Shepherds Friendly is one of the oldest financial mutuals in the world, and has been looking after family finances since 1826.

They have a range of investment plans for children and adults, income protection, and life insurance for over 50’s. Their Young Saver Plan offers parents, grandparents, family and friends the chance to open the account for a child, and to save from just £7.50 a month with the aim of adding annual bonuses. As this is an investment product your capital is at risk and you may get back less than your investment.