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Nationwide Credit Card offers & cashback

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Nationwide Credit Card

0% for 12 months on balance transfers if you transfer a balance within 3 months of account opening. After that your standard balance transfer interest rate applies*
No balance transfer fee if you transfer a balance within 3 months of account opening. After that a fee of 2.4% (min £5) applies*
0% for 12 months on purchases*
Commission-free allowance - We'll reward you with a commission-free allowance to use abroad on any purchases in pounds sterling. For example, if you spend £100 on your shopping in a month (UK, Sterling) you'll automatically be rewarded with £20 worth of commission-free allowances to use on purchases made abroad in foreign currency. Purchases over your allowance will incur a charge of 2%.



Representative example:

17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable). 



*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening. A balance transfer fee of 0% applies for the first 3 months of account opening, after which time it will revert to 2.4% (min £5).


Representative APR


Subject to application and status. The terms of your product may differ from the example.

All cashback rates Last updated: 01 February



for a successful new application

Terms & conditions

Nationwide Terms & Conditions

  • Credit cards are available to those aged 18 or over (UK residents only), and are subject to circumstances. Nationwide Building Society subscribes to the Lending Code
  • Quidco cashback will only be paid out for new applications that are accepted for a Nationwide credit card that are completed fully online and where the card holder proceeds to make a balance transfer or purchase within 3 months of receiving an accept decision online


Quidco Terms & Conditions

  • Cashback is available to new customers only. If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for cashback
  • Any members reported to us as applying with fraudulent details or intent to deceive will have their Quidco account and cashback terminated without notice
  • Quidco cashback is available through Quidco on genuine, tracked transactions completed immediately and wholly online
  • Quidco cashback can be earned simply by clicking through to the merchant and shopping online as normal
  • Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a 'Missing Cashback' query within 180 days of the transaction date, as we will be unable to chase up older claims
  • You will be notified if your cashback is declined and any Declined Cashback Claims must be raised through Quidco within 31 days of you being notified. You can track your Declined Cashback Claim on the Quidco website and you will be notified by email about the status of your claim. If you have any queries about this tracking service please contact Quidco Support team without delay
  • Please also see the retailer's standard terms and conditions for purchase as listed on their site
  • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts
  • Cashback may not be paid on VAT, delivery, card payment fees, taxes or any other additional charges

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Cashback not applicable


Cashback not applicable