*Cashback will be paid 30 days after your policy start date, not 30 days from the date you purchased the policy. This is for non-cancelled policies purchased from midday on 12th December 2024
**51% of consumers could achieve this saving with Quidco, in partnership with MoneySuperMarket. Based on Online independent research by Consumer Intelligence during 01 December to 31 December 2024
Enter some details about you and your home and let us find the quotes and prices right for you. If you have used Compare before, we will have saved your details for you.
Compare quotes from some of the UK’s most reputable home insurers, including Tesco, Admiral, esure and Churchill.
Once purchased, it can take a little time for your cashback to appear in your account. But, we now pay faster than ever before, and your cashback will be redeemable just 30 days after your policy start date.
First and foremost, you’ll need to tell us (roughly) the date your home was built, the date you bought your home and the date you moved in.
You’ll need a rough cost of the possessions inside your home. We do help you to estimate this in our journey, so don’t worry if you have no idea!
You will likely need to provide the type of locks on your doors that face outside, and the types of any alarms you have fitted.
You can find details of any previous claims in your renewal documents. Don’t have these to hand? Simply contact your previous insurer and they’ll provide them.
As it sounds, this is the estimated cost to rebuild your property if it were damaged beyond repair. The cost includes the price of materials and labour. We do also help you to estimate this if needed – we have your back!
We’ll need to know what materials your roof is built out of. For most homes, our journey helps to answer this question for you, in case you’re not 100% sure.
Home insurance is made up of two types: buildings insurance and contents insurance. You might need one or the other, or you might need both. Here’s how it works:
Buildings insurance covers the actual building of your property. So structural elements like your roof, walls, floors, along with permanent fittings, such as your kitchen and bathroom. Buildings insurance covers you for things like floods, fires, vandalism, burst pipes, water damage… stuff that damages the actual building. Buildings insurance is often required under a mortgage contract.
Contents insurance covers the things inside of your building. These things usually include tech, jewellery, furniture, and clothes. With this kind of policy, you’re covered for damage and theft.
It’s best to take out both insurances when you own your home and you keep your things in it. In this situation you’ll want to be covered for both your building and the contents inside it, as you’re ultimately responsible for all of it.
The same goes for if you have a holiday home, where you don’t live all year round. You’re still responsible for it if you own it.
If you live in a property but don’t own it, then you may want to get contents-only insurance. This will be the case if you’re renting.
Your landlord will be responsible for the actual building you’re living in, but you will be responsible for your own belongings in the case of them being damaged or stolen.
If you own a property, but don’t have many of your own contents inside it, then having buildings-only insurance could be for you.
This could be the case if you’re a landlord. You’re responsible for the building you own and lease. Your tenants are responsible for their contents. If you lease a furnished property, then you can cover your contents with landlord insurance.
By comparing insurance quotes through Quidco Compare, you could find a great deal and earn £34 cashback.
Some home insurers take into account the security of your home when deciding prices. Most providers need a minimum level of security before they insure your home at all.
Improve your home security by installing deadlocks on your external doors and locks on accessible windows. Getting a burglar alarm may also help make your insurance cheaper.
Many people pay for their home insurance in monthly instalments. Although this will spread the cost out, it’s usually more expensive in the long run.
Not everyone can afford paying for a year’s worth of home insurance on go, though. You could consider taking out a zero interest loan and paying it with that. Paying back the loan could be cheaper than paying home insurance monthly.
Insuring your home doesn't have to cost a fortune. Discover our top tips on how to get a cheap home insurance quote. Read now
Do you need contents insurance if you're a tenant renting a property? This guide explains everything you need to know. Read now
Find out more about accidental damage cover and how to protect your home against accidents in this guide. Read now
We now pay your cashback faster than before. Your cashback should be confirmed and ready for withdrawal 30 days after the policy start date (not the transaction date). In some cases, it may take longer — if you haven't received your cashback within 120 days, please get in touch with our support team. Please note that it can take up to 30 days for the transaction to appear in your Quidco account, although most insurance providers will let us know within 2-3 days of your transaction. Please note, customers who purchased before midday 12th December 2024 will receive cashback up to 120 days post sale date, in line with our old terms.
Unlike some insurances, such as car, home insurance is not a legal requirement. But it is a good idea to have, especially if you own your property. What’s more, if you’ve taken out a mortgage on your home, your lender may require you to have at least buildings insurance.
After all, a home is an expensive investment. We can try to keep it as safe as possible, but the risk of fires, floods and burglaries can do irreparable damage to the financial and sentimental value of your home if it’s not insured. And if it is damaged you may not be able to afford the repairs yourself.
This is how much you agree to pay along with each claim. Increasing your excess can make your home insurance cheaper. Don’t go too wild when it comes to increasing your excess, though. You need to be able to afford your excess if you make a claim.
While buildings insurance covers you for issues such as flooding, fires, and vandalism, it doesn’t usually cover you for wear-and-tear related damage, or acts of war or terrorism. Plus, if your home is unoccupied for more than 30 days in a year, your cover could be invalidated.
We recommend that you read your home insurance policy documents to see if there are any exclusions.
Home insurance is made up of buildings insurance and contents insurance, so you’ll pay different prices depending on whether you pay for both of them or just one or the other.