Short Term Finance Cashback

Save money whilst shopping with Short Term Finance cashback! Simply click get cashback, shop as normal and earn rewards in your Quidco account.
£30 cashback
for a completed loan (new customers only)
£30 cashback
for a completed loan (new customers only)

Rate Details

When will I get my cashback?

  • Purchase
  • Tracked in
    <Less than 24 hours
  • Pays within
    2 months

Cashback do's and don'ts


  • Cashback is not paid on VAT, delivery charges and any other additional fees, occasionally some may pay cashback on the full basket amount. When a minimum spend threshold is required to be eligible for cashback, retailers do not count VAT and fees in the total spend amount.
  • Cashback can be earned simply by clicking through to the merchant and shopping as normal
  • Cashback is available on genuine, tracked purchases completed immediately and wholly online
  • Purchases at this merchant should appear as pending within 24 hours. They will remain at this status until the merchant confirms the purchase is eligible for cashback. Once this happens your purchase will reach the ‘confirmed’ status on your account
  • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" claim within 45 days of the transaction
  • Cashback may initially track at a lower or higher rate and update to the correct rate on confirmation
  • Cashback is not issued by the merchant. If you have any queries regarding cashback or payments, please contact Quidco Customer Support directly and not the merchant
  • Even though we do our best to keep the information on this page up-to-date, it may be out of date from time to time
  • If you purchase products across multiple cashback rates in one session, the lowest rate will track against the full 'basket' amount
  • Cashback will only track if the merchant can track your purchase to us. This means that you must click the 'Get Cashback link', go straight through to the merchant website and make the purchase in the same session without exiting your internet browser
  • The merchant reserves all rights to take action (including legal action) as is considered necessary in its sole discretion in order to prevent or redress any fraudulent or otherwise unlawful use of their website
  • The cashback offered is only available as shown at the time and the merchant reserves the right to withdraw their offering at any time
  • Cashback rates are subject to change and may increase or decrease at any time


  • If you have already have a loan registered with Short Term Finance
  • If you apply an additional discount that reduces your overall purchase price, this may cause your cashback to be declined or reduced. e.g Voucher codes, student discount, staff discount
  • If you participate in any other offer/ promotion that is not covered in the retailer Cashback rates
  • If you purchase a product that is not included in the cashback rates
  • If your application to not fully completed online
  • If your application is completed over the telephone
  • If your Loan has not been in force for at least 90 days
  • If BACS is not your selected Quidco payment method
  • If repayments are not kept up to date
  • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts

Helpful Information

Shopping Short Term Finance

The clues in the name, we provide short term loans to the subprime market, through our home collected credit licence. We offer first-time loans of up to £500, but the average due to risk factors is around £200

We have been trading for over 15 years and have a large field force of agents that interact with the customers, dealing with issues, taking payments and issuing loans. 

We are fully self-funding with no facilities from banks. This puts us in an ideal position to grow even further into the market place.

We are fully compliant with FCA rules and guidance in every part of our business.

We can provide loans within hours of the applications being made ( subject to status and affordability ) 

We use a fully hosted system, this makes it easy for us to change, adapt and develop. As well as making it easy to track loans through the application stage to the final payout 

Customers have use of an online portal to view everything regarding their account

Validation Of Loans:

Commission is paid out on completion of a loan.

Borrowers give their general details on the online application form and Short Term Finance will give a decision within a week from application.

As we work in subprime market the only restrictions that we have in place regarding applicants is that they do not have any of the following

- An active bankruptcy order
- Active DRO
- Active debt management plan

Other than that we are open to anyone applying for a loan.