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Nationwide Credit Card offers & cashback

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Nationwide Credit Card Balance Transfer Offer

  • 0% for 12 months on balance transfers if you transfer a balance within 3 months of account opening*
  • No balance transfer fee if you transfer a balance within 3 months of account opening. After that a fee of 2.4% (min £5) applies *
  • 0% for 12 months on purchases*
  • Commission-free allowance - We'll reward you with a commission-free allowance to use abroad on any purchases in pounds sterling. For example, if you spend £100 on your shopping in a month (UK, Sterling) you'll automatically be rewarded with £20 worth of commission-free allowances to use on purchases abroad. Purchases over your allowance will incur a charge of 2%

Representative example - 17.9% APR Representative (variable). Based on an assumed credit limit of £1,200 and a purchase rate of 17.9% p.a. (variable)

*Introductory rates apply from the date the account is opened. Balance transfers at 0% must be made within 3 months from account opening. Balance transfer fee of 0% applies for the first 3 months of account opening, after which time it will revert to 2.4% (min £5) applies. 

To earn Quidco cashback you must:

•          Complete a balance transfer or a purchase within 3 months from account opening

If you already hold a Nationwide credit card or have closed one in the last 12 months you will not be eligible for the Quidco cashback

Representative APR


Subject to application and status. The terms of your product may differ from the example.

All cashback rates Last updated: 18 November



for a successful new application

Terms & conditions

  • Credit cards are available to over 18s and are subject to status. Nationwide subscribes to the Lending Code.
  • Quidco cashback will only be paid out for new applications that are accepted for a Nationwide credit card that are completed fully online and where the card holder proceeds to make a balance transfer or purchase within 3 months of receiving an accept decision online.
  • Any members reported to us as applying with fraudulent details or intent to deceive will have their Quidco account and cashback terminated without notice.
  • Please note that the use of a Nationwide Credit Card promotional/voucher code not posted and approved by Quidco, may affect your eligibility for cashback.
  • Quidco cashback is available through Quidco on genuine, tracked transactions completed immediately and wholly online.
  • Quidco cashback can be earned simply by clicking through to the merchant and shopping online as normal.
  • Members should only use voucher codes listed on Quidco. If you use voucher codes or gift vouchers that are not listed on Quidco your cashback may not track or be declined.
  • The customer must submit their enquiry to Quidco within 31 days of the sale not tracking or the ticket will be declined.
  • Whilst the vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a 'Missing Cashback' query within 100 days of the transaction, as we will be unable to chase up older claims. You must click through to the retailer and proceed with your purchase or transaction immediately and wholly online.
  • You will be notified if you are declined a cashback and any queries regarding the decline must be sent to Quidco within 31 days of you being notified. You can track your Missing Cashback Claim on the Quidco website and you will be notified by email about the status of your claim. If you fail to receive any email updates or have any queries about this tracking service please contact Quidco without delay.
  • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts

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