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RAC Home Insurance offers & cashback
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At the RAC we know it’s important to protect the things in life you value the most, and our home insurance is designed with our customers in mind.


We search a panel of approved insurers to find you the right cover at the right price.


Cover comes with a range of benefits, designed to protect your home against the unexpected.

  • Flexible payment options to meet your needs - pay for your policy either in one lump sum or in monthly instalments
  • Cover tailored to suit you - choose from a wide range of optional extras to tailor a policy to meet your needs
  • UK-based call centres - to manage your enquiries, from sales and renewals, to customer service and claims
  • We search a panel of Insurers - to find you our best price for your needs

Limitations and exclusions apply. Please read the policy documents for full details.

 

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England No. 5171817. Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Home Insurance is introduced by RAC Financial Services Limited to Heath Lambert Limited. Insurance is arranged and administered by Gallagher Heath Insurance Services, a trading name of Heath Lambert Limited. Registered in England No. 1199129. Registered Office: The Walbrook Building, 25 Walbrook, London, EC4N 8AW.  Both companies are authorised and regulated by the Financial Conduct Authority.  

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  • Ways to earn cashback:
  • 2 Online rates

Earn Cashback at over 4,300 retailers each time you shop through Quidco, Simply...



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Earn online cashback at over 4,300 retailers

Everytime you shop online you can earn money back on your purchases. Take advantage of cashback deals at 4,300 top brands.

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We work with all your online and High Street favourites so we’re sure to have a deal with your name on it, whatever you’re looking to buy.

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Withdraw your cashback earnings to your chosen bank or PayPal account or receive it as an Amazon Gift Card.

Member Reviews

Reviewer's avatar

user3683175 wrote on 14 September 2016

Great price but no cashback

RAC had a great price for home and contents insurance, i cannot fault them that. But i bought through Quidco to get the £25 cashback instead of going through a comparison site for the free toy. My cashback got declined the following day with no explanation and I am unable to raise a claim to fight it. Very very annoyed.

gerobey17172 wrote on 26 June 2017

Did not pay - Claim raised and declined!

Did not pay - Do not use. I met the criteria and still declined the payment!

More about RAC Home Insurance

At the RAC we know it’s important to protect the things in life you value the most, and our home insurance is designed with our customers in mind.


We search a panel of approved insurers to find you the right cover at the right price.


Cover comes with a range of benefits, designed to protect your home against the unexpected.

  • Flexible payment options to meet your needs - pay for your policy either in one lump sum or in monthly instalments
  • Cover tailored to suit you - choose from a wide range of optional extras to tailor a policy to meet your needs
  • UK-based call centres - to manage your enquiries, from sales and renewals, to customer service and claims
  • We search a panel of Insurers - to find you our best price for your needs

Limitations and exclusions apply. Please read the policy documents for full details.

 

RAC Insurance is a trading name of RAC Financial Services Limited. Registered in England No. 5171817. Registered Office: RAC House, Brockhurst Crescent, Walsall, WS5 4AW. RAC Home Insurance is introduced by RAC Financial Services Limited to Heath Lambert Limited. Insurance is arranged and administered by Gallagher Heath Insurance Services, a trading name of Heath Lambert Limited. Registered in England No. 1199129. Registered Office: The Walbrook Building, 25 Walbrook, London, EC4N 8AW.  Both companies are authorised and regulated by the Financial Conduct Authority.  

Important things to know

  • This programme is being monitored. Quidco members transacting fraudulently with this retailer will have their membership terminated immediately and may have their details passed to the authorities for further investigation
  • In the event of any queries about your cashback please contact Quidco Customer Support as the retailer will be unable to deal with this type of query
  • Cashback will only be paid to members who have BACS as their registered Quidco payment method.

Terms & conditions

  • Cashback is only available to new customers and for transactions completed wholly online
  • Cashback will not be paid for renewals or cancelled policies
  • Cashback will not be paid if a saved quote is used. You must click the Quidco link, generate a new quote and make your purchase immediately
  • Cashback will only be paid to members who have BACS as their registered Quidco payment method
  • Cashback will only be paid if payments are kept up-to-date
  • Policies are validated after 3 months from the policy start date and can take up to 6 months to become payable
  • Make sure you have third party cookie tracking enabled and you allow the confirmation page to fully load before closing the window
  • Although quotes may show as tracked in your Quidco account this is subject to change as RAC will check the final source of the sale during the validation stage
  • The cashback offered is only available as shown at the time and RAC reserves the right to withdraw or amend cash-back offers at any time
  • Cashback is only eligible on Quidco advertised vouchers
  • Please also see the retailer's standard terms and conditions for purchase as listed on their site
  • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts
  • Cashback may not be paid on VAT, delivery, card payment fees, taxes or any other additional charges

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