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Compare motorbike insurance

You could save up to £249* and earn £23 cashback.

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What types of motorcycle insurance policies are there?

What’s the best way to get cheap motorbike insurance?

Motorcycle insurance can be expensive, we get that. Here are some ways to make it cheaper:

Compare and get cashback

The best way to insure your bike for less. Compare insurance policies and you can save money and get up to £29 cashback.

Don’t auto-renew

Loyalty is expensive. Don’t let your insurance auto-renew. Get cheaper bike insurance by shopping around when your policy is up for renewal.

Pay annually

Paying for a whole year of motorbike insurance in one go can be a lot cheaper. Avoid the added interest and fees incurred by paying monthly.

Increase your voluntary excess

You can make your premium cheaper by increasing your voluntary excess. This is the sum you’re willing to pay if you file a claim. If you believe you’re a safe driver, this can be a great way to reduce the cost of your bike insurance.

Limit your mileage

Insurers take your annual mileage into account. The fewer miles you ride, the less risk they think you are. If possible, reduce your mileage to make your motorcycle insurance cheaper — maybe take the bus when it’s cold and wet outside?

FAQs

Want to know more about how Quidco can help you save money on your home insurance, find out how.

No. Riding a motorcycle, scooter or moped on the road without insurance is illegal. The police take a dim view of anyone who does this. The same goes for driving a car or van without insurance.

The 1988 Road Traffic Act says that all drivers must be insured against their liability to other people. Riding without cover can lead to a hefty fine or you could even be banned from driving. You’ll also receive at least six penalty points on your license. That would greatly increase the cost of your future motorcycle insurance.

If you own a dirt-bike, scrambler, trail-bike or quad-bike and never drive it on the road, then no, you don’t need motorcycle insurance. But does that make sense? If you go off-road without insurance and you hurt someone, damage their property, hurt yourself or wreck your bike, all liability is on you. That could be very expensive.

Also, if you ever ride the bike on the road – even just a few yards to the track or woods – you must have insurance – at least Third party. Going without is breaking the law.

Yes, you can. It may seem odd to insure a bike you cannot ride, but there are times when it is necessary. Such as if your license is suspended, or if the bike is a collectible that’s no longer driven.

Insurers consider your driving record when insuring any vehicle. If you do not have a license that may not be possible. But you can still insure the bike for a primary driver – someone other than you. You can also exclude yourself from the policy to ensure you’re not considered as an unlicensed risk. You’d do this for that bike that no longer gets ridden.

In short, it is possible to get motorcycle insurance without having a license. But it would be illegal for you to drive it.

Yes. All motorcycles, scooters and mopeds driven on the road are required by law to have valid motorcycle insurance.

After passing CBT (Compulsory Basic Training), riders are legal to drive motorcycles and scooters up to 125cc without passing their driving test. But they must have learner insurance to do so.

Cheap motorcycle insurance costs are based on many factors: Location. Driver age and experience. Claims history. Bike value. Engine size. Bike usage. Mileage. Type of cover required. These points all affect the price of the policy.

The best way to buy cheap motorbike insurance is to compare using Compare.

Discover the prices. See the cashback. Find out how much you can save. Make low-cost motorcycle insurance cost even less.

Useful information

Please note: by clicking the "Get a quote" button, you consent to your details being used by the comparison partner and insurance quote providers. Don't worry they won't call or email though.

When using the Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.

The comparison service for bike insurance accessed via Compare is provided by Quotezone, 100% independent UK insurance comparison. Quidco is a trading style of Quidco Ltd, who are an Introducer Appointed Representative of Seopa Ltd, trading as Quotezone, who are authorised and regulated by the FCA, number 313860. Quotezone run and operate the insurance comparison service. By using this system you are agreeing to our terms and conditions & privacy notice.

*51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. in July 2024 were quoted less than £249.01. The price you could achieve is dependent on your individual circumstances.