for travel insurance
Coverwise Ltd is an International General Insurance Intermediary. They are a low cost travel insurance company that offers great cover, easy online purchasing, payment and policy issues, and 24/7 medical assistance.
Their travel policies are underwritten by AXA UK Insurance plc.
While they are based in Gibraltar, they distribute general insurance products throughout Europe. Their aim is to provide products that suit your needs along with a high level of customer service.
In addition to this, they would like to be recognised as being reliable, quick, efficient, and honest.
One of the primary concerns of Coverwise is preserving the environment by cutting down on paper usage. Therefore, all documentation will be sent online rather than through the post.
Top tips for shopping with Coverwise
1. Quidco Cashback
Customers are able to receive 16% cashback when shopping with Coverwise through Quidco. The cashback is tracked within 6 hours of any purchase and paid within 3 months.
It is the perfect way to shop just like you usually would, while saving money and earning rewards with Quidco!
2. Excellent Reviews
Coverwise have an excellent review rating on Trustpilot, with a 4.7 out of 5 rating after over 60 thousand reviews. 95% of reviewers rated their experience as ‘Great’ or higher, with 78% rating their experience as ‘Excellent’.
This makes them one of the most trustworthy travel insurance providers in the world.
3. 24-Hour Medical Emergency Service
Any policy holder through Coverwise is able to gain access to the 24-hour Medical Consultation Service that has been put in place due to the partnership between Coverwise and AXA.
This is available for no extra cost. To benefit from this, customers can download the free ‘Doctor Please!’ application and once you receive your access code, you will be able to log in and book a phone or video consultation if the need arises when you are on your travels.
4. Winter sports travel insurance
Coverwise offer exclusive travel insurance solely for winter sports related travel. Around 20% of skiers and snowboarders make a claim on their ski insurance each year, and Coverwise will have you covered whether you’re an expert skier or a first-timer.
Cover is included for on and off-piste activities, mountain search and rescue expenses, piste closure, ski/snowboard hire, medical treatment, damaged or lost ski equipment, the loss of a ski pass, or physiotherapy on your return home.
5. Annual multi-trip policies
The annual multi-trip insurance policies offered by Coverwise provide even the most experienced travellers with peace of mind.
Customers can choose a Standard, Standard Plus, Bronze, Silver, Silver Plus, Gold, or Platinum policy depending on your specific needs.
The standard policy is the most affordable, whilst the Platinum policy offers the option for peace of mind. To find out more about the different policies, head to the Coverwise website.
Discounts and Cashback with Coverwise
Customers are entitled to 16% cashback when purchasing a Coverwise policy through Quidco. This is a great deal on cashback, as a lot of competitors do not come close to the 16% offered here.
Coverwise currently offers annual cover for your trips to Europe from just £11.00 and single trip insurance from just £5.15. These prices are considered to be great value and will have you covered for all of your travel insurance needs.
A wide range of pre-existing medical conditions can be covered from just £4.95. This will provide cover for anyone that is worried about their current medical conditions while travelling.
It will cover travel to almost anywhere in the world.
When does my insurance start and end?
Cancellation cover for your trip begins from the start date stated on your Policy Schedule or at the time of booking your trip. This ends with the commencement of your trip.
The remainder of your policy cover begins with the commencement of your insured trip and ends on the agreed date. This should be until the end of your trip, at the latest.
How many times can I travel on my annual multi trip policy?
For non-winter sports travel, you can travel as often as you like, as long as each trip does not exceed the maximum trip duration applicable to the policy that you have chosen.
This is typically 24 days per trip for Standard, Standard Plus and Bronze policies, and 31 days for all the higher policies.
However, for winter sports travel, you can only travel for up to 17 days with the Standard, Standard Plus and Bronze policies. This is if it’s within the period of insurance, which can be taken as one trip or a number of trips.
How can I contact Coverwise?
If you require help with your policy or anything other than a claim or medical emergency, you should use Coverwise’s contact form.
However, if you would prefer to speak to the service team directly, you can call them on 01903 255 650. The office hours are 09:00 to 18:00, Monday to Friday, and 09:00 to 14:00 on Saturday.