Swinton Landlord Insurance Cashback & Offers

What is landlord insurance, and do I need it? 
Landlord insurance can protect you against financial losses due to damage caused by perils such as theft, vandalism, fire, and flooding. While it’s not a legal requirement for landlords to have, it’s important to remember that a standard home insurance policy wouldn’t cover your property if it’s being rented out to paying tenants. Plus, if you have a buy-to-let mortgage, it’s often a condition of lenders that you have dedicated landlord insurance in place. 
 
Types of Landlord Insurance available 
Commerical Property Insurance: For properties used for business purposes, such as a shop or an office. 
Buy-to-let insurance: For properties specifically purchased with intention of being rented out.
Landlord Legal Protection: Cover the cost of legal fees for things such as tenant eviction, tax disputes, and criminal prosecution defence. 
  
 What does Swinton Landlord Insurance cover include?
 • Unoccupied properties covered up to 60 days 
 • Financial protection against a wide range of perils, including – but not limited to – fire, storm, flood and landslip
 • Flexibility to include/exclude subsidence cover
 • 24-hour claims assistance, 365 days a year
  
Additional cover options include:
 • Alternative accommodation
 • Theft of keys
 • Malicious damage caused by tenants
 • Accidental damage
 • Holiday home cover
 • Landlords content cover
 • Land cover
 • Landlord Legal Protection