Rias Home Insurance Cashback & Offers

Established for more than 25 years, get Defaqto 5 Star rated home insurance from £96.*

20% of new customers paid this or less.

Rated excellent on Trustpilot, find out why eight out of ten customers stay with us when it’s time to renew^.

Defaqto 5 Star cover is our standard

Whether it’s the level of service we provide or the quality of our cover, we aim to keep the very highest of standards. We call it the Rias standard.

Make a claim 24/7 with our award-winningǂ UK-based claims service

With us you can make a claim 24/7 with our award-winningǂ UK based claims team. Whatever your claim involves, a dedicated claims professional will be on hand to help you in every way they can.

Shiny and new is what we do

We also offer a new for old replacement on your lost or stolen items, or items damaged beyond repair.
That’s Rias standard.

Accidental damage cover for electrical equipment, for when you need it most

For extra peace of mind, the contents cover in our Defaqto 5 Star home insurance includes accidental damage cover to any laptops, tablets, computers and TVs^^.
And yes of course, that’s standard too.

Did you know Rias also offers Defaqto 5 Star rated car insurance? One of the highest levels of cover available.

*20% of new customers paid £96 or less between 1 st October 2020 – 31st December 2020 for our combined buildings and contents cover. Premium depends on individual circumstances, payment method and cover chosen.

^84.88% of Rias Home Insurance customers renewed with us between 1st May 2020 – 30th November 2020.

^^Key exclusions include damage due to misuse, wear and tear, cleaning, breakdown, scratching and denting; and excludes items such as CDs or records.

**The claims service is provided by Ageas Insurance Limited, winners of the Claims Team of the Year Award at the Insurance Times Claims Excellence Awards 2020