Post Office Personal Loans

Post Office Personal Loans are provided by the Bank of Ireland UK. Post Office Limited are a credit broker and not a lender. Choose a loan between £1,000 and £25,000.

Choose a loan between £1,000 and £25,000 and get:

• An instant online decision
• No arrangement fees
• Funds transferred within 2 working days 
• No penalty for overpayments
• Fixed monthly payments

Post Office Money® credit cards, personal loans and overdrafts are provided exclusively by Bank of Ireland (UK) plc. Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number. 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.

Representative 15.4% APR. Based on a loan amount of £4,000 over 36 months at an interest rate of 15.4% p.a. (fixed). Monthly repayment £137.51. Total amount repayable £4,950.25.

Loans value £1,000 - £2,999

15.70% APR Representative

Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

Loan Value £3,000 - £4,999

10.70% APR Representative

Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

Loan Value £5,000 - £7,499

7.30% APR Representative

Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

Loan Value £7,500 - £9,999

6.10% APR Representative

Post Office Money® Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

Loans Value £10,000 - £14,999

6.10% APR Representative

Post Office Money® Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

Loans Value £15,000 - £19,999

6.10% APR Representative

Post Office Money® Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

Loans Value £20,000 - £25,000

6.10% APR Representative

Post Office Money® Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

Subject to application and status. The terms of your product may differ from the example.

Post Office Money Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.