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No cashback available

Lloyds Low Rate Card do not offer cashback on any purchase. However you can earn cashback at similar retailers

Lloyds Low Rate Card

Representative APR 6.4%

Subject to application and status. The terms of your product may differ from this example.

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More about Lloyds Low Rate Card

The low-interest credit card that can be your perfect shopping partner.


If you spend £1,200 at a purchase rate of 6.45% (variable) p.a. your representative APR is 6.4% APR (variable)

  • Low interest rates

Depending on your circumstances, you could receive interest rates as low as 6.45%

  • No balance transfer fee

You'll pay no fee on balance transfers for the first 90 days from account opening. The fee goes to 3% after 90 days.

  • £0 annual fee

There is no annual fee to pay.

The Platinum Low Rate credit card has a low representative APR of 6.4% (variable). At least 51% of applicants will get this rate. If you don't qualify for the lowest rate of 6.4%, you'll be offered a higher rate of 14.9% APR (variable). this depends on your current status.