Quidco vs TopCashback comparison

Quidco is the UK’s original and first 100% cashback site. Since being launched in Sheffield in early 2005, we have worked tirelessly at building the world’s best cashback site for our 10+ million members.

Quidco (and TopCashback, to some extent) offer their members money back on nearly anything they would want to buy online. The scope of what you can get cashback on is truly massive. We’re talking clothes, insurance, flights, broadband, gig tickets, furniture, mobile contracts, ISAs, gadgets... In a nutshell, if you can think of it, it’s likely we can get you cashback on it.

Here is our comparison of the two sites. Read on to find which service has the best cashback features, offers the most freedom, and rewards their members the most.

Quidco rewards its members with the most cashback, anywhere on the market.

We believe in giving our members the most rewarding experience on the market. That’s why we pay our members considerably more than TopCashback.

Check out a quick comparison of some of Quidco and TopCashback’s cashback rates.*

*Rates correct as of the date of writing: 18/11/2019

Quidco offers users the most freedom and flexibility on the market.

Both Quidco and TopCashback have two types of memberships: a free membership, and a Plus/Premium membership for users who want extra cashback benefits.

At Quidco, we believe in offering our members the freedom to dip in and out of these memberships when they please. With our Premium membership, you can take advantage of cashback rates with up to 10% top-ups. This means you get the original cashback rates with an added 10%. We understand that you’ll want to use our Premium membership in some months more than others. So if you stop actively using us, there’ll be no retention fee.

On the other side, TopCashback automatically opts all its new members into a yearly Plus membership scheme. If you do not cancel within 30 days, you will be unable to change to a free membership for one year. That’s it. You’re in. No going back.

Compared to TopCashback Plus, Quidco provides higher cashback rates without locking members into a yearly membership model.

Quidco Premium allows you to start earning higher cashback rates immediately.

Quidco Premium members can access topped up rates of up rates of up to 10% in exchange for a retention fee of £1 per active month. This means that a new Quidco Premium member would only need to earn £2 before receiving their cashback.

TopCashback Plus members have access to just 5% topped-up rates. But a caveat of this membership is that you must earn £5 cashback, which they will keep, before you can access their top-up rates. So you may end up earning nothing.

Find a better cashback rate, we’ll double the difference.

We offer a Highest Cashback Guarantee where we will double the difference if you find a higher rate on a UK competitor cashback site.

If you’re a new Quidco Premium member and you find a better cashback rate, we’ll double the difference. If you’re Quidco free Basic member, we’ll beat the rate and still pay you 2% of the difference. We believe that if you find a better deal, simply matching it isn’t enough of a promise.

TopCashback also offers a Highest Cashback Guarantee. But they only offer to match better rates — which are normally found on Quidco.

There are some brands who you can only earn cashback from with Quidco, and not TopCashback. These include retailers such as Argos, H&M, and CD Keys.

*Rates correct as of the date of writing: 18/11/2019

Quidco and TopCashback both offer Premium memberships. The basic premise of each Premium membership is that for a retention fee, members get access to increased cashback and better features.

Read our detailed comparison of Quidco and TopCashback’s membership tiers below.

The main difference between Quidco and TopCashback’s Premium membership is that our members are entitled to a 10% top-up bonus on top of original cashback rates, whereas TopCashback’s Premium members only get 5%.

At Quidco, we understand that you may take a break from shopping every now and again. That’s why we only retain £1 of your cashback per active month.

TopCashback, on the other hand, charge you a yearly fee, regardless of whether you use it every day or never at all.

At Quidco, we like to keep your cashback as flexible as possible. That’s why we enable our members to withdraw their cashback wherever they are through our mobile app. You can withdraw your cashback anytime to your bank, your Paypal, or through one of our many added-bonus gift cards.

ClickSnap is our way of giving you cashback on your everyday food shop. The way that ClickSnap works is that you do your weekly food shop instore, share your receipts with us, we’ll review it and give you cashback on your applicable purchases.

We have grocery cashback available supermarkets, such as Sainsbury’s, Asda, Tesco and Waitrose.

The difference between Quidco and TopCashback is the amount of cashback you can make out of your food shop. Quidco’s ClickSnap has 34 offers with up to 10 redemptions each. This means, for example, that you could buy a bottle of Plymouth Gin and get £3 back. And you can do this up to five times.

If you used all of our ClickSnap offers, you could make a grand total of £167.60 in cashback on your grocery shop.

On the other hand, TopCashback only has five offers on cashback food shopping, with only one redemption each. This means that the total cashback you can earn with TopCashback in your foodshop is 65p. Yep, that’s it. 65p.

We aim to provide our members with the best support on the market. We’re aware that cashback occasionally doesn’t track and sometimes you need to get in touch. This happens on both Quidco and TopCashback and can be due to a number of different technical reasons.

Unlike TopCashback, we have live chat support between 8am and 5:30 Monday-Friday, so you can talk to a real person if you have any issues. You can also request a call back if you’d prefer to chat over the phone.

If you need support outside of those times, you can always email us. And we’ll be quick to respond, answering any queries you may have.

Not everything you buy is online. Quidco allows you to earn cashback off as well as online. Register your payment card with us, and you’ll be able to earn cashback when you shop at a number of different highstreet retailers.