To ensure the quote process runs as smoothly as possible, please have the following to hand:
If you're looking to take an annual travel policy you'll need:
Travel insurance can protect you against the potential cost of problems like cancellation, stolen property, lost luggage, illness and injury. Falling ill overseas can be very expensive with medical bills running into tens of thousands of pounds. For peace of mind it’s important to have a good travel insurance policy in place. There are numerous types of cover, so make sure you get the right policy for you and your circumstances.
No. However, it’s strongly advised that you take out insurance before travelling in case of a medical emergency that could costs thousands of pounds.
Single trip insurance covers you for one trip to just one location for a specific period of time, while Annual insurance (also known as a multi trip policy) covers cover you for every trip you make during a 12 month period. The best policy for you will depend on how often you travel. If you are only going on one holiday in the next year get a single trip policy, but if you travel more often an annual policy could be cheaper.
Regardless of what optional extras a traveller chooses, travel insurance for UK holidaymakers may include all of the following components.
Your policy will expire at midnight on the final day it's valid for. For single trip polices your cover will end on the day you have advised you will return to the UK. For an annual policy your cover will expire a full year later so, for example, if you purchase on the 2nd of January 2016, your policy will expire at midnight on the 1st of January 2017, by which time you must be in the UK.
Yes, but it can be more expensive and not all insurers will cover you. If you're pregnant, certain exclusions may apply if you travel after a certain point during the period of your pregnancy. We would advise you to read the Key Facts Policy Summary, and the policy wording thoroughly, prior to purchasing the product to see at what point exclusions and conditions may be in place. For complete peace of mind, you can also ask your insurer any questions you may have.
A pre-existing condition usually means any medical condition for which medical advice, diagnosis, or treatment was recommended or received. Cover will only be provided for pre-existing medical conditions that you have declared. Please check your policy wording and key facts to ensure the cover meets your needs.
You must declare any pre-existing medical conditions when you apply for a policy. If you fail to do so you’ll be unable to claim if you fall ill as a result of your conditions. Not all travel insurers cover certain health problems, so check before you purchase your policy.
Yes, as soon as you take out your policy you will be covered, so always buy travel insurance as soon as you book your trip.
When using the Quidco Compare service, you must take reasonable care to answer insurers questions fully and accurately and if you volunteer other information, you must take reasonable care to ensure that the information is not misleading. If any information that you have provided changes before you take out your insurance, during the life of the policy or at renewal you must inform the insurer or broker of the change. If you deliberately or carelessly misrepresent any information in relation to this insurance, then your policy may not pay all, or part, of a claim and could in certain circumstances be avoided altogether.