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* all rates displayed are new premium member rates

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first direct Current Account Cashback & Offers

£35 cashback

first direct Current Account Cashback & Offers

Online cashback rates

£35 cashback

for opening a new current account and depositing £1,000 within 3 months of account opening

Last updated

More about first direct Current Account

A current account that helps you save, borrow and manage your money, whenever is right for you.

You can enjoy...
- a £250 interest-free overdraft (subject to status); 0% EAR variable on the first £250, 39.9% EAR variable thereafter, giving a representative rate of 30.5% APR variable (assumed arranged overdraft £1,200).
- access to our 7.00% AER/gross Regular Saver Account

*Switch using the Current Account Switch Service, deposit £1,000 within 3 months of account opening. New customers to first direct only, who have not previously held a first direct product. Sorry, we also can’t offer this to people who have opened an HSBC current account on or after 1 January 2020. Current Account subject to status. Offer can be withdrawn at any time. UK residents only.

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