Hastings Direct Car Insurance

At Hastings Direct we believe life is supposed to be crazy, to be messy, to be colourful. That’s the beauty of it. Insurance? It should be the opposite - great cover that’s straightforward and hassle-free. That’s why for us, simplicity is the best policy.

We offer three different policy types, so you can choose the car insurance that’s right for you. Our Direct and Premier policies are 5 Star Defaqto rated, but if you’re looking for something more basic, our Essential policy is designed so you pay for exactly what you need – and nothing more.

Our Hastings Direct and Premier policies include:

•      Courtesy car

•      Windscreen cover

•      24/7 claims helpline

•      90 days of EU cover

•      Driving other cars

•      Vandalism promise

•      Uninsured driver promise

•      Personal accident cover

•      Personal belongings cover

Our Hastings Essential policies exclusively include:

•      Cover for damage to your car

•      Fire & theft cover

•      Courtesy car

•      No claims discount protection option

•      Adjustable excess

•      Uninsured driver promise

•      Three-year guarantee on repairs

We also offer a range of optional extras, such as enhanced personal accident cover, breakdown, motor legal expenses and key protection.*

*Limitations may apply to these products.

More than one vehicle at home?

With a Hastings Direct Multi Car policy you can have one policy for all the cars registered at your home address - you’ll get a discount for every car you add! And don’t worry if the additional cars aren’t due for renewal yet, we’ve got that covered too.

Multi Car benefits:

·       You’ll get a discount for every car you insure

·       Same renewal date for all cars

·       Independently 5 Star rated by Defaqto

·       Windscreen and windows cover (comprehensive only)

·       £5,000 personal accident cover (comprehensive only)

·       No claims discount up to 65%

·       Courtesy car

·       Uninsured driver and vandalism promise (comprehensive only)

·       EU cover up to 90 days per trip

 Introducing our telematics car insurance

YouDrive is our Telematics car insurance policy. It's easy to set up and you'll be able to track how you're driving via our easy-to-use app.

What are the benefits of YouDrive (telematics insurance)

·       Easily manage your policy in the Hastings Direct app

·       See how you're driving in the app

·       24/7 accident support

·       Courtesy car included with comprehensive cover

·       Uninsured driver promise when you choose comprehensive cover

Quidco is an Introducer Appointed Representative of Optimise Media (UK) Limited, which is authorised and regulated by the Financial Conduct Authority (FCA) for general insurance activity under firm reference number 313408