Motorbike insurance

Compare cheap motorbike insurance quotes. Save on your insurance premiums. And earn up to £29 cashback.

Compare motorbike insurance

Compare 15 providers to find cheap motorcycle insurance

There’s no better way to buy motorcycle cover

1
Get quotes

Enter your details (takes a couple of minutes) and leave the rest to us. We’ll find the best quotes and prices suited to you. 

2
Compare

Compare prices from motorbike insurers you can trust, including Bike sure, Hastings Direct, and MCE. Make the price you pay cost even less.

3
Get paid

Choose your motorbike insurance. Sit tight. Your cashback is on its way. It takes less than 60 days. 

Why use Quidco Compare instead of other comparison sites?

With us, not only can you save as much on your bike insurance as you can with other comparison sites, but you’ll get cashback on top. Make money while you save money.

Admiral insurance comparison
AXA bike insurance
Hasting Direct bike insurance
AA bike insurance

What details do I need to get cheap motorbike insurance?

Details of your motorcycle, moped or scooter

It’s better if you have your bike’s number plate handy, but don’t worry if you don’t. You can still get a quote using other details.

Driving license and convictions

What type of license do you have? How long have you had it? Have you had any points or disqualifications over the past five years?

Previous claims or accidents

Filed a claim or had an accident in the last five years? We’ll need the date, cost of the claim and facts of the accident.

No-claims bonus (NCB)

NCB is the number of years you haven’t made a claim on your insurance. Ask your current motorcycle insurance provider for proof of any NCB you may have.

Details of any other riders

Will other people also use your bike? You’ll need their names and license details.

What levels of motorcycle insurance cover are there?

Fully comprehensive

This is the top level of cover, and we recommend it for most people. Not only does it cover you for all the things you’re covered for under Third party and Third party, fire and theft, it also covers you if your motorcycle is damaged — even if it was your own fault. 

Fully comprehensive covers you for medical expenses, repairs, loss, fire damage, theft and vandalism, (somebody deliberately damaging your bike). It’s a total package.

Third party, fire and theft

This type of motorcycle insurance is almost the same as Third party. It still covers other people if you injure them or damage their vehicle or property, but if your bike is damaged, you pay for it yourself.  

The difference is that with third-party, fire and theft, you’re covered for repairs and replacements if your bike is stolen or damaged by fire. 

Third party

This is the most basic level of bike insurance, and it’s the minimum cover you must have by law. Third party only covers other people. It does not cover you. This means if you injure someone or damage their vehicle or property, they’re covered. But if your bike is damaged or stolen, you must pay for that yourself.

What types of motorcycle insurance policies are there?

Compare multi-bike insurance

Multi-bike

Insure motorcycles, registered to the same address, with one insurance provider. This can be a cheaper way of insuring several bikes, as you’ll usually get discounts for each vehicle you add to the policy. 

Compare temporary bike insurance quotes

Temporary

Short-term insurance if you want to ride a motorcycle for a short period of time. With this cover you pay by the day. There’s usually a limit on the number of days you can have short-term insurance. Three months maximum is typical.

Motorbike learner insurance

Learner

As the title says – for beginners. If you have a provisional driving license, learner insurance can cover you for a friend’s or family member’s motorcycle for a short period of time. This can help you towards passing your driving test.

Classic bike insurance

Classic bike

Cover for rare, classic and vintage motorcycles. Despite what the name suggests, you don’t need to ride a high-priced collectible to be eligible for this cover. 

Business bike insurance

Business

Do delivery or courier work? This covers you if you use your bike for work-related riding but not just commuting. 

Black box insurance for bikes

Black box / telematics

Currently not available for motorbikes, mopeds or scooters.

  • Compare multi-bike insurance

    Multi-bike

    Insure motorcycles, registered to the same address, with one insurance provider. This can be a cheaper way of insuring several bikes, as you’ll usually get discounts for each vehicle you add to the policy. 

  • Compare temporary bike insurance quotes

    Temporary

    Short-term insurance if you want to ride a motorcycle for a short period of time. With this cover you pay by the day. There’s usually a limit on the number of days you can have short-term insurance. Three months maximum is typical.

  • Motorbike learner insurance

    Learner

    As the title says – for beginners. If you have a provisional driving license, learner insurance can cover you for a friend’s or family member’s motorcycle for a short period of time. This can help you towards passing your driving test.

  • Classic bike insurance

    Classic bike

    Cover for rare, classic and vintage motorcycles. Despite what the name suggests, you don’t need to ride a high-priced collectible to be eligible for this cover. 

  • Business bike insurance

    Business

    Do delivery or courier work? This covers you if you use your bike for work-related riding but not just commuting. 

  • Black box insurance for bikes

    Black box / telematics

    Currently not available for motorbikes, mopeds or scooters.

    What’s the best way to get cheap motorbike insurance?

    Motorcycle insurance can be expensive, we get that. Here are some ways to make it cheaper:

    Compare and get cashback

    The best way to insure your bike for less. Compare insurance policies and you can save money and get up to £29 cashback.

    Don’t auto-renew

    Loyalty is expensive. Don’t let your insurance auto-renew. Get cheaper bike insurance by shopping around when your policy is up for renewal.

    Pay annually

    Paying for a whole year of motorbike insurance in one go can be a lot cheaper. Avoid the added interest and fees incurred by paying monthly.

    Increase your voluntary excess

    You can make your premium cheaper by increasing your voluntary excess. This is the sum you’re willing to pay if you file a claim. If you believe you’re a safe driver, this can be a great way to reduce the cost of your bike insurance.

    Limit your mileage

    Insurers take your annual mileage into account. The fewer miles you ride, the less risk they think you are. If possible, reduce your mileage to make your motorcycle insurance cheaper — maybe take the bus when it’s cold and wet outside?

    FAQs

    Can I ride a motorbike without insurance?

    No. Riding a motorcycle, scooter or moped on the road without insurance is illegal. The police take a dim view of anyone who does this. The same goes for driving a car or van without insurance.

    The 1988 Road Traffic Act says that all drivers must be insured against their liability to other people. Riding without cover can lead to a hefty fine or you could even be banned from driving. You’ll also receive at least six penalty points on your license. That would greatly increase the cost of your future motorcycle insurance.

    Do you need insurance for an off-road bike?

    If you own a dirt-bike, scrambler, trail-bike or quad-bike and never drive it on the road, then no, you don’t need motorcycle insurance. But does that make sense? If you go off-road without insurance and you hurt someone, damage their property, hurt yourself or wreck your bike, all liability is on you. That could be very expensive.

    Also, if you ever ride the bike on the road – even just a few yards to the track or woods – you must have insurance – at least Third party. Going without is breaking the law.

    Can you insure a motorcycle without a license?

    Yes, you can. It may seem odd to insure a bike you cannot ride, but there are times when it is necessary. Such as if your license is suspended, or if the bike is a collectible that’s no longer driven. 

    Insurers consider your driving record when insuring any vehicle. If you do not have a license that may not be possible. But you can still insure the bike for a primary driver – someone other than you. You can also exclude yourself from the policy to ensure you’re not considered as an unlicensed risk. You’d do this for that bike that no longer gets ridden.

    In short, it is possible to get motorcycle insurance without having a license. But it would be illegal for you to drive it.

    Do you need insurance for a 125cc bike?

    Yes. All motorcycles, scooters and mopeds driven on the road are required by law to have valid motorcycle insurance.

    After passing CBT (Compulsory Basic Training), riders are legal to drive motorcycles and scooters up to 125cc without passing their driving test. But they must have learner insurance to do so.

    How much is bike insurance?

    Cheap motorcycle insurance costs are based on many factors: Location. Driver age and experience. Claims history. Bike value. Engine size. Bike usage. Mileage. Type of cover required. These points all affect the price of the policy. 

    The best way to buy cheap motorbike insurance is to compare using Quidco Compare. 

    Discover the prices. See the cashback. Find out how much you can save. Make low-cost motorcycle insurance cost even less.

    Useful information

    Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry they won't call or email though.

    When using the Quidco Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.

    The comparison service for bike insurance accessed via Quidco Compare is provided by Quotezone, 100% independent UK insurance comparison. Quidco is a trading style of Maple Syrup Media Ltd, who are an Introducer Appointed Representative of Seopa Ltd, trading as Quotezone, who are authorised and regulated by the FCA, number 313860. Quotezone run and operate the insurance comparison service. By using this system you are agreeing to our terms and conditions & privacy policy.