Enter some details about you and your home (doesnât take long at all). Weâll do all the hard work, finding the quotes and prices that suit you.
Compare quotes from some of the UKâs most reputable home insurers, including Tesco, Admiral, esure and Churchill.
Found the right home insurance for you? All you need to do is sit back and wait for your cashback to come in. Itâll take under 90 days.
First and foremost, youâll need to tell us (roughly) the date your home was built, the date you bought your home and the date you moved in.
Youâll need a rough cost of the possessions inside your home.
You will likely need to provide the type of locks on your doors that face outside. And the types of alarms you have fitted.
You can find details of any previous claims in your renewal documents. Donât have these to hand? Simply contact your previous insurer and theyâll provide them.
As it sounds, this is the estimated cost to rebuild your property if it were damaged beyond repair. The cost includes the price of materials and labour.
Weâll need to know what materials your roof is built out of.
Home insurance is made up of two types: buildings insurance and contents insurance. You might need one or the other, or you might need both. Hereâs how it works:
Buildings insurance covers the actual building of your property. So structural elements like your roof, walls, floors, along with permanent fittings, such as your kitchen and bathroom. Buildings insurance covers you for things like floods, fires, vandalism, burst pipes, water damageâŠ stuff that damages the actual building. Buildings insurance is often required under a mortgage contract.
Contents insurance covers the things inside of your building. These things usually include tech, jewellery, furniture and clothes. With this kind of policy, youâre covered for damage and theft.
Itâs best to take out both insurances when you own your home and you keep your things in it. In this situation youâll want to be covered for both your building and the contents inside it, as youâre ultimately responsible for all of it.
The same goes for if you have a holiday home, where you donât live all year round. Youâre still responsible for it if you own it.
If you own a property, but donât have much of your own contents inside it, then just having buildings insurance could be for you.
This could be the case if youâre a landlord. Youâre responsible for the building you own and lease. Your tenants are responsible for their contents. If you lease a furnished property, then you can cover your contents with landlord insurance.
If you live in a property but donât own it, then you may want to get contents insurance. This will be the case if youâre renting.
Your landlord will be responsible for the actual building youâre living in, but you will be responsible for your own belongings in the case of them being damaged or stolen.
By comparing insurance quotes through Compare, you could find a great deal and earn ÂŁ28 cashback.
Some home insurers take into account the security of your home when deciding prices. Most providers need a minimum level of security before they insure your home at all.
Improve your home security by installing deadlocks on your external doors and locks on accessible windows. Getting a burglar alarm may also help make your insurance cheaper.
Many people pay for their home insurance in monthly instalments. Although this will spread the cost out, itâs usually more expensive in the long run.
Not everyone can afford paying for a yearâs worth of home insurance on go, though. You could consider taking out a zero interest loan and paying it with that. Paying back the loan could be cheaper than paying home insurance monthly.
Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry, they won't call or email you.
When using the Compare service, you must take reasonable care to answer insurers' questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.