Types of home insurance
Types of motorhome insurance
How do I get cheap Home Insurance?
Looking to find out how you can maximise your savings and reduce your Home Insurance Premium. Follow these top tips.
Compare and get cashback
By comparing insurance quotes through Quidco Compare, you could find a great deal and earn £34 cashback paid just 60 days after your policy start date.
Improve your home security
Some home insurers take into account the security of your home when deciding prices. Most providers need a minimum level of security before they insure your home at all. Improve your home security by installing deadlocks on your external doors and locks on accessible windows. Getting a burglar alarm may also help make your insurance cheaper.
Pay annually (if you can)
Many people pay for their home insurance in monthly instalments. Although this will spread the cost out, it’s usually more expensive in the long run. Not everyone can afford paying for a year’s worth of home insurance on go, though. You could consider taking out a zero interest loan and paying it with that. Paying back the loan could be cheaper than paying home insurance monthly.
FAQs
Want to know more about how Quidco can help you save money on your home insurance, find out how.
From 1st July 2025, your cashback should be confirmed and ready for withdrawal 60 days after your policy start date. In some cases, it may take longer — if you haven't received your cashback within 120 days, please get in touch with our support team. Please note that it can sometimes take 8-10 weeks for the transaction to appear in your Quidco account.
Unlike some insurances, such as car, home insurance is not a legal requirement. But it is a good idea to have, especially if you own your property. What’s more, if you’ve taken out a mortgage on your home, your lender may require you to have at least buildings insurance.
After all, a home is an expensive investment. We can try to keep it as safe as possible, but the risk of fires, floods and burglaries can do irreparable damage to the financial and sentimental value of your home if it’s not insured. And if it is damaged you may not be able to afford the repairs yourself.
This is how much you agree to pay along with each claim. Increasing your excess can make your home insurance cheaper. Don’t go too wild when it comes to increasing your excess, though. You need to be able to afford your excess if you make a claim.
While buildings insurance covers you for issues such as flooding, fires, and vandalism, it doesn’t usually cover you for wear-and-tear related damage, or acts of war or terrorism. Plus, if your home is unoccupied for more than 30 days in a year, your cover could be invalidated.
We recommend that you read your home insurance policy documents to see if there are any exclusions.
