Whether you ride your motorbike for the commute work every day or you simply use it on the weekend for road trips, you need to make sure you have appropriate cover. Quidco Compare lets you find the best bike insurance quote for you and you’ll earn cashback when you take out cover.
To ensure the quote process runs as smoothly as possible, please have the following to hand:
Just like car insurance, there are different levels of cover that you can get for your motorbike.
Third party bike insurance is the minimum cover you need in order to ride your bike on UK roads. It covers damage to others due to an accident that’s deemed your fault – you won’t be covered if your bike is damaged or stolen.
Third party, fire and theft insurance offers the same basic protection as third party motorbike insurance, except you have the added cover of repairs or replacement if it’s stolen or damaged by a fire.
This type of bike insurance offers the most cover. You’ll be covered for any damage to your bike in the event of an accident, as well as any third party damage or injuries.
Motorbikes fall into insurance groups based on their value and performance – the more powerful and valuable your motorbike is, the higher the insurance group it will fall into.
An excess is what you need to pay in the event of a claim, regardless of who is to blame for the accident. The amount will vary depending on the motorbike covered, the age and experience of the drivers named on your policy.
A no claims discount is a count of the number of years you’ve driven your motorbike without making a claim on your motorbike insurance policy. It’s a great way of rewarding safe drivers with a discount on motorbike insurance costs.
You are generally offered the best rates as a new customer, so rather than letting your current motorbike insurance policy renew automatically, you should shop around for a better deal. Compare motorbike insurance online with Quidco Compare to find a new provider.
Most bike insurance policies last for 12 months however you can usually cancel your policy earlier for a fee.
If you’re looking for a cheap bike insurance policy there are a couple of things you can do to reduce your premiums.
When using the Quidco Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.