No cashback available

Lloyds Low Rate Card do not offer cashback on any purchase. However you can earn cashback at similar retailers

Lloyds Low Rate Card

Representative APR 6.4%

Subject to application and status. The terms of your product may differ from this example.

Earn Cashback at over 4,300 retailers each time you shop through Quidco, Simply...


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Click our link and purchase with the retailer

Get paid

We track your purchase and you'll earn a cash reward

What will stop me earning cashback?

  • Cashback is only paid on successful applications
  • Cashback will only be paid for new applications that are fully completed online
  • Cashback will only be paid to members who have BACS as their registered Quidco payment method.
  • Cashback will only be paid on genuinely accepted applications where the cardholder proceeds to make a balance transfer or a purchase within the first 3 months of receiving an ‘accept’ decision online
  • Application is subject to status and will only be paid to UK residents and applicants over the age of 18
  • Please also see Lloyds Bank standard terms and conditions for application as listed on their site
  • Cashback may not be paid on VAT, delivery, card payment fees, taxes or any other additional charges
    • Cashback will not be paid in conjunction with any other offer, voucher or discount code unless listed on this page, or with any other discounts such as staff or student discounts
    • Cashback may not be paid on VAT, delivery, card payment fees, taxes or any other additional charges

    Good to know

    • Cashback can be earned simply by clicking through to the merchant and shopping as normal
    • Cashback is available on genuine, tracked purchases completed immediately and wholly online
    • Purchases at this merchant should appear as pending within 24 hours. They will remain at this status until the merchant confirms the purchase is eligible for cashback. Once this happens your purchase will reach the ‘confirmed’ status on your account
    • The vast majority of transactions from merchants track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" claim within 45 days of the transaction
    • Cashback may initially track at a lower or higher rate and update to the correct rate on confirmation
    • Cashback is not issued by the merchant. If you have any queries regarding cashback or payments, please contact Quidco Customer Support directly and not the merchant
    • Even though we do our best to keep the information on this page up-to-date, it may be out of date from time to time
    • The vast majority of merchants do pay cashback on the full basket price, occasionally some may only pay cashback minus VAT, delivery charges, card payment fees, surcharges, taxes and any other additional charges
    • If you purchase products across multiple cashback rates in one session, the lowest rate will track against the full 'basket' amount
    • Cashback will only track if the merchant can track your purchase to us. This means that you must click the 'Get Cashback link', go straight through to the merchant website and make the purchase in the same session without exiting your internet browser
    • The merchant reserves all rights to take action (including legal action) as is considered necessary in its sole discretion in order to prevent or redress any fraudulent or otherwise unlawful use of their website
    • The cashback offered is only available as shown at the time and the merchant reserves the right to withdraw their offering at any time
    • Cashback rates are subject to change and may increase or decrease at any time
    • This offer is only available to United Kingdom residents who have purchased a valid insurance policy through the merchant
    • Cashback will only be paid for a maximum of one purchase per account within a 12 month period
    • This offer is only available to United Kingdom residents over the age of 18

    More about Lloyds Low Rate Card

    The low-interest credit card that can be your perfect shopping partner.


    If you spend £1,200 at a purchase rate of 6.45% (variable) p.a. your representative APR is 6.4% APR (variable)

    • Low interest rates

    Depending on your circumstances, you could receive interest rates as low as 6.45%

    • No balance transfer fee

    You'll pay no fee on balance transfers for the first 90 days from account opening. The fee goes to 3% after 90 days.

    • £0 annual fee

    There is no annual fee to pay.

    The Platinum Low Rate credit card has a low representative APR of 6.4% (variable). At least 51% of applicants will get this rate. If you don't qualify for the lowest rate of 6.4%, you'll be offered a higher rate of 14.9% APR (variable). this depends on your current status.