Post Office Personal Loans offers & cashback

£50 cashback

Post Office Personal Loans offers & cashback

Earn Cashback at over 4,300 retailers each time you shop through Quidco, Simply...

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Online cashback rates

£50 cashback

for a written loan

Last updated

Good to know

  • Cashback can be earned simply by clicking through to the retailer and shopping as normal
  • Cashback is available on genuine, tracked purchases completed immediately and wholly online
  • Purchases at this merchant should appear as pending within 24 hours. They will remain at this status until the retailer confirms the purchase is eligible for cashback. Once this happens your purchase will reach the ‘confirmed’ status on your account
  • The vast majority of transactions from retailers track successfully, occasionally a transaction may not get reported. If you believe this to be the case, please submit a "Missing Cashback" claim within 45 days of the transaction
  • Cashback may initially track at a lower or higher rate and update to the correct rate on confirmation
  • Cashback is not issued by the retailer. If you have any queries regarding cashback or payments, please contact Customer Support directly and not the retailer
  • Even though we do our best to keep the information on this page up-to-date, it may be out of date from time to time
  • The vast majority of retailers do pay cashback on the full basket price, occasionally some may only pay cashback minus VAT, delivery charges, card payment fees, surcharges, taxes and any other additional charges
  • If you purchase products across multiple cashback rates in one session, the lowest rate will track against the full 'basket' amount
  • Cashback will only track if the retailer can track your purchase to us. This means that you must click the 'Get Cashback link', go straight through to the retailer website and make the purchase in the same session without exiting your internet browser
  • The retailer reserves all rights to take action (including legal action) as is considered necessary in its sole discretion in order to prevent or redress any fraudulent or otherwise unlawful use of their website
  • The cashback offered is only available as shown at the time and the retailer reserves the right to withdraw their offering at any time
  • Cashback rates are subject to change and may increase or decrease at any time
  • Cashback will only be paid for a maximum of one purchase per account within a 12 month period
  • If your application is not given an instant online decision, the Post Office will contact to speak about your application and the tracked amount will show as £0.00 in your activity page
  • This will update to the advertised amount on application being approved by the Post Office
  • All loans are run through extensive validation checks and cashback will only be paid on valid loans. The eligibility is checked 90 days after the agreement start date
  • Cashback received is not part of your loan credit agreement
  • Cashback eligibility is checked when the Loan Agreement is signed, returned and the funds have been transferred to the relevant bank account
  • Cashback will track at £0.00 initially but this will update when the loan funds have been received and the 14 day cancellation period is over

More about Post Office Personal Loans

Post Office Money Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender. Choose a loan between £1,000 and £25,000.

 

Choose a loan between £1,000 and £25,000 and get:

  • An instant online decision
  • No arrangement fees
  • Funds transferred within 2 working days 
  • No penalty for overpayments
  • Fixed monthly payments

Post Office Money® credit cards, personal loans and overdrafts are provided exclusively by Bank of Ireland (UK) plc. Post Office Limited is a credit broker and not a lender. Post Office Limited is an appointed representative of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Post Office Limited is registered in England and Wales. Registered Number. 2154540. Registered Office: Finsbury Dials, 20 Finsbury Street, London, EC2Y 9AQ. Post Office Money and the Post Office Money logo are registered trademarks of Post Office Limited. Our FCA Register Number is 409080. You can confirm our registration on the FCA's website (www.fca.org.uk) or by contacting the FCA on 0800 111 6768.

 

Representative APR - 16.9%


Loans value £1,000 - £2,999

16.9% APR Representative

Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

 

Loan Value £3,000 - £4,999

8.9% APR Representative

Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

 

Loan Value £5,000 - £7,499

4.5% APR Representative

Post Office Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

 

Loan Value £7,500 - £15,000

3.2% APR Representative

Post Office Money® Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.

You must be aged between 21 and 70 

You must have been a permanent UK resident for 3 years  

You must have an annual income of at least £12,000 and have a UK bank or building society account

 

Loans Value £15,001 - £25,000

3.1% APR Representative
Post Office Money® Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.
You must be aged between 21 and 70
You must have been a permanent UK resident for 3 years
You must have an annual income of at least £12,000 and have a UK bank or building society account

 

Subject to application and status. The terms of your product may differ from the example.

Post Office Money Personal Loans are provided by Bank of Ireland (UK). Post Office Limited is a credit broker and not a lender.