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Marmalade - Pay As You Go Car Insurance

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Black box insurance, sometimes referred to as telematics insurance, allows drivers to prove they are a safe driver in return for a more personalised insurance premium.

The Black Box tag is a small box which is stuck to the young driver’s car windscreen, where it uses GPS to measure distance, location, acceleration, braking, cornering, average speed and phone usage through our app.

The young drivers journeys are rated through a simple traffic light system – green journeys (3-5 stars), amber journeys (2 stars) and red journeys (1 star). We get in touch with young drivers if they get a red, 1 star journey to discuss what happened and how to improve, and repeated red journeys could lead to a premium increase. The majority of drivers stay “in the green” and drive safely, meaning they have the chance to earn a lower premium at renewal.

Our Black Box insurance provides instant comprehensive cover on a young drivers own car, with the option to choose cover from provisional to full licence, with no price increase on passing! Young drivers can enjoy driving with no curfews, and earn their own No Claims Discount for every claim free year. 

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