Insure4excess offer two types of product: Insurance Excess protection and Motor Excess protection. Prices range from as little as £35 for Motor Excess protection per year and we cover up to £750 of insurance excess. The Insurance Excess protection product covers the excess on five key insurances; home, motor, health, travel and pet insurance. Prices start from as little as £35.
Get paid to shop at participating retailers, when you make a purchase in-store using a credit or debit card you have registered here.
The following cards are not eligible for registration:
Barclaycard Football (MasterCard), Amex American Express, Diners Club, Discover, JCB, Debenhams (MasterCard), Debenhams (Store Card), in-store retailer cards or other cards not bearing the Visa or MasterCard/Maestro symbols.
Initial cashback was tracked and paid at the nominal 1p rate .. had to raise a claim (easy enough) and it was resolved with correct cashback paid inside 4 weeks of raising claim. Took ~3 months to pay initial 1p but was pleased by the speed of the subsequent claim resolution hence weak rating on cashback. ON the product side ... have used Insure4Excess products for several years. Never had to claim against them (lucky me in a sense!) so cannot vouch for their claims service which is probably one of the key parts of their offering ... if any reviewrs have experience in that area would be good to see hear about it. However, level of cover & price for excess insurance (household/travel/pet and car-hire) are good and more than pay for themselve in savings from increasing excess level on the household products and avoiding car hire company rip-off excess waiver rates.
I purchased this insurance to reduce my car insurance premium by opting for a higher excess. I hope that I don't have to claim on this and this will cover me in case I have to.
Took 8 months to come through and had to raise a claim as it tracked at 1p only!
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