1st CENTRAL Car Insurance

What 1st CENTRAL car insurance offers its customers

• 5 Star Defaqto rated car insurance
• Claim online or over the phone, 24/7, 365 days a year
• Uninsured driver promise – you’ll keep your No Claims Discount if your car is hit by an uninsured driver and it’s not your fault
• Make changes to your policy online via Your Account
• Multicar deal which saves you £50 for each car you or anyone in your household insures with 1st CENTRAL

1st CENTRAL Comprehensive car insurance

1st CENTRAL’s Comprehensive car insurance offers a range of benefits that are included as standard:

• Accidental Damage Cover for your car, accessories and spare parts
• New car replacement if your car is less than 12 months old
• Windscreen and glass cover
• Liability Cover to others including injury, death or property damage
• Personal Accident Cover
• Medical expenses of up to £100 for each person injured in your car if it’s involved in an accident
• Personal Belongings Cover
• A free ‘Class A’ courtesy car while your car is being repaired by an approved garage
• 90 days’ cover to drive in Europe
• No Claims Discount for every year of claim-free driving
• Key assist cover for replacement keys and locks, including up to three days’ car hire
• Please read your policy carefully as terms and conditions apply.

1st CENTRAL Third Party, Fire and Theft (TPFT) car insurance

1st CENTRAL’s Third Party, Fire and Theft car insurance offers a number of benefits:

• 90 days’ cover to drive in Europe
• Liability cover to others including injury, death or property damage
• Key assist cover for replacement keys and locks, including up to three days car hire
• No claims discount for every year of claim free driving

Please read your policy carefully as terms and conditions apply.

1st CENTRAL Optional Extras

1st CENTRAL offer the opportunity to increase your cover through the following Optional Extras. The following can be added at an additional cost to your premium:

• Legal Expenses Cover – if you’re involved in an accident that isn’t your fault, this can help you claim back any expenses or uninsured losses
• Personal Accident Cover – this will provide your family with cover should you be seriously injured or killed in a car accident. The cover also applies to your passengers and any named drivers
• Hire Car Cover – if your car is stolen or written off, you can go ahead and hire a ‘Class A’ hire car for up to 28 days delivered to your home address
• Breakdown Cover – 1st CENTRAL offers a choice of flexible breakdown packages provided by the RAC, depending on the level of cover you require. Whether you break down while travelling in the UK or in Europe, the RAC will be ready to help you get back on the road again
• Excess Protect Cover – with excess protect, you’ll get your excess refunded when you make a claim.

1st CENTRAL cashback 

To access 1st CENTRAL cashback, head to the "Get Cashback" button on the top of this page. Once you click this button, the Quidco site will redirect you to the 1st CENTRAL website, where you can sign up for a new car insurance policy or renew your existing 1ST CENTRAL policy. At Quidco, we automatically track your 1st CENTRAL purchases and load the cashback offer into your Quidco account.