback offered is only available as shown at the time and the retailer reserves the right to withdraw their offering at any time
  • Cashback rates are subject to change and may increase or decrease at any time
  • All policies are run through extensive validation checks and cashback will only be paid on valid policies. The eligibility is checked 90 days after the policy start date
  • This offer is only available to United Kingdom residents who have purchased a valid insurance policy through the retailer
  • Cashback will only be paid for a maximum of one purchase per account within a 12 month period

More about RAC Home Insurance

At the RAC we know it’s important to protect the things in life you value the most, and our home insurance is designed with our customers in mind.


We search a panel of approved insurers to find you the right cover at the right price.


Cover comes with a range of benefits, designed to protect your home against the unexpected.

  • Flexible payment options to meet your needs - pay for your policy either in one lump sum or in monthly instalments
  • Cover tailored to suit you - choose from a wide range of optional extras to tailor a policy to meet your needs
  • UK-based call centres - to manage your enquiries, from sales and renewals, to customer service and claims
  • We search a panel of Insurers - to find you our best price for your needs

Limitations and exclusions apply. Please read the policy documents for full details.

 

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England No. 5171817. Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Home Insurance is introduced by RAC Financial Services Limited to Heath Lambert Limited. Insurance is arranged and administered by Gallagher Heath Insurance Services, a trading name of Heath Lambert Limited. Registered in England No. 1199129. Registered Office: The Walbrook Building, 25 Walbrook, London, EC4N 8AW.  Both companies are authorised and regulated by the Financial Conduct Authority.