Barclaycard Platinum No Fee 14 Month BT Cashback & Offers

• 24.9% Representative APR
• If you spend £1,200 at a purchase interest rate of 24.9% p.a (variable) your representative rate will be 24.9% APR (variable)
• 0% balance transfer fee
• 0% interest on purchases for 3 months

Your minimum payment will be the highest of the following:

• £5 (or the full outstanding balance if it’s less than £5)
• 1% of your main balance plus any instalment plan payments due for that month (if you have any instalment plans on your account)
• An amount equal to any interest, default fees or account maintenance fees that have been added to your account since your last statement, plus 1% of the rest of your main balance and any instalment plan payments due for that month (if you have any Instalment Plans on your account).