Insure4excess offers & cashback

Initial cashback was tracked and paid at the nominal 1p rate .. had to raise a claim (easy enough) and it was resolved with correct cashback paid inside 4 weeks of raising claim. Took ~3 months to pay initial 1p but was pleased by the speed of the subsequent claim resolution hence weak rating on cashback. ON the product side ... have used Insure4Excess products for several years. Never had to claim against them (lucky me in a sense!) so cannot vouch for their claims service which is probably one of the key parts of their offering ... if any reviewrs have experience in that area would be good to see hear about it. However, level of cover & price for excess insurance (household/travel/pet and car-hire) are good and more than pay for themselve in savings from increasing excess level on the household products and avoiding car hire company rip-off excess waiver rates.

I purchased this insurance to reduce my car insurance premium by opting for a higher excess. I hope that I don't have to claim on this and this will cover me in case I have to. Took 8 months to come through and had to raise a claim as it tracked at 1p only!

Took nearly a year to get the cashback on this one. Paid only 1p to start with, so had to fill out a new claim missing. Worth the 25% eventually!