RateSetter Innovative Finance ISA offers & cashback

Up to £200 cashback

RateSetter Innovative Finance ISA offers & cashback

Earn Cashback at over 4,300 retailers each time you shop through Quidco, Simply...


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Click our link and purchase with the retailer

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We track your purchase and you'll earn a cash reward

Online cashback rates

£200 cashback

for investments of £10,000 or more

£100 cashback

for investments of between £5,000 and £9,999

£50 cashback

for investments of between £500 and £4,999.99

Last updated

What will stop me earning cashback?

  • To be eligible for cashback you must be a new RateSetter investor
  • Cashback is only available when you invest through the RateSetter ISA
  • You must register with RateSetter by clicking through the Quidco link and opening a RateSetter ISA. If you register via any other online sources you will not be eligible to receive cashback
  • You will need to invest through the RateSetter ISA within 7 days of registration (by putting your money on loan in any of our markets or a combination of our markets)
  • Your cashback will be calculated based on your balance on the 7th day post registration
  • In order to qualify for your cashback you are required to keep your investment on loan for at least 180 days
  • The standard RateSetter account eligibility criteria apply
  • Only clicks generated from inside the UK will be accepted
  • Capital at risk. Instant access not guaranteed. No FSCS cover
  • Cashback can take from 225 days up to 285 days, please allow for processing time. On meeting the criteria, any valid tracked purchases will be confirmed by RateSetter and tracked accordingly
  • Please ensure you allow the confirmation page to fully load before closing the window, failure to do so may result in your transactions not tracking successfully
  • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts
  • Cashback may not be paid on VAT, delivery, card payment fees, taxes or any other additional charges

More about RateSetter Innovative Finance ISA

RateSetter is a peer to peer lender that allows investors to earn a good return on their money by lending to credit-worthy borrowers.

So far the company has surpassed the £2.7 billion lending milestone, generating over £100 million worth of interest to its investors.

The RateSetter Innovative Finance ISA enables you to earn tax-free returns of up to 5.3% annualised rate is the 30 day average on the 5 Year market on the 01/05/2019. Capital at Risk. No FSCS protection.