What types of motorhome insurance policies are there?
How can I save on motorhome insurance?
Here are some ways to make motorhome cheaper:
Compare and get cashback
The easiest way to save on motorhome insurance? Compare policies. You could switch, pay less, and earn up to £24 cashback on your motorhome policy at the same time.
Don’t let your policy auto-renew
Auto-renewals often cost more. Comparing your motorhome insurance before renewal helps you avoid price hikes and find a better deal.
Pay annually and skip the extras
Paying for your policy in one go is usually cheaper than monthly instalments, which often include interest and admin fees.
Increase your voluntary excess
Choosing a higher voluntary excess can lower your premium. If you’re a confident, careful driver, this could be an easy win.
Limit your annual mileage
If you don’t use your motorhome all year round, telling insurers you drive fewer miles could mean a cheaper quote.
Keep your motorhome secure
Storing your motorhome in a garage, on a secure driveway, or in an approved storage site can reduce the risk of theft, and your insurance cost.
Add extra security for even more savings
Alarms, immobilisers, trackers, and wheel clamps can all help bring your premium down.
Only pay for what you need
If you don’t travel abroad or need year-round cover, remove unnecessary add-ons to keep costs low.
Check your motorhome’s value
Make sure it’s insured for the right amount. Over-insuring means paying more than you need to.
What other types of insurance can I get?
FAQs
Want to know more about how Quidco can help you save money on your motorhome insurance? Find out how.
Yes. Motorhomes must be insured to be driven legally on UK roads. If you own a motorhome, you’ll need a valid motorhome insurance policy in place before driving or parking it on a public road.
Yes. Some insurers offer laid-up cover or policies designed for seasonal use. This can provide protection against theft or damage while the motorhome is stored off-road and not being driven.
The main difference is size and layout. Campervans are usually converted vans, smaller and easier to drive, with compact living spaces.
Motorhomes are larger, purpose-built vehicles with more room, often including separate sleeping areas, bathrooms, and more storage.
Campervans are great for short trips and flexibility, while motorhomes suit longer holidays and families.
Many policies include personal possessions cover, protecting items such as clothing, electronics, and camping equipment kept inside the motorhome. Cover limits vary, and high-value items may need to be declared separately.
Some policies include European cover as standard, while others offer it as an optional extra. Cover limits and trip durations can vary, so it’s important to check how long you’re covered abroad and which countries are included.
When you click through to Quidco Compare, compare quotes, and complete a purchase with one of the listed providers, your cashback should track automatically. Cashback is typically paid once your policy is confirmed and meets the provider’s terms.
If you cancel your policy or receive a refund, your cashback will usually be declined. Cashback is normally only paid on active policies that remain in place beyond the insurer’s cooling-off period.
